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Truist One Money Market Account
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|Minimum Opening Deposit||
|Monthly Maintenance Fee||
|How to Avoid the Monthly Maintenance Fee (MMF)||
The MMF can be waived for the Truist One Money Market Account for each statement cycle by maintaining a minimum daily ledger balance1 of $1,000 or more.
|Withdrawal Limit Fee||
$15 is assessed, regardless of balance, for each withdrawal over six with a maximum of six Withdrawal Limit Fees per statement cycle.
Yes. Interest is calculated and compounded daily based on a 365/366 day year on the collected balance and credited to your account monthly. Fees may reduce earnings. Interest rates are variable and can change at any time at the bank's discretion.
The interest earned is based on the following ledger balance tiers:
Tier 1 – $0.01 to $999.99
Tier 2 – $1,000 to $9,999.99
Tier 3 – $10,000 to $49,999.99
Tier 4 – $50,000 to $99,999.99
Tier 5 – $100,000 to $249,999.99
Tier 6 – $250,000 and greater
Statements are provided monthly and may be combined with other deposit accounts.
|Monthly Paper Statement Fee||
$3. Opting into Paperless Online statements2 is required to waive the $3 Paper Statement Fee.
|Overdraft Related Fees||
Truist does not charge Overdraft3 related fees on this product.
|Charged-Off Account fee||
Accounts closed in a charged-off status, $30.
Overdraft Protection is an optional service that can help clients avoid declined transactions. The client can link a Truist checking or money market account (the “protected” account) to another Truist deposit account, credit card4 , or line of credit4, 5 (the “protector” account) and available funds are automatically transferred from the linked protector account when necessary to cover any shortfalls in the protected account. There is no fee for the Overdraft Protection transfer. The amount transferred is the exact amount of the overdraft.
No fee for transactions6 at Truist ATMs.
|Stop Payment Fee||
|Returned Deposited Item/Cashed Item Fee7||
$12 per domestic item.
Level Benefits do not apply to the Truist One Money Market Account.
Funds are generally available the next business day after the deposit is received.
Truist will post items to your account based on your available balance. The available balance can be impacted by pending transactions. Examples of common pending transactions can be found in the Bank Services Agreement.