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Special introductory variable rate as low as Prime minus 1.51% for 9 months from the date of account opening. Currently 5.99% APR.Disclosure 3, Disclosure 4 After the 9 months, the rate will be the standard approved variable rate, currently ranging between 7.50% to 14.85% APR. Rates will fluctuate based on changes to the index rate.Disclosure 3, Disclosure 4 Excellent credit is required to qualify for the lowest rates.

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Small Business Money Market account

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Eligible clientsDisclosure 1 can earn a 3.50% annual percentage yield (APY) with a new Truist Business Money Market account.Disclosure 2

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Disclosure 1 Rates may vary based on branch location and whether you open an account in a branch, by phone or online. Interest rates and APYs are accurate as of 9/23/2025 and are subject to change without notice at any time, including after the account is opened. 

To qualify for any promotional interest rate shown below, clients must open a new Truist Business Money Market account. Clients whose Taxpayer Identification Number (TIN) is listed as the primary owner of an existing Truist money market account or an existing Truist Simple Business Savings account or clients who have closed a Truist money market account or Truist Simple Business Savings account within 30 days of the new Truist Business Money Market account opening are not eligible. To qualify for the 3.50% offer, clients must open a new Truist Business Money Market account at a Truist branch in AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, PA, SC, TN, VA, WV or DC, or for phone or online account opening, the business’s physical address must be located in AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, PA, SC, TN, VA, WV or DC.  Clients who open an account at a Truist branch in the Greater Philadelphia Area (as defined below), or for phone or online account opening, clients whose business’s physical address is in the Greater Philadelphia Area (as defined below) are not eligible for the 3.50% offer.

Greater Philadelphia

To qualify for the 4.00% APY offer, clients must open a new Truist Business Money Market account in at a Truist branch in the Greater Philadelphia area, or for online or phone account opening, the business’s physical address must be in the Greater Philadelphia area. The Greater Philadelphia area includes the following counties in Pennsylvania: Bucks, Montgomery, Delaware, Philadelphia, Chester and the following counties in New Jersey: Salem, Camden, Burlington, Gloucester. This special promotional rate is limited to small business clients only. Accounts opened by Institutional, Commercial, Corporate and Wealth clients are not eligible for the special promotional rate and will revert to the standard rate after account opening. The 4.00% APY variable rate offer is for eligible accounts with balances from $0.01 - $5,000,000. If the Money Market Account balance is greater than $5,000,000, the special promotional rate will revert to the standard interest rate. Your new Money Market Account could initially earn a rate lower than 4.00% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 4.00% APY rate. At the bank’s discretion, the variable interest rate and APY may change to the standard interest rate and APY at any time. The standard interest rate and APY are both 0.01%. Fees may reduce earnings.

Texas and Ohio

To qualify for the 4.25% APY offer, clients must open a new Truist Business Money Market account in Texas or Ohio at a Truist branch, or for phone or online account opening, the business’s physical address must be located in Texas or Ohio. This special promotional rate is limited to small business clients only. Accounts opened by Institutional, Commercial, Corporate and Wealth clients are not eligible for the special promotional rate and will revert to the standard rate after account opening. The 4.25% APY variable rate offer is for eligible accounts with balances from $0.01 - $5,000,000. If the Money Market Account balance is greater than $5,000,000, the special promotional rate will revert to the standard interest rate. Your new Money Market Account could initially earn a rate lower than 4.25% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 4.25% APY rate. At the bank’s discretion, the variable interest rate and APY may change to the standard interest rate and APY at any time. The standard interest rate and APY are both 0.01%. Fees may reduce earnings.

Disclosure 2 The Truist Business Money Market account interest tiers are based on the following ledger balance tiers: Tier 1 - $0.01 to $999.99; Tier 2 - $1,000 to $9,999.99; Tier 3 - $10,000 to $49,999.99; Tier 4 - $50,000 to $99,999.99; Tier 5 - $100,000 to $249,999.99; Tier 6 - $250,000 or greater. For new accounts, the promotional Interest Rate is 3.44% and the Annual Percentage Yield (APY) is 3.50% for Tiers 1–6. Your new Money Market Account could initially earn a rate lower than 3.50% APY. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the 3.50% APY rate. At the bank’s discretion, the variable interest rate and APY may change to the standard interest rate and APY at any time. The standard interest rate and APY are both 0.01% for Tiers 1–6. Fees may reduce earnings.

Disclosures

Truist Bank, Member FDIC. © 2025 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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