Marcus Spears

Marcus Spears
Community Mortgage Specialist, NMLSR # 2164994

4460 Six Forks Rd

Raleigh, NC 27609-5720

About me

Background

As a trusted advisor with Truist Mortgage, my goal is to build better lives and communities by helping my clients achieve their homeownership goals. No matter where you consider home, I’m here to help with your mortgage needs providing distinctive, secure, and successful experiences through touch and technology.

There’s no “one size fits all” loan and every client’s financial goals are unique. As a caring loan officer, I take the time to listen and learn about each client. You can rely on my experience to find the best loan option for you; when my clients win, we all win. I am completely open and honest with my clients about their borrowing capabilities and how they can optimize their financial position.

My first priority is to deliver an exceptional home financing experience. My passion is “home” and is at the center of all that I do. As a Truist Community Mortgage Specialist I serve with integrity to uphold the highest standards because everyone and every moment matters. Whether it is your first time buying a home or if you are an experienced homebuyer, I am committed to finding the best loan option and competitive rate to match your goals.

Truist’s Purpose: Inspire and build better lives and communities

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • 100% financing at competitive rates and low monthly payments.

    • For qualifying veterans and surviving spouses.
    • 100% financing available with no down payment.
    • Borrowers exempt from monthly mortgage insurance premiums.
  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate now

  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.
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