Prepaid Money Account

Truist Dimension Checking

Increase your balance, increase your rewards. Truist Dimension Checking has three rewards levels.

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$20

Monthly maintenance fee—with plenty of ways to waive³

$50

Minimum opening deposit

Earn interest on your money⁴

Compare rewards levels

Dimension Core

$0 up to $25,000

Account balance

10%

Credit Card Loyalty Bonus

$95

Delta SkyMiles Debit Card annual fee⁶

1

No-fee, non-Truist ATM transaction per statement cycle⁷

Dimension Select

$25,000 up to $100,000

Account balance

25%

Credit Card Loyalty Bonus

$75

Delta SkyMiles Debit Card annual fee⁶

3

No-fee, non-Truist ATM transactions per statement cycle⁷

Dimension Premier

$100,000+

Account balance

50%

Credit Card Loyalty Bonus

$25

Delta SkyMiles Debit Card annual fee⁶

Unlimited

No-fee, non-Truist ATM transactions per statement cycle⁷

All rewards levels

Benefits for you:

Up to four other, fee-free checking accounts.⁸
No monthly maintenance fee for a Truist Savings account.
$25 discount on any safe deposit box.⁹
Free money orders and official checks.

Best checking account if you:

Want to earn interest on your money.⁴
Have an average of $3,000 a month in direct deposits or $10,000 monthly average balance in your Truist Checking and Savings Accounts.
Are interested in a Delta SkyMiles Debit Card or a Truist credit card.

Fee information:

Any of these will waive the $20 monthly maintenance fee:

Make $3,000 or more in total qualifying direct deposits¹⁰ per statement cycle.
Maintain a combined total monthly average ledger balance^{11, 12} of $10,000 or more with Truist related accounts¹³ across personal deposits and all investments per statement cycle.
Have a related personal Truist credit card, mortgage, or consumer loan.¹⁴
Have a linked Small Business Checking account.¹⁵

Want more details? See our account fees and disclosures.

Truist credit card clients can earn elevated rewards in the form of either a Loyalty Cash Bonus or Loyalty Travel Bonus based on their credit card product type, the method by which they redeem, and their deposit relationship(s) at Truist. More information on this rewards bonus option can be found within the Rewards Program Terms and Conditions applicable to the client’s respective credit card; restrictions apply. Truist credit cards are subject to credit approval.

Truist Bright Checking

Recommended for your everyday needs. Truist Bright Checking offers options to avoid the monthly maintenance fee—and helps you bank on the go.

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$12

Monthly maintenance fee with ways to waive¹⁶

$50

Minimum opening deposit

No interest earned

Benefits for you:

No-fee access to more than 4,000 Truist ATMs.
Ways to protect yourself from overdrafts.
Digital money management tools.

Best checking account if you:

Need an everyday account for everyday needs.
Want to get, pay, and file your bills in one place with eBills.

Fee information:

Either of these will waive the $12 monthly maintenance fee:

Make $500 or more in total qualifying direct deposits¹⁰ per statement cycle.
Maintain an average ledger balance¹⁷ of $1,500 per statement cycle.

Want more details? See our account fees and disclosures.

Truist Fundamental Checking

A simple, affordable checking account. Truist Fundamental Checking has a low monthly maintenance fee, low opening deposit, and no minimum balance.

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$5

Monthly maintenance fee
($3 in New Jersey)

$50

Minimum opening deposit

No interest earned

Benefits for you:

$50 minimum deposit to open.
Low $5 monthly maintenance fee ($3 in New Jersey).
Ways to protect yourself from overdrafts.

Best checking account if you:

Generally have a lower monthly checking balance.
Want digital money management tools.
Are interested in free educational resources.

Want more details? See our account fees and disclosures.

Truist Student Checking

No monthly maintenance fee. And the convenience you crave. Student Checking is for people 23 or younger¹⁸—it’s a great way to start out.

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$0

Monthly maintenance fee¹⁹

$0

Minimum opening deposit

No interest earned

Benefits for you:

No minimum deposit to open, no monthly maintenance fee,¹⁹ and no direct deposit required.
Customizable debit card.
No fees transactions at over 3,500 Truist ATMs.
Ways to avoid overdrafts.

Best checking account if you:

Are 23 or younger.¹⁸
Want free access to digital banking and educational resources.
Don’t want to worry about account balance minimums and monthly fees.
Like digital features like text alerts, mobile deposits, and keeping an eye on your money with an app.

