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Enjoy cash rewards

Fill up. Stock up. Charge up. All with cash back.

Turn grocery runs and fuel stops into extra rewards with the Truist Enjoy Cash credit card.


Learn more about Truist Enjoy Cash credit card.

Small Business Loans

Get an answer on your application—fast.Disclosure 1

Accelerate your goals with a vehicle or equipment loan to keep your business moving forward.Disclosure 1

Apply now for a vehicle or equipment loan
Learn more about small business loans and lines of credit.

Money market account

Your next big savings move starts here.

Perk up your savings with the Truist One Money Market Account.

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Home mortgage

Loans to make it possible. Care to see it through.

Take your first step to homeownership.

Fraud and security

Make security a priority.

Get tips on protecting your accounts.

Fraud and security

Stay safe. Be careful where you click.

Make sure links are legitimate before you click. Sometimes it’s hard to tell. Find out what to look for.

Zelle®

Zelle® for your business.

Send and receive business payments on the go with Zelle®.Disclosure 2

Truist One Checking

Rake up the checking account perks this fall.

Enjoy no overdraft fees and automatic upgrades with Truist One Checking. 

Crystal clear—created with care.

Meet the Truist app.

Get super-fast access to your accounts and bright insights into your spending with our mobile app.

QR Code to open Apple or Google play app.

Scan this code with your phone’s camera to download Truist Mobile.

You know where you want to go.

Use our knowledge and care to help you get there.

Let's get started and reach our goals.
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Visual description: Truist logo

Visual description: An athlete falls into a creek, water splashing him. His coach reaches down and pulls him up to his feet, and puts a reassuring hand on his shoulder.

Coach: Let's go again.

Visual description: The athlete tries running across a log that connects both sides of the creek, but he falls off again. The coach motions for him to keep going.

Coach: Again.

Visual description: The athlete runs across the log again.

Music: Energetic music starts.

Visual description: The athlete falls off the log again. During a break, the coach gives the athlete some inspiring wisdom.

Coach: Don't look at the log. Look at where you want to go.

Voice over: When you work with someone who knows a lot and cares even more...

Athlete: I got this.

Visual description: The athlete makes one final attempt to run across the log, giving it everything he's got.

Voice over: You're unstoppable.

Visual description: The moment the athlete is half-way across the log, we cut to the same athlete running in the exact same way down the sideline of a football field dodging defenders for a big play. The crowd goes wild.

Music: I guess you're just what I needed.

Visual description: We zoom in to see the coach celebrating on the sideline with the team. He's excited and proud, and he points towards the athlete. The athlete catches his coach's praise and smiles back, acknowledging the coach's unwavering support.

Visual description: We see a Truist teammate and a professional-looking

 

client standing at a communal working table in a place of business. The client points towards a computer screen.

Client: Here's where I want to go.

Visual description: The teammate turns towards her client, nods, and smiles affirmingly.

Teammate: Great, let's get started.

Voice over: At Truist, we believe the same is true for banking.

Visual description: Truist logo

Music: Just what I needed.

Onscreen text: Leaders in banking. Unwavering in care.

Onscreen text: Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Leading based on Truist ranking as a top 10 U.S. commercial bank as of 12/31/23.

Money and Mindset

What interest rate cuts can mean for you

The Federal Reserve just announced an interest rate cut. How might it impact your money?

Find out what interest rate cuts can mean for you.

Your guide to becoming a super saver

When it comes to saving, it’s OK to put yourself first. Because when you build money habits that align to your unique goals, it makes for a smoother and more rewarding journey.

How an athlete’s mindset can help your financial fitness

Some of the same mental strategies favored by top athletes can be a part of your journey toward greater financial confidence.

Play to win on your finances.
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† Terms and Conditions for the 2024 Truist One Checking $400 Online Only Offer: TRUIST400DC24

Offer Information: Open a new Truist One Checking account online from 2/28/24 through 10/30/24, complete the following activities within 90 days of the account opening and earn $400. You must open the account online and enter the promo code to be eligible to participate in the promotion.

  • Receive at least one qualifying Direct Deposit* of $500 or more AND
  • Complete at least 15 qualifying debit card purchases** within 90 days of account opening. All debit purchases must be posted to your account to qualify.

Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code TRUIST400DC24. Please refer to the Account Opening and Enrollment section below for full instructions.

*The definition of a qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency. Transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.

**Qualifying Debit Card purchases include purchase transactions, including PIN Point of Sale (POS), recurring transactions, transactions made via tap or through a digital wallet, and signature-based purchases. These transactions must be posted within 90 days of the new checking account opening. ATM withdrawals at a branch using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included.

Offer Eligibility:  Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 2/28/23 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified.  The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.

Reward Forfeiture: Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being deposited, or (3) the new checking account has a $0.00 or negative available balance at the time of qualification validation. 

Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right in our sole discretion to prohibit a reward payout to non-eligible individuals for any offers claimed through third-party websites with no affiliation or prior authorization from Truist. All promotional payouts will be processed no later than 6/30/25 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made.

Account Opening & Enrollment Instructions: To open and enroll your new account in the promotion, visit the offer website and click on "Open an account online." Enter TRUIST400DC24 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.

Version 6 04252024 TRUIST400DC24

Disclosure 1 Loans and lines of credit are subject to credit approval. Standard underwriting guidelines and credit policies apply.

Disclosure 2 For your protection, Zelle® should only be used to send money to friends, family, and other people or businesses you trust.  Payments made with Zelle® are like sending cash and may not be able to be recovered. Enrollment with Zelle® through Truist Online or Mobile banking is required. Transactions between enrolled users typically occur in minutes. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. There is no fee to send money with Zelle® through your enrolled Truist business bank account. However, Zelle® payments deposited into your business account will be charged a 1.0% fee by Truist. The maximum fee is capped at $15 per received transaction. See Truist's Business Deposit Accounts Fee Schedule  for additional information. For more information, view the Truist Online and Mobile Banking for Business Service Agreement. Availability may be affected by your mobile carrier's coverage area.  Your mobile carrier’s message and data rates may apply.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Disclosures

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., which is a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC., each SEC registered investment advisers.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
  • New York City residents

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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