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Great rewards and exclusive experiences.

As a Premier Banking client, you’ll enjoy big benefits. From loan discounts, to premium checking privileges, to a dedicated call center—you’ll get more with Premier Banking.

Premier Banking gives you benefits that add up.

Rewards that help you reach your goals and make life a little easier.

Extra banking benefits—just for you.

Truist One Checking with Level Premier (total monthly average balance of $100,000+) gives you automatic benefits, created with care.

  • 50% loyalty bonus on eligible Truist credit cardsDisclosure 2
  • Monthly maintenance fees waived on all Truist One Checking and Truist One Savings AccountsDisclosure 3
  • One no-fee incoming domestic wire, one no-fee incoming international wire, or one no-fee funds transfer per calendar monthDisclosure 4
  • Unlimited no-fee non-Truist ATM transactions per monthly cycleDisclosure 5
  • Optional Delta SkyMiles® Debit Card with an annual fee of $25 ($70 discount).Disclosure 6
  • $100 Negative Balance BufferDisclosure 7 if you overdraw
  • Check orders: Free first order (10-pack) and free reorders

Truist Visa® card

From your everyday essentials to your weekend getaways, get rewarded with every opportunity.

Get the perks with a Truist Visa® card.

Truist Visa® Rewards Credit Cards

Title

Premium Rewards

  • Earn unlimited points—3x on travel purchases (airfare, hotels, and rental cars), 2x on dining, and 1x on all other eligible purchases.
  • Get 30,000 bonus points—worth $300—after you spend $1,500 within 90 days of account opening.
  • Up to $100 annual travel experience credit for items such as ground transportation, cable or streaming services, and ticket agencies.
  • 10%, 25% or 50% Loyalty Cash Bonus based on your Truist deposit relationship when cash back is deposited into an eligible Truist deposit account.
  • Up to $100 statement credit for TSA Pre-Check® or Global Entry® once every four years.

Title

Travel Rewards

  • Earn 2x miles per $1 spent on travel purchases. Earn 1x miles per $1 spent on all other eligible purchases.
  • Get 20,000 bonus miles—worth $200—after you spend $1,500 within 90 days of account opening.
  • 10%, 25% or 50% Loyalty Travel Bonus based on your Truist deposit relationship when miles are redeemed for travel through the rewards program.
  • Up to $85 statement credit for TSA Pre-Check® or Global Entry® once every four years.

You can experience the Premier Banking difference.

Get the professional support, financial planning, and benefits you need to stay on track toward your goals.

Access

In person, online, or virtually— bank how you want, where you want with easy account access and support. Learn more

Guidance

We’ll help you achieve your goals with tailored advice from our team. Learn more

Rewards

Get rewarded with exclusive benefits when you grow your relationship with us. Learn more

Community

Our purpose means we invest in the success of you and your community. Learn more

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    We’re here to talk.

    Your money should create opportunities. At Truist, Premier Banking is dedicated to giving you personalized advice, an exceptional experience, and tailored solutions to help you reach your goals.

    Let’s schedule a meeting to talk about how Premier Banking benefits can elevate your banking experience.

    Meet with a Premier Banker or contact a nearby branch.

    Schedule a meeting with a Premier Banker.
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    Disclosure 1 Interest rate reduction is off the standard rate of a consumer loan or line of credit. For the Truist Equity Line, this interest rate reduction does not apply to the promotional rate advances, Fixed Rate/Fixed Term advances, or during the Repayment Period. All loan and line discount offers are subject to change. Offer for new and refinanced consumer loans and lines of credit, as well as for credit line increases. Premier Banking interest rate reductions are not available on existing consumer loans or lines of credit and may not be applicable for all products. Consult your banker for details.

    Disclosure 2 Truist credit card clients can earn elevated rewards in the form of either a Loyalty Cash Bonus or Loyalty Travel Bonus based on their credit card product type, the method by which they redeem, and their deposit relationship(s) at Truist. More information on this rewards bonus option can be found within the Rewards Program Terms and Conditions applicable to the client’s respective credit card; restrictions apply. Truist credit cards are subject to credit approval.

    Disclosure 3 Related accounts automatically include all applicable accounts associated with primary and secondary account holders.

    Disclosure 4  Intermediary Financial Institutions may deduct additional fees from incoming wires, reducing the amount of the proceeds credited to your account. Fees may vary.

    Disclosure 5  $3 per transaction at non-Truist ATMs in the U.S. Per Transaction is defined as Cash Withdrawals, Balance Inquiries or Transfers. All personal DDA and SAV accounts in Texas receive two non-Truist ATM fee waivers per statement cycle and two ATM surcharge rebates not to exceed $3 per rebate.

    Disclosure 6  The Delta SkyMiles® Debit Card annual fee is charged 45 days after the open date of the card. For Truist One Checking accounts, the initial annual fee will be based on the sum of highest monthly average ledger balance of your combined eligible Truist consumer deposit balances on that date. Eligible Truist consumer deposit balances include all checking, savings, Certificate of Deposit, Individual Retirement Account and/or all consumer investments through Truist Investment Services, Inc. titled in the owner or the co-owners name. Thereafter, for Truist One we will use the highest average monthly ledger balance of the 3 most previous months to determine your annual fee. Annual fee levels for Truist One are defined as follows: Level 1 & 2) highest 3-month average ledger balance of less than $25,000 is charged an annual fee of $95; Level 3) highest 3-month average ledger balance of $25,000 and less than $50,000 is charged an annual fee of $75) Level 4) highest 3-month average ledger balance of $50,000 and less than $100,000 is charged an annual fee of $50; Level 5) highest 3-month average ledger balance of $100,000 or more is charged an annual fee of $25. Annual fee will be calculated at the end of the month prior to the annual fee being charged. For Truist Wealth and Truist Asset Management Checking account clients, the annual fee will be discounted to $0. For Delta SkyMiles® cards opened before July 15, 2015 and not associated with a Truist Dimension Checking or Signature Advantage Checking Account, the annual fee is $95. For clients whose relationship segment changes, the annual fee will be adjusted upon the next annual fee billing date. For more details, please see the Delta SkyMiles® Terms and Conditions.

    Disclosure 7  To initially qualify requirements below must be met for the Negative Balance Buffer:

    • Account must be opened for a minimum of 35 calendar days
    • Account must be funded and have a positive balance
    • A single direct deposit of at least $100 per month must be made for 2 consecutive months

    To remain qualified for the Negative Balance Buffer, the requirement below must be met:

    • A recurring direct deposit of at least $100 per month.

    After qualifying, if two months pass without a Direct Deposit of at least $100, you will no longer have access to Negative Balance Buffer. For accounts that qualify for the Negative Balance Buffer and also have Overdraft Protection, Truist will use the Negative Account Buffer first. If the account has neither, transactions that exceed the account balance will be declined or returned. The Negative Balance Buffer is only available with Truist One Checking and allows clients to overdraw their account up to $100. Initial and ongoing eligibility requirements apply. If the Negative Balance Buffer is not available (and the account does not have Overdraft Protection), transactions that exceed the account balance will typically be declined or returned.

    * U.S. checking or savings account required to use Zelle. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

    Disclosures

    Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

    Equal Housing Lender

    Investment and Insurance Products:

    • Are Not FDIC or any other Government Agency Insured
    • Are Not Bank Guaranteed
    • May Lose Value

    Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and/or P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA, SIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc.

    Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

    Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

    "Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

    Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

    Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

    • Multilingual teammates available at our Multicultural Banking Centers
    • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
    • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

    New York City residents:

    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

    • Limited English Proficiency Support
    • New York City residents

    Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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