Prepaid Money Account | Truist Bank

Checking accounts

No deposit? No bank account? No problem. The Truist Money Account gives you the freedom of a debit card.

Truist Money Account

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Want more details? See our account fees and terms & conditions.

Benefits for you:

Benefits for you:

No minimum deposit to open and no additional bank account required.
Avoid check-cashing fees by setting up direct deposit.
Use as a companion to your existing bank account. Digitally transfer funds to—and from—your reloadable card whenever you want.
Waive the $5 monthly maintenance fee by loading at least $500 a month.¹
Earn cash back with deals—personalized select merchant offer discounts that come with your account.²

Best if you:

Best if you:

Need to manage a strict budget—for you, or your household.
Don’t have a bank account.
Want to avoid overdraft fees.
Enjoy digital features like text alerts, mobile deposits, and keeping an eye on your money with an app.

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