Get commercial financing

Finance business growth. Position your company for the future.

What are your company’s goals? To increase your market share? Expand product lines? Whatever your future holds, we’ll find customized financing solutions to get you there. Experience better banking—built on collaboration, partnerships, and your needs.

Gain a competitive edge with local bankers who understand your needs.

A FULL RANGE OF COMMERCIAL LENDING OPTIONS

Our local banking approach allows us to get closer to your business—while providing access to industry-leading expertise. All to give you solutions customized to fit your company’s needs.

bankers

Local bankers, national resources

Our local team is proactive in understanding your business’s capital needs—and provides the expertise and financing solutions to help you meet them.

money

Borrowing options to help you meet your company’s objectives.

We have solutions as unique as your business to help you succeed. And our team will help you determine which options work best for you.

hands

A relationship manager, focused on the long haul

You’ll have a banker who serves as your primary strategic advisor and connects you to other key resources at Truist—so you can achieve your definition of success.

Commercial financing options

Explore the right financing solution for your business. 

Working capital optimization and lines of credit 

Keep your business moving forward. Take advantage of a flexible credit line to fund everyday business operations.

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Benefits

  • Improve cash flow by covering short-term or unexpected business needs with flexible repayment terms.
  • Finance working capital needs for inventory, growth, and expansion—with favorable terms.
  • Improve your purchasing power by securing higher volumes of inventory at better prices.
  • Take advantage of supplier discounts, or provide extended payment terms to your buyers.

Best fit if you

  • Want to cover seasonal or short-term cash flow needs, access capital until your clients pay you, and purchase inventory when you need it.

Questions about working capital optimization and lines of credit? Contact your relationship manager, or visit a local branch.

Purchase commercial real estate 

Capitalize on opportunities to finance commercial property and improve cash flows.

Learn more about Truist commercial real estate.
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Benefits

  • Buy your office or warehouse instead of leasing.
  • Expand your existing facility.
  • Add a new location to your existing operation.

Best fit if you

  • Want flexible lending options to meet your specific needs for office or industrial and other purposes, including new purchases, improvements, or refinance.

Questions about purchasing commercial real estate? Contact your relationship manager, or visit a local branch.

Buy or lease commercial equipment

Finance your equipment needs the way that works for you.

Learn more about commercial card
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Benefits

  • Access a full range of financing options, including capital or operating leases and loans.
  • Partner with equipment finance experts that can make the right financing recommendation for your equipment needs.
  • Get financing for a wide range of equipment types, including specialty equipment.

Best fit if you

  • Want to purchase new or used equipment.

Questions about buying or leasing equipment? Contact your relationship manager, or visit a local branch.

Commercial Card

Manage spending. Streamline your accounts payable process. Reduce costs. No matter what your organization’s unique needs are, we have experts and solutions focused on your priorities and success.

Learn more about commercial card
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Benefits

  • Access to different card types with a variety of benefits for financing short-term working capital needs of your business.
  • Oversee employee purchases and payments and monitor vendor expenses from a single, intuitive platform.
  • Protect your purchases with features designed to add security, such as authorization and limit management, quick alerts, fraud monitoring, and detailed reporting.

Best fit if you

  • Want to make working capital purchases with flexible repayment terms.

OR

  • Want to quickly and easily purchase inventory or materials from preferred suppliers.

Questions about commercial card? Contact your relationship manager, or visit a local branch.

Small Business Administration (SBA) loans

Partner with an SBA preferred lender and put more cash back into your business with a variety of flexible borrowing options.

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Benefits

  • Get flexible and attractive terms.
  • Maximize longer repayment terms and flexible use of proceeds for standard SBA 7A loans up to $5 million.
  • Access SBA 504 loans up to and exceeding $5 million for major fixed assets that promote business growth and job creation.

Best fit if you

  • Want to finance a real estate purchase or construction, business purchase, partner buy-out, or fixed asset purchase.

Want to know whether a Small Business Administration loan is the right fit for your needs? Contact your relationship manager, or visit a local branch.

Working capital optimization and lines of credit

Working capital optimization and lines of credit 

Keep your business moving forward. Take advantage of a flexible credit line to fund everyday business operations.

Component ID : "accordionGridLayout-1913578599"
Model : "stack"
Position : "left"

Benefits

  • Improve cash flow by covering short-term or unexpected business needs with flexible repayment terms.
  • Finance working capital needs for inventory, growth, and expansion—with favorable terms.
  • Improve your purchasing power by securing higher volumes of inventory at better prices.
  • Take advantage of supplier discounts, or provide extended payment terms to your buyers.

Best fit if you

  • Want to cover seasonal or short-term cash flow needs, access capital until your clients pay you, and purchase inventory when you need it.

Questions about working capital optimization and lines of credit? Contact your relationship manager, or visit a local branch.

Commercial Information reporting

Manage your business’s accounts—wherever you are

Gain confidence to make the decisions that help you achieve your business’s vision. Manage and control your information—with solutions built around your needs. Our online tools make it easy to support your business goals.

Learn More about information reporting

Want some fresh ideas?

Business Resource Center

Expand your knowledge with resources for better business strategies. Stay up to date with trending topics, news, and research.

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Stay informed and get connected

Looking for fresh thinking and new insights to help uncover opportunities for your business needs?

Connect with a Relationship Manager

Work with a partner who sees your vision and has the resources to help you achieve it. We’re ready to focus on the specific needs of your company—and where you are in your business lifecycle.

Existing Truist clients are encouraged to contact their relationship managers with inquiries related to commercial products and services.

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