Want more details? See our account fees and disclosures.

Truist Money Account Prepaid Debit

No deposit? No bank account? No problem. The Truist Money Account gives you the freedom of a debit card.

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$5

Monthly maintenance fee

$0

Minimum opening deposit

No interest earned

Benefits for you:

No minimum deposit to open and no additional bank account required.
Avoid check-cashing fees by setting up direct deposit.
Use as a companion to your existing bank account. Digitally transfer funds to—and from—your reloadable card whenever you want.
Waive the $5 monthly maintenance fee by loading at least $500 a month.¹⁹
Earn cash back with deals—personalized select merchant offer discounts that come with your account.²⁰

Best if you:

Need to manage a strict budget—for you, or your household.
Don’t have a bank account.
Want to avoid overdraft fees.
Enjoy digital features like text alerts, mobile deposits, and keeping an eye on your money with an app.

Want more details? See our account fees and terms & conditions.

Earn Rewards

Dimension Checking

Amount to open: $50

Monthly fee: $20

Ways to waive: Monthly direct deposits¹⁰ over $3,000 or $10,000 average ledger balance^11, ¹² or have a personal Truist credit card, mortgage, or consumer loan¹⁴ or have a linked Small Business checking account¹⁵

Best if you:

Want incentives that grow with your checking account balance
Like unique rewards and earning interest⁴

Everyday Checking

Bright Checking

Amount to open: $50

Monthly fee: $12

Ways to waive: Monthly direct deposits¹⁰ over $500 or $1,500 average ledger balance¹⁵

Best if you:

Want an everyday checking experience
Have monthly direct deposits

Everyday Checking

Fundamental Checking

Amount to open: $50

Monthly fee: $5 ($3 in New Jersey)

Ways to waive: None

Best if you:

Need reliable online checking access and digital money tools
Usually have a lower monthly balance

Everyday Checking

Student Checking

Amount to open: $0

Monthly fee: $0

Ways to waive: None

Best if you:

Are a student aged 23 or younger¹⁸
Want a fee-free checking account
Like to manage your money with a mobile app

Everyday Checking

Money Account

Amount to open: $0

Monthly fee: $5

Ways to waive: $0 (with a monthly load of at least $500)

Best if you:

Eliminate overdraft fees
Benefits of a debit card with a prepaid account

	Minimum opening deposit	Monthly maintenance fee	Ways to waive monthly maintenance fee	Best if you
Truist Dimension Checking Terms & Conditions	$50	$20	Monthly direct deposits¹⁰ over $3,000 or $10,000 average ledger balance^11,^12,¹⁷ Have a personal Truist credit card, mortgage, or consumer loan¹⁴ Have a linked Small Business checking account¹⁵	Want incentives that grow with your checking account balance Like unique rewards and earning interest⁴
Truist Bright Checking Terms & Conditions	$50	$12	Monthly direct deposits¹⁰ over $500 $1,500 average ledger balance¹⁷	Want an everyday checking experience Have monthly direct deposits
Truist Fundamental Checking Terms & Conditions	$50	$5 ($3 in New Jersey)	None	Need reliable online checking access and digital money tools Usually have a lower monthly balance
Truist Student Checking Terms & Conditions	$0	$0	No monthly fee	Are a student aged 23 or younger¹⁸ Want a fee-free checking account Like to manage your money with a mobile app
Prepaid Money Account Additional Fee Schedule	$0	$5	No monthly maintenance fee with a monthly load of at least $500²²	Eliminate overdraft fees Benefits of a debit card with a prepaid account

Premium rewards

Truist Dimension Checking

Increase your balance, increase your rewards. Truist Dimension Checking has three rewards levels.

Open now

Find a branch

Show less

$20

Monthly maintenance fee—with plenty of ways to waive³

$50

Minimum opening deposit

Earn interest on your money⁴

Compare rewards levels

Dimension Core

$0 up to $25,000

Account balance

10%

Credit Card Loyalty Bonus

$95

Delta SkyMiles Debit Card annual fee⁶

1

No-fee, non-Truist ATM transaction per statement cycle⁷

Dimension Select

$25,000 up to $100,000

Account balance

25%

Credit Card Loyalty Bonus

$75

Delta SkyMiles Debit Card annual fee⁶

3

No-fee, non-Truist ATM transactions per statement cycle⁷

Dimension Premier

$100,000+

Account balance

50%

Credit Card Loyalty Bonus

$25

Delta SkyMiles Debit Card annual fee⁶

Unlimited

No-fee, non-Truist ATM transactions per statement cycle⁷

All rewards levels

Benefits for you:

Up to four other, fee-free checking accounts.⁸
No monthly maintenance fee for a Truist Savings account.
$25 discount on any safe deposit box.⁹
Free money orders and official checks.

