Commercial money market and CD solutions

See your unique vision grow with better money market and CD solutions.

Let’s manage your business, organization, or nonprofit finances with a personalized account that’s right for you. 

Empowering money market and CD resources

Maximize your efficiency and earning power.

Improve your cash flow and make the most of every opportunity. 

invest

Invest with confidence

Get competitive rates and added benefits to help your business meet your savings goals.

flexible

Flexible options

Choose the account that best fits your organization’s financial objectives, organizational needs, and investing time frame.

tools

Better tools

Enjoy customizable saving solutions to help your business with everyday banking—and with meeting short- and long-term goals.

Money market and CD solutions

Explore some of our savings accounts to save more.

Truist Business Money Market

Money market account

Invest in opportunities for growth. Get easy access to, and benefit from competitive interest rates to secure your company’s future.  

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Account benefits

  • Bank on your time with access to your account whenever you need it.
  • Earn competitive, tiered money market rates compounded daily and credited monthly.1
  • Get six free withdrawals and transfers per month.2

Best fit if you

  • Run a company with a savings balance greater than $5,000 and want easy access to your funds.

See our Commercial Bank Services Agreement (PDF) for more information.

See our Business Deposit Accounts Fee Schedule (PDF) for more information about your account.

To open an account or learn more about Truist commercial money market and CD accounts, contact your Relationship Manager or call us. 

Truist Contact Center  844.4TRUIST (844.487.8478)

Certificate of Deposit Account Registry Service (CDARS)

CD account

Earn higher interest rates than a traditional savings account with CDARS. Protect your large investments and see your vision grow—as well as your returns.

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Account benefits

  • Gain access to multimillion-dollar FDIC insurance coverage, including the principal and interest of large deposits.
  • Consolidate your monthly statements and funds with a single account.
  • Save time organizing and managing multiple bank accounts.
  • Eliminate time spent administering various interest rates per maturity.
  • Get daily compounded interest.

Best fit if you

  • Are an individual, business, nonprofit, public fund manager, trustee, financial advisor, or credit union making large deposits and want to earn high interest

Questions about CDARS? Contact your relationship manager for more information.

Truist Business Money Market

Truist Business Money Market

Money market account

Invest in opportunities for growth. Get easy access to, and benefit from competitive interest rates to secure your company’s future.  

Component ID : "accordionGridLayout-1555755490"
Model : "stack"
Position : "left"

Account benefits

  • Bank on your time with access to your account whenever you need it.
  • Earn competitive, tiered money market rates compounded daily and credited monthly.1
  • Get six free withdrawals and transfers per month.2

Best fit if you

  • Run a company with a savings balance greater than $5,000 and want easy access to your funds.

See our Commercial Bank Services Agreement (PDF) for more information.

See our Business Deposit Accounts Fee Schedule (PDF) for more information about your account.

To open an account or learn more about Truist commercial money market and CD accounts, contact your Relationship Manager or call us. 

Truist Contact Center  844.4TRUIST (844.487.8478)

CDARS

Certificate of Deposit Account Registry Service (CDARS)

CD account

Earn higher interest rates than a traditional savings account with CDARS. Protect your large investments and see your vision grow—as well as your returns.

Component ID : "accordionGridLayout-34705818"
Model : "stack"
Position : "left"

Account benefits

  • Gain access to multimillion-dollar FDIC insurance coverage, including the principal and interest of large deposits.
  • Consolidate your monthly statements and funds with a single account.
  • Save time organizing and managing multiple bank accounts.
  • Eliminate time spent administering various interest rates per maturity.
  • Get daily compounded interest.

Best fit if you

  • Are an individual, business, nonprofit, public fund manager, trustee, financial advisor, or credit union making large deposits and want to earn high interest

Questions about CDARS? Contact your relationship manager for more information.

Looking for more deposit account options?

Liquidity and sweep accounts

Automate processes and secure your assets with our sweep services. Maximize your funds with Smart Sweep, Credit Line Sweep, Working Capital Solutions Credit Line Sweep, and Insured Cash Sweep.

Learn more about sweep services

Manage your business’s accounts—wherever you are.

Information reporting

Gain confidence to make the decisions that help you achieve your business’s vision. Manage and control your information—with solutions built around your needs. Our online tools make it easy to support your business goals.

Learn More about information reporting

Business Resource Center

Want some fresh ideas?

Expand your knowledge with resources for a better business strategy. Stay up to date with trending topics, news, and research.

Explore our Business Resource Center

Stay informed and get connected

Looking for fresh thinking and new insights to help uncover opportunities for your business needs?

Connect with a Relationship Manager

Work with a partner who sees your vision and has the resources to help you achieve it. We’re ready to focus on the specific needs of your company—and where you are in your business lifecycle.

Existing Truist clients are encouraged to contact their relationship managers with inquiries related to commercial products and services.

Contact us

Helpful links

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Truist Business Lifecycle Advisory
Business Resource Center
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1Variable rate that can change at any time at the bank's discretion

2A withdrawal limit fee applies per withdrawal over six, with a maximum of six withdrawal limit fees per statement cycle. The withdrawal limit fee applies, regardless of the balance, to all withdrawals and transfers made from this account, including those made at a branch, ATM, by mail, or through an electronic means.

Disclosures

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and/or P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA, SIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
  • New York City residents

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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