Reinsurance Collateral Trust services

Flexible trustee solutions for insurers, reinsurers, captives, and ILS sponsors.

Our experienced team understands the complexities of reinsurance transactions and provides dedicated support throughout the process. When a reinsurance collateral trust is the right solution, we work with you and your counterparty to help establish and support the trust structure.

A strong reinsurance collateral trust partner

Our highly respected reinsurance specialists average more than 20 years of institutional experience with $11 billion in assets under custody and offer deep knowledge of market drivers, NAIC requirements, Regulation 114 trusts, and state insurance department regulations.

Single point of contact

You work directly with a dedicated client manager who knows your business, which means no handoffs to multiple teams or to a call center.

Responsiveness

Rapid document turnaround, same-day responses, and the flexibility required to keep programs on track.

Cost-effective efficiency

Meet deadlines and with streamlined onboarding and document review, efficient disbursement processes, and trust templates to reduce costs.

Truist Reinsurance Collateral Trust transactions

Collateral & Trust structures
  • Reg 114 trust accounts
  • Insurance statutory accounts
  • Premium trust accounts
  • Depository insurance accounts
  • Custody for captives
Reinsurance & alternative risk solutions
  • Sidecar reinsurance
  • Insurance-linked securities (ILS)
  • Catastrophe bond trustee (CAT Bonds)
  • Collateralized reinsurance programs
Insurance program administration
  • MGA/MGU programs
  • Deductible programs
  • Workers' compensation programs
  • Surety bond programs
  • Warranty insurance premium retention escrows

Connect with a Truist business development teammate.

Contact us to learn how we can support and streamline your reinsurance solution.

Donny Tong

Senior Vice President

Reinsurance Collateral Trusts FAQs

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Improved credit availability using trusts that don’t adversely impact your available credit are cost effective with annual fees that are typically lower than other collateral posting options and convenience with tri-party arrangements that do not require annual renewal.

Reinsurers may be required to post collateral so the insurer has certainty that funds will be available to pay claims, regardless of the reinsurer’s location or credit profile. Collateral protects policyholders and stabilizes the insurer exposure.

Collateral trusts can offer more flexibility and significantly lower costs than traditional collateral options, such as letters of credit.

That’s why insurers, reinsurers, captives, and corporations are increasingly turning to these alternative risk transfer strategies as a collateral solution for more fluid regulatory, financial, and risk management environments. 

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