Best checking account if you:

Want to earn interest on your money.⁴
Have an average of $3,000 a month in direct deposits or $10,000 monthly average balance in your Truist Checking and Savings Accounts.
Are interested in a Delta SkyMiles Debit Card or a Truist credit card.

Fee information:

Any of these will waive the $20 monthly maintenance fee:

Make $3,000 or more in total qualifying direct deposits¹⁰ per statement cycle.
Maintain a combined total monthly average ledger balance^{11, 12} of $10,000 or more with Truist related accounts¹³ across personal deposits and all investments per statement cycle.
Have a related personal Truist credit card, mortgage, or consumer loan.¹⁴
Have a linked Small Business Checking account.¹⁵

Want more details? See our account fees and disclosures.

Truist credit card clients can earn elevated rewards in the form of either a Loyalty Cash Bonus or Loyalty Travel Bonus based on their credit card product type, the method by which they redeem, and their deposit relationship(s) at Truist. More information on this rewards bonus option can be found within the Rewards Program Terms and Conditions applicable to the client’s respective credit card; restrictions apply. Truist credit cards are subject to credit approval.

Everyday checking

Truist Bright Checking

Recommended for your everyday needs. Truist Bright Checking offers options to avoid the monthly maintenance fee—and helps you bank on the go.

Open now

Find a branch

Show less

$12

Monthly maintenance fee with ways to waive¹⁶

$50

Minimum opening deposit

No interest earned

Benefits for you:

No-fee access to more than 4,000 Truist ATMs.
Ways to protect yourself from overdrafts.
Digital money management tools.

Best checking account if you:

Need an everyday account for everyday needs.
Want to get, pay, and file your bills in one place with eBills.

Fee information:

Either of these will waive the $12 monthly maintenance fee:

Make $500 or more in total qualifying direct deposits¹⁰ per statement cycle.
Maintain an average ledger balance¹⁷ of $1,500 per statement cycle.

Want more details? See our account fees and disclosures.

Low minimums

Truist Fundamental Checking

A simple, affordable checking account. Truist Fundamental Checking has a low monthly maintenance fee, low opening deposit, and no minimum balance.

Open now

Find a branch

Show less

$5

Monthly maintenance fee
($3 in New Jersey)

$50

Minimum opening deposit

No interest earned

Benefits for you:

$50 minimum deposit to open.
Low $5 monthly maintenance fee ($3 in New Jersey).
Ways to protect yourself from overdrafts.

Best checking account if you:

Generally have a lower monthly checking balance.
Want digital money management tools.
Are interested in free educational resources.

Want more details? See our account fees and disclosures.

Student account

Truist Student Checking

No monthly maintenance fee. And the convenience you crave. Student Checking is for people 23 or younger¹⁸—it’s a great way to start out.

Open now

Find a branch

Show less

$0

Monthly maintenance fee¹⁹

$0

Minimum opening deposit

No interest earned

Benefits for you:

No minimum deposit to open, no monthly maintenance fee,¹⁹ and no direct deposit required.
Customizable debit card.
No fees transactions at over 3,500 Truist ATMs.
Ways to avoid overdrafts.

Best checking account if you:

Are 23 or younger.¹⁸
Want free access to digital banking and educational resources.
Don’t want to worry about account balance minimums and monthly fees.
Like digital features like text alerts, mobile deposits, and keeping an eye on your money with an app.

Want more details? See our account fees and disclosures.

Prepaid debit

Truist Money Account Prepaid Debit

No deposit? No bank account? No problem. The Truist Money Account gives you the freedom of a debit card.

