Increase your balance, increase your rewards. Truist Dimension Checking has three rewards levels.
Any of these will waive the $20 monthly maintenance fee:
Want more details? See our account fees and disclosures.
Truist credit card clients can earn elevated rewards in the form of either a Loyalty Cash Bonus or Loyalty Travel Bonus based on their credit card product type, the method by which they redeem, and their deposit relationship(s) at Truist. More information on this rewards bonus option can be found within the Rewards Program Terms and Conditions applicable to the client’s respective credit card; restrictions apply. Truist credit cards are subject to credit approval.
Recommended for your everyday needs. Truist Bright Checking offers options to avoid the monthly maintenance fee—and helps you bank on the go.
Want more details? See our account fees and disclosures.
A simple, affordable checking account. Truist Fundamental Checking has a low monthly maintenance fee, low opening deposit, and no minimum balance.
Monthly maintenance fee
($3 in New Jersey)
Minimum opening deposit
No interest earned
Want more details? See our account fees and disclosures.
No monthly maintenance fee. And the convenience you crave. Student Checking is for people 23 or younger18—it’s a great way to start out.
Want more details? See our account fees and disclosures.
No deposit? No bank account? No problem. The Truist Money Account gives you the freedom of a debit card.
Monthly maintenance fee
Minimum opening deposit
No interest earned
Want more details? See our account fees and terms & conditions.
Earn Rewards
Amount to open: $50
Monthly fee: $20
Ways to waive: Monthly direct deposits10 over $3,000 or $10,000 average ledger balance11, 12 or have a personal Truist credit card, mortgage, or consumer loan14 or have a linked Small Business checking account15
Best if you:
Everyday Checking
Amount to open: $50
Monthly fee: $5 ($3 in New Jersey)
Ways to waive: None
Best if you:
Everyday Checking
Amount to open: $0
Monthly fee: $0
Ways to waive: None
Best if you:
Everyday Checking
Amount to open: $0
Monthly fee: $5
Ways to waive: $0 (with a monthly load of at least $500)
Best if you:
Minimum opening deposit | Monthly maintenance fee | Ways to waive monthly maintenance fee | Best if you | |
---|---|---|---|---|
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$50 |
$20 |
|
|
![]() |
$50 |
$12 |
|
|
![]() |
$50 |
$5 |
None |
|
![]() |
$0 |
$0 |
No monthly fee |
|
|
$0 |
$5 |
No monthly maintenance fee with a monthly load of at least $50022 |
|
Premium rewards
Increase your balance, increase your rewards. Truist Dimension Checking has three rewards levels.
Any of these will waive the $20 monthly maintenance fee:
Want more details? See our account fees and disclosures.
Truist credit card clients can earn elevated rewards in the form of either a Loyalty Cash Bonus or Loyalty Travel Bonus based on their credit card product type, the method by which they redeem, and their deposit relationship(s) at Truist. More information on this rewards bonus option can be found within the Rewards Program Terms and Conditions applicable to the client’s respective credit card; restrictions apply. Truist credit cards are subject to credit approval.
Everyday checking
Recommended for your everyday needs. Truist Bright Checking offers options to avoid the monthly maintenance fee—and helps you bank on the go.
Want more details? See our account fees and disclosures.
Low minimums
A simple, affordable checking account. Truist Fundamental Checking has a low monthly maintenance fee, low opening deposit, and no minimum balance.
Monthly maintenance fee
($3 in New Jersey)
Minimum opening deposit
No interest earned
Want more details? See our account fees and disclosures.
Student account
No monthly maintenance fee. And the convenience you crave. Student Checking is for people 23 or younger18—it’s a great way to start out.
Want more details? See our account fees and disclosures.
Prepaid debit
No deposit? No bank account? No problem. The Truist Money Account gives you the freedom of a debit card.
Monthly maintenance fee
Minimum opening deposit
No interest earned
Want more details? See our account fees and terms & conditions.
Compare all
Earn Rewards
Amount to open: $50
Monthly fee: $20
Ways to waive: Monthly direct deposits10 over $3,000 or $10,000 average ledger balance11, 12 or have a personal Truist credit card, mortgage, or consumer loan14 or have a linked Small Business checking account15
Best if you:
Everyday Checking
Amount to open: $50
Monthly fee: $5 ($3 in New Jersey)
Ways to waive: None
Best if you:
Everyday Checking
Amount to open: $0
Monthly fee: $0
Ways to waive: None
Best if you:
Everyday Checking
Amount to open: $0
Monthly fee: $5
Ways to waive: $0 (with a monthly load of at least $500)
Best if you:
Minimum opening deposit | Monthly maintenance fee | Ways to waive monthly maintenance fee | Best if you | |
---|---|---|---|---|
![]() |
$50 |
$20 |
|
|
![]() |
$50 |
$12 |
|
|
![]() |
$50 |
$5 |
None |
|
![]() |
$0 |
$0 |
No monthly fee |
|
|
$0 |
$5 |
No monthly maintenance fee with a monthly load of at least $50022 |
|
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