Manage accounts payables

• Validate recipient accuracy before sending a payment.
• Deliver payments faster with near-instant fund availability in most cases.
• Enhance security by eliminating the need to store sensitive bank account details.
• Simplify reconciliation with clear payment tracking and statement details.
• Reduce operational costs by moving away from paper checks and manual processes.
• Improve customer satisfaction by offering a seamless, digital payment experience.

• Need to send secure, real-time payments to individuals or small businesses, 24/7, without collecting or storing bank account details.^{Disclosure 1}

• Mitigate fraud risk.
• Predict cash flow.
• Reduce paperwork.
• Disburse funds quickly and safely.
• Improve efficiency and security.
• Minimize payment expenses.

• Want to electronically manage payroll, vendor payments, expense reimbursements, stockholder distributions, and other recurring payment types.

OR

• Want to accelerate consumer and business recurring receivables through pre-authorized payment.

• Get confirmation—quick.
• Initiate one-time or recurring domestic or international wire transfers online, by phone, or at a branch.
• Keep your money secure with multi-level security features.
• Send foreign currency wire transfers. 

• 24/7 access to send and receive payments instantly, securely
• Payer and payee notifications, including multiple nonpayment messages
• Cost reduction with elimination of check and cash handling
• Lower receivables costs and increase cash on hand

• Manage payable and receivable processes at all hours and want speedy validation and confirmation of payments.

• Eliminate check storage costs and dependency on paper checks.
• Give employees access to view and change their payroll and direct deposit online.
• Predict cash flow.
• Reduce fraud risk.
• Take advantage of HR support tools and resources to stay in compliance with labor and new hire laws.

• Want to smooth out your payroll process for employees, improve access to payroll information, and eliminate dependency on paper checks and files

• Optimize your cash flow.
• Simplify reconciliation through automation and integration of all payments.
• Save time and money by switching from paper-based to electronic payments.
• Perform transactions with multi-layer security.
• Improve relationships with trading partners.

• Use multiple payment types, such as Virtual Card, ACH, wire transfer, or checks, in your daily operations and want to manage and track your processes more easily