Open now

Find a branch

Show less

$5

Monthly maintenance fee

$0

Minimum opening deposit

No interest earned

Benefits for you:

No minimum deposit to open and no additional bank account required.
Avoid check-cashing fees by setting up direct deposit.
Use as a companion to your existing bank account. Digitally transfer funds to—and from—your reloadable card whenever you want.
Waive the $5 monthly maintenance fee by loading at least $500 a month.¹⁹
Earn cash back with deals—personalized select merchant offer discounts that come with your account.²⁰

Best if you:

Need to manage a strict budget—for you, or your household.
Don’t have a bank account.
Want to avoid overdraft fees.
Enjoy digital features like text alerts, mobile deposits, and keeping an eye on your money with an app.

Want more details? See our account fees and terms & conditions.

Compare all

Earn Rewards

Dimension Checking

Amount to open: $50

Monthly fee: $20

Ways to waive: Monthly direct deposits¹⁰ over $3,000 or $10,000 average ledger balance^11, ¹² or have a personal Truist credit card, mortgage, or consumer loan¹⁴ or have a linked Small Business checking account¹⁵

Best if you:

Want incentives that grow with your checking account balance
Like unique rewards and earning interest⁴

Everyday Checking

Bright Checking

Amount to open: $50

Monthly fee: $12

Ways to waive: Monthly direct deposits¹⁰ over $500 or $1,500 average ledger balance¹⁵

Best if you:

Want an everyday checking experience
Have monthly direct deposits

Everyday Checking

Fundamental Checking

Amount to open: $50

Monthly fee: $5 ($3 in New Jersey)

Ways to waive: None

Best if you:

Need reliable online checking access and digital money tools
Usually have a lower monthly balance

Everyday Checking

Student Checking

Amount to open: $0

Monthly fee: $0

Ways to waive: None

Best if you:

Are a student aged 23 or younger¹⁸
Want a fee-free checking account
Like to manage your money with a mobile app

Everyday Checking

Money Account

Amount to open: $0

Monthly fee: $5

Ways to waive: $0 (with a monthly load of at least $500)

Best if you:

Eliminate overdraft fees
Benefits of a debit card with a prepaid account

	Minimum opening deposit	Monthly maintenance fee	Ways to waive monthly maintenance fee	Best if you
Truist Dimension Checking Terms & Conditions	$50	$20	Monthly direct deposits¹⁰ over $3,000 or $10,000 average ledger balance^11,^12,¹⁷ Have a personal Truist credit card, mortgage, or consumer loan¹⁴ Have a linked Small Business checking account¹⁵	Want incentives that grow with your checking account balance Like unique rewards and earning interest⁴
Truist Bright Checking Terms & Conditions	$50	$12	Monthly direct deposits¹⁰ over $500 $1,500 average ledger balance¹⁷	Want an everyday checking experience Have monthly direct deposits
Truist Fundamental Checking Terms & Conditions	$50	$5 ($3 in New Jersey)	None	Need reliable online checking access and digital money tools Usually have a lower monthly balance
Truist Student Checking Terms & Conditions	$0	$0	No monthly fee	Are a student aged 23 or younger¹⁸ Want a fee-free checking account Like to manage your money with a mobile app
Prepaid Money Account Additional Fee Schedule	$0	$5	No monthly maintenance fee with a monthly load of at least $500²²	Eliminate overdraft fees Benefits of a debit card with a prepaid account

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Truist Prepaid Cards

Truist Dimension Checking

$20

$50

Compare rewards levels

Dimension Core

Dimension Select

Dimension Premier

All rewards levels

Benefits for you:

Best checking account if you:

Fee information:

Truist Bright Checking

$12

$50

Benefits for you:

Best checking account if you:

Fee information:

Truist Fundamental Checking

$5

$50

Benefits for you:

Best checking account if you:

Truist Student Checking

$0

$0

Benefits for you:

Best checking account if you:

Truist Money Account Prepaid Debit

$5

$0

Benefits for you:

Best if you:

Truist Dimension Checking

$20

$50

Compare rewards levels

Dimension Core

Dimension Select

Dimension Premier

All rewards levels

Benefits for you:

Best checking account if you:

Fee information:

Truist Bright Checking

$12

$50

Benefits for you:

Best checking account if you:

Fee information:

Truist Fundamental Checking

$5

$50

Benefits for you:

Best checking account if you:

Truist Student Checking

$0

$0

Benefits for you:

Best checking account if you:

Truist Money Account Prepaid Debit

$5

$0

Benefits for you:

Best if you:

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