Juan Rosas

Juan A. Rosas
Direct Loan Officer, NMLSR # 761257

1001 Semmes Ave

Richmond, VA 23224-2245

Language(s): English, Spanish

juan.a.rosas@truist.com

Phone 804-319-8363

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About me

Background

As a trusted, bilingual (Spanish/English) advisor with Truist Mortgage, I offer eight years of mortgage industry experience helping clients achieve the dream of homeownership. I can originate conventional, FHA, jumbo, doctor, and premier loans.  

Personal interests

Rosas is fluent in Spanish.

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    1 The Professional Program for Doctors is not available for properties in Alaska, Arizona, and Hawaii; contact your loan officer for details. This product is available to licensed residents, interns, and fellows in MD, DO, and DPM programs and licensed physicians and dentists (MD, DO, DPM, DDS, DMD) who have completed their training within the last 15 years. Doctors with equal to or over 15 years post-training need to be members of Truist Wealth or belong to a practice that is part of Truist Wealth to be eligible for this product. 15-year restriction does not apply when refinancing an existing Truist Doctor Loan. Other program restrictions may apply; please consult your loan officer.

    2 Deferred student loan debt may only be excluded from debt ratio calculation if they will be deferred for a minimum of 12 months after closing.

    3 Borrowers should note that 100% mortgage financing will result in no property equity until such time as the loan principal is paid down through regular mortgage payments and/or the property value appreciates. Additionally, if property values decline, you could owe more than your property’s value. Additional LTV restrictions may apply.

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    New York City residents:

    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

    Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

    The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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