Barbara Woodburn

Barbara C. Woodburn
Retail Loan Officer, NMLSR # 405046

1425 Seminole Trl

Charlottesville, VA 22901-1417

About me

Background

I’ve been in the mortgage lending business for over 35 years and understand both the homebuying process and how important it is to be able to reach someone when you need them. My passion is helping clients obtain their dream of homeownership and provide the attention to detail that makes every experience run smoothly and easily.  I have an in-depth understanding of the local real estate market and what it takes to effectively and expertly close loans, including doctor and dentist, construction to permanent for those dream homes, and jumbos for larger amounts. I’m also proficient in helping first-time homebuyers in need of grant funds to help with down payments and closing costs, and existing owners looking to refinance. 

Personal interests

During my career, I’ve been involved with many networking groups, professional organizations, and boards of directors, including the Women’s Council of REALTORS®, Richmond Home Builders Association, Virginia Home Builders Association, Partnership for Housing Affordability, and the Mortgage Bankers Association. Personally, I’m an avid boater and lover of the ocean, bay, and many water sports. I have a passion for boating education and safety on the water, along with keeping the Chesapeake Bay and the oceans clear and clean for everyone and everything to enjoy them. I’ve served in many positions, including past commodore of the Lodge Creek Yacht Club, past commander of the Richmond Sail and Power Squadron, and past president of the Virginia Power Boat Association Women’s Auxiliary. I serve on the board of my neighborhood association and am active in my church. I love spending time and “playing” with my husband, children, and grandchildren. My motto is: “This is no dress rehearsal. You have to work hard to play hard.”

Areas of Focus

  • Choose how to position your mortgage comfortably within your overall financial picture, whether it’s to reduce your monthly payment, pay off your loan sooner, or get cash out for large purchases.

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $3,000,000 to $5,000,000.
  • Whether you’re thinking about a new home now or further down the line, we have a variety of home loans and will help ease the mortgage process by answering your questions and making the experience as simple and straightforward as possible.

  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.
  • By first understanding how much you can afford to spend on a home and planning accordingly, you can buy your first home with confidence. Calculate now

  • You’ve decided to build your dream home. Save time and money with a construction-to-permanent loan.

    • Offers affordable, interest-only payments during construction.
    • No penalties are assessed for prepayment.
    • One upfront closing with one set of closing costs provides the financing for the lot, construction and mortgage.
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