ACH fraud control Keep your information and assets safe.

Use this tool to help protect your company from fraudulent or unauthorized transactions.

Download PDF of the afp survey report highlights.

Keep your confidential financial information secure.

You don’t have to wait until your funds are misdirected or misappropriated to protect your information. Use our ACH fraud control solutions to reduce the risk of fraud for your business.

Improve decision-making.

Get notifications and reports that increase your control and confidence. 

Minimize loss.

Quickly identify suspicious expenses, and prevent fraud before loss happens. 

Increase control.

Set parameters for which transactions are allowed, so you can enjoy the advantages of ACH—while mitigating fraud. 

Safeguard your business from payments fraud

Truist offers clients a strategic advantage with expertise and solutions that enable them to manage payments with simplicity, speed, and safety.

Component ID : "accordionGridLayout-67606823"
Model : "disclaimer"
Position : "left"

Chris Ward, Head of Truist Enterprise Payments: The fraud landscape is evolving and threats to your business remain stubbornly high. These threats underscored the need for robust fraud controls and proactive strategies.

Truist offers our clients a strategic advantage with expertise and robust solutions that enable them to manage payments with simplicity, speed, and safety.

We're helping clients not only just to react, but to anticipate and neutralize fraud. We're also giving them the confidence to better protect their businesses.

Speak to your treasury consultant today on how we can help you safeguard your business.

Truist

Truist Bank, Member FDIC.

Fraud control solutions

Explore ways to protect your business.

ACH Fraud Control 

Get empowered to prevent fraudulent, unauthorized, or erroneous ACH activity.

Component ID : "accordionGridLayout-622616143"
Model : "stack"
Position : "left"
Benefits
  • Get increased control over ACH.
  • Receive detailed reporting on debits.
  • Set parameters for which transactions are allowed.
  • Customize your level of protection.
Best fit if you
  • Want to take advantage of the low cost and cash flow advantages of ACH while mitigating fraud

Questions about ACH Fraud Control? Contact your treasury consultant or relationship manager.

ACH Blanket Block 

Prevent ACH transactions from being posted to your account.

Component ID : "accordionGridLayout-790175080"
Model : "stack"
Position : "left"
Benefits
  • Safeguard your account from attempted ACH debit and/or credit transactions.
  • Automatically return transactions to the originator, preventing them from posting to your account.
  • Gain economies and time—no monitoring necessary. 
Best fit if you
  • Want no credit and/or debit ACH activity on your account

Questions about ACH Blanket Block? Contact your treasury consultant or relationship manager.

Universal Payment Identification Code (UPIC) 

Keep your confidential banking information private. Use a UPIC to receive electronic ACH payments.

Component ID : "accordionGridLayout-549474266"
Model : "stack"
Position : "left"
Benefits
  • Guard your company’s account information.
  • Receive simple, safe, and secure electronic payments.
Best fit if you
  • Need to receive electronic payments from vendors and suppliers but don’t want to share your bank account information

Questions about UPIC? Contact your treasury consultant or relationship manager.

Truist Verify

Confirm account details before check or electronic payments are sent or access is granted to help reduce fraud risk and improve transaction accuracy.

Component ID : "accordionGridLayout-1601404428"
Model : "stack"
Position : "left"
Benefits
  • Verify account ownership before funds move to help reduce the risk of fraud, payment errors, and unauthorized activity
  • Support faster, more informed decision-making with timely verification capabilities
May be appropriate if you
  • Need to validate account details upfront as part of onboarding, payments, or funding processes

Questions about Truist Verify?

Contact your treasury consultant or relationship manager. Truist Verify is designed to support fraud prevention efforts. No solution can eliminate all fraud or error risk.

ACH Fraud Control

ACH Fraud Control 

Get empowered to prevent fraudulent, unauthorized, or erroneous ACH activity.

Component ID : "accordionGridLayout-622616143"
Model : "stack"
Position : "left"
Benefits
  • Get increased control over ACH.
  • Receive detailed reporting on debits.
  • Set parameters for which transactions are allowed.
  • Customize your level of protection.
Best fit if you
  • Want to take advantage of the low cost and cash flow advantages of ACH while mitigating fraud

Questions about ACH Fraud Control? Contact your treasury consultant or relationship manager.

ACH Blanket Block

ACH Blanket Block 

Prevent ACH transactions from being posted to your account.

Component ID : "accordionGridLayout-790175080"
Model : "stack"
Position : "left"
Benefits
  • Safeguard your account from attempted ACH debit and/or credit transactions.
  • Automatically return transactions to the originator, preventing them from posting to your account.
  • Gain economies and time—no monitoring necessary. 
Best fit if you
  • Want no credit and/or debit ACH activity on your account

Questions about ACH Blanket Block? Contact your treasury consultant or relationship manager.

UPIC

Universal Payment Identification Code (UPIC) 

Keep your confidential banking information private. Use a UPIC to receive electronic ACH payments.

