Customized sweep solutions

Achieve more with your money.

Sweep solutions that integrate seamlessly—no matter how unique your business environment is.

Solutions for every business environment

Accessing your money and managing your accounts has never been easier—or more efficient.

Together, let’s maximize your funds and minimize your risk with customized solutions for every type of business.

fast

Maximize your company’s return on excess funds.

Increase your returns and minimize your administrative costs. 

control

Increase account control.

Easily manage your accounts and get quick access to your money.  

risk

Minimize your risk.

Put your mind at ease with no risk of overdraft fees. 

Find your right fit.

Explore different liquidity management solutions. 

Credit Line Sweep 

Automatically integrate your cash and line of credit to increase operating capital visibility—and improve access to your company’s available funds.

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Benefits

  • Automate your cash management decisions.
  • Minimize borrowing and interest expenses while efficiently managing your line of credit.
  • Gain greater visibility into available operating capital.
  • Get unlimited funds transfers between checking account(s) and your line of credit.
  • Save administrative time and money.
  • Borrow precisely what you need.
  • Easily tap into available funds.
  • Automatically transfer available funds to your business checking account for overdraft protection.

Best fit if you

  • Want to minimize interest expense and save time by automating the process.

Questions about Credit Line Sweep? Contact your treasury consultant or relationship manager.

Smart Sweep

Earn more overnight. We’ll invest your idle funds in higher yielding deposits—and they’ll still be FDIC insured.

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Position : "left"

Benefits

  • Automate your sweep so that you have sufficient funds in your operating account to cover nightly transactions.
  • Ensure you have sufficient funds available to offset treasury and deposit service fees, only investing excess liquidity.
  • Transfer an unlimited amount to and from the Smart Sweep account.
  • Earn interest on all funds invested in Smart Sweep.
  • Get FDIC insurance on all funds in the Smart Sweep account (up to applicable FDIC insurance coverage limits).

Best fit if you

  • Want to maximize your company’s returns and save time by automating the process.

Questions about Smart Sweep? Contact your treasury consultant or relationship manager.

Working Capital Solutions Credit Line Sweep

Automatically integrate your company’s accounts receivables and lines of credit. Increase operating capital visibility while improving access to available funds.

Component ID : "accordionGridLayout-1703754657"
Model : "stack"
Position : "left"

Benefits

  • Automate the management of your company’s liquidity.
  • Minimize borrowing and interest expenses while efficiently managing your line of credit.
  • Gain greater visibility into available operating capital.
  • Get unlimited funds transfers between checking account(s) and your line of credit.
  • Save administrative time and money.
  • Convert receivables into usable cash faster.
  • Easily tap into available funds.

Best fit if you

  • Want to tighten operations, improve cash management, and protect your working capital.

Questions about Working Capital Solutions Credit Line Sweep? Contact your treasury consultant or relationship manager.

Insured Cash Sweep

Get expanded FDIC insurance—combined with the liquidity of your operating account.

Component ID : "accordionGridLayout-748112804"
Model : "stack"
Position : "left"

Benefits

  • Get the level of liquidity you need.
  • Work with Truist, an institution you know and trust, while getting FDIC insurance coverage from many institutions.
  • Earn one rate on your account.
  • Specify which banks shouldn’t receive any of your placed deposits.
  • Eliminate ongoing tracking burdens and the need to footnote uninsured deposits.

Best fit if you

  • Need expanded FDIC insurance (above $250,000) on liquid funds and want to earn interest.

Questions about Insured Cash Sweep? Contact your treasury consultant or relationship manager.

Credit Line Sweep

Credit Line Sweep 

Automatically integrate your cash and line of credit to increase operating capital visibility—and improve access to your company’s available funds.

Component ID : "accordionGridLayout-698873784"
Model : "stack"
Position : "left"

Benefits

  • Automate your cash management decisions.
  • Minimize borrowing and interest expenses while efficiently managing your line of credit.
  • Gain greater visibility into available operating capital.
  • Get unlimited funds transfers between checking account(s) and your line of credit.
  • Save administrative time and money.
  • Borrow precisely what you need.
  • Easily tap into available funds.
  • Automatically transfer available funds to your business checking account for overdraft protection.

