Spending until your bank account is almost empty can lead to overdrafts, getting hit with fees, and added stress. One way to help avoid this is to redefine what it means to be out of money. Instead of seeing $0 as zero, think of $250 as zero—or whatever amount makes sense for your budget.
This mindset shift can help you limit overspending, so you’ll stress less while awaiting your next deposit. Spending money is a necessitybut the way you spend it can separate financial stress from financial success.
For more help getting on the path toward better financial confidence and well-being, check out this collection of stories.