Component ID : "accordionGridLayout-549474266"
Model : "stack"
Position : "left"
Benefits
  • Guard your company’s account information.
  • Receive simple, safe, and secure electronic payments.
Best fit if you
  • Need to receive electronic payments from vendors and suppliers but don’t want to share your bank account information

Questions about UPIC? Contact your treasury consultant or relationship manager.

Truist Verify

Truist Verify

Confirm account details before check or electronic payments are sent or access is granted to help reduce fraud risk and improve transaction accuracy.

Component ID : "accordionGridLayout-1601404428"
Model : "stack"
Position : "left"
Benefits
  • Verify account ownership before funds move to help reduce the risk of fraud, payment errors, and unauthorized activity
  • Support faster, more informed decision-making with timely verification capabilities
May be appropriate if you
  • Need to validate account details upfront as part of onboarding, payments, or funding processes

Questions about Truist Verify?

Contact your treasury consultant or relationship manager. Truist Verify is designed to support fraud prevention efforts. No solution can eliminate all fraud or error risk.

The right card options for any size business.

Commercial card

Simplify expenses. Manage spending. Set credit limits—all with no annual fee. No matter what your unique needs are, we have card options focused on your values, your ambitions, and your success. 

Learn More about commercial card

Business Resource Center

Want some fresh ideas?

Expand your knowledge with resources for better business strategies. Stay up-to-date with trending topics, news, and research.

Manage cash flow Payments technology that pays off

Payments technology strategies to help keep your business resilient

Explore payments technology strategies that improve onboarding, modernize payment systems, strengthen customer communication, and reduce fraud risk.
06/08/2026
Article
06/08/2026
Payments Technology Strategies for Business Growth

Manage cash flow Payments technology that pays off

Payments technology strategies to help keep your business resilient
06/08/2026
Article
06/08/2026
Payments Technology Strategies for Business Growth

Client case study Truist delivers payments at the speed of light for Dropp

Instant pay-by-bank platform to send Real-time Payments removes delays and improves cash flow.

See how Truist’s Real-Time Payments (RTP®) solution enables Dropp merchants to receive funds instantly, reduce card fees, and move beyond traditional payment rails.
03/04/2026
Article
03/04/2026
Dropp Employs Real Time Payments® To Power Instant Settlement

Client case study Truist delivers payments at the speed of light for Dropp

Instant pay-by-bank platform to send Real-time Payments removes delays and improves cash flow.
03/04/2026
Article
03/04/2026
Dropp Employs Real Time Payments® To Power Instant Settlement

Manage Cash Flow Can sweep solutions improve your business finances?

Idle cash in your operating account could be working harder for your bottom line.

Discover how automated sweep solutions can optimize your cash flow by moving idle funds to interest-earning accounts while maintaining liquidity.
10/30/2025
Article
10/30/2025
Can Sweep Solutions Improve Your Business Finances?

Manage Cash Flow Can sweep solutions improve your business finances?

Idle cash in your operating account could be working harder for your bottom line.
10/30/2025
Article
10/30/2025
Can Sweep Solutions Improve Your Business Finances?
    {0}

    {0}

    {2}
    {6}
    {7}
    {8}
    {9}
    {12}
    {10}
    {11}

    {3}

    {1}
    {2}
    {6}
    {8}
    {9}
    {10}
    {11}
    {14}
    {12}
    {13}
    {1}
    {2}
    {7}
    {8}
    {9}
    {10}
    {11}
    {14}
    {12}
    {13}

    Stay informed and get connected

    Looking for fresh thinking and new insights to help uncover opportunities for your business needs?

    Connect with a Relationship Manager

    Work with a partner who sees your vision and has the resources to help you achieve it. We’re ready to focus on the specific needs of your company—and where you are in your business lifecycle.

    *This form is for prospects. Truist clients should contact their relationship manager with inquiries related to commercial products and services.

    Contact us

    Helpful links

    Business Insights
    Truist Business Lifecycle Advisory
    Business Resource Center
    Sign up for monthly articles on Business Insights

    Sign up to receive our business insights, thought leadership, and client success stories that can help inspire your next bold business move.

    Please enter a first name
    Please enter a last name
    Please enter a valid email address
    Please enter a company name
    I'm also interested in: Please select a campaign option
    Component ID : "accordionGridLayout-1396148670"
    Model : "disclaimer"
    Position : "left"

    Disclosures

    Truist Bank, Member FDIC. © 2026 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, Truist One, Truist Marquee, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

    Equal Housing Lender

    Investment and Insurance Products:

    • Are Not FDIC or any other Government Agency Insured
    • Are Not Bank Guaranteed
    • May Lose Value

    TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

    Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

    Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries.

    Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

    Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

    Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

    "Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

    Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

    New York City residents:

    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

    Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

    The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

    Site footer

    Footer Navigation

    Banking products
    About Truist
    Resources
    Support

    © 2026, Truist. All Rights Reserved.