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Have trouble with overspending. Here are some tips to break the habit. Spending mindfully is a sign of healthy money habits. On the flip side, spending until your bank account is almost empty can lead to overdrafts getting hit with fees and added stress. One way to spend more comfortably is to give yourself a buffer instead of spending until your account is at zero. Redefine what zero means. It could be $50, $100, or whatever amount works for your budget. Redefining zero can help you limit over spending so you can stress less while you wait for your next deposit. If you're having a hard time keeping a buffer in your account, take a look at your expenses. Are there ways to find savings on necessities like groceries and utilities by using coupons or switching your phone plan? What about your non-essential spending? Does it align with your values? Or do the extra costs actually end up adding stress? Are there things you can cut out without impacting your happiness? When you spend wisely on the things that really matter most to you, you are taking care of your money and mindset. For more tips and inspiration, visit truist.com/money and mindset.