Best fit if you

  • Want to minimize interest expense and save time by automating the process.

Questions about Credit Line Sweep? Contact your treasury consultant or relationship manager.

Smart Sweep

Smart Sweep

Earn more overnight. We’ll invest your idle funds in higher yielding deposits—and they’ll still be FDIC insured.

Component ID : "accordionGridLayout-381558161"
Model : "stack"
Position : "left"

Benefits

  • Automate your sweep so that you have sufficient funds in your operating account to cover nightly transactions.
  • Ensure you have sufficient funds available to offset treasury and deposit service fees, only investing excess liquidity.
  • Transfer an unlimited amount to and from the Smart Sweep account.
  • Earn interest on all funds invested in Smart Sweep.
  • Get FDIC insurance on all funds in the Smart Sweep account (up to applicable FDIC insurance coverage limits).

Best fit if you

  • Want to maximize your company’s returns and save time by automating the process.

Questions about Smart Sweep? Contact your treasury consultant or relationship manager.

Working Capital Solutions Credit Line Sweep

Working Capital Solutions Credit Line Sweep

Automatically integrate your company’s accounts receivables and lines of credit. Increase operating capital visibility while improving access to available funds.

Component ID : "accordionGridLayout-1703754657"
Model : "stack"
Position : "left"

Benefits

  • Automate the management of your company’s liquidity.
  • Minimize borrowing and interest expenses while efficiently managing your line of credit.
  • Gain greater visibility into available operating capital.
  • Get unlimited funds transfers between checking account(s) and your line of credit.
  • Save administrative time and money.
  • Convert receivables into usable cash faster.
  • Easily tap into available funds.

Best fit if you

  • Want to tighten operations, improve cash management, and protect your working capital.

Questions about Working Capital Solutions Credit Line Sweep? Contact your treasury consultant or relationship manager.

Insured Cash Sweep

Insured Cash Sweep

Get expanded FDIC insurance—combined with the liquidity of your operating account.

Component ID : "accordionGridLayout-748112804"
Model : "stack"
Position : "left"

Benefits

  • Get the level of liquidity you need.
  • Work with Truist, an institution you know and trust, while getting FDIC insurance coverage from many institutions.
  • Earn one rate on your account.
  • Specify which banks shouldn’t receive any of your placed deposits.
  • Eliminate ongoing tracking burdens and the need to footnote uninsured deposits.

Best fit if you

  • Need expanded FDIC insurance (above $250,000) on liquid funds and want to earn interest.

Questions about Insured Cash Sweep? Contact your treasury consultant or relationship manager.

Manage your business’s accounts—wherever you are.

Information reporting

Gain confidence to make the decisions that help you achieve your business’s vision. Manage and control your information—with solutions built around your needs. Our online tools make it easy to support your business goals.

Learn More about information reporting

Business Resource Center

Want some fresh ideas?

Expand your knowledge with resources for better business strategies. Stay up-to-date with trending topics, news, and research.

Manage Cash Flow Can sweep solutions improve your business finances?

Idle cash in your operating account could be working harder for your bottom line.

Discover how automated sweep solutions can optimize your cash flow by moving idle funds to interest-earning accounts while maintaining liquidity.
10/30/2025
Article
10/30/2025
Can Sweep Solutions Improve Your Business Finances?

Manage Cash Flow Can sweep solutions improve your business finances?

Idle cash in your operating account could be working harder for your bottom line.

Can Sweep Solutions Improve Your Business Finances?

Discover how automated sweep solutions can optimize your cash flow by moving idle funds to interest-earning accounts while maintaining liquidity.
Discover how automated sweep solutions can optimize your cash flow by moving idle funds to interest-earning accounts while maintaining liquidity.
10/30/2025
Article
10/30/2025
Can Sweep Solutions Improve Your Business Finances?

Client case study From Vulnerability to Viability

The impact of ACH Automation in mitigating fraud for companies

Learn how Truist helped OrthoCarolina reduce fraud risk, cut costs, and improve cash flow by replacing paper checks with secure, automated ACH payment solutions.
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How ACH Automation Reduced Fraud for OrthoCarolina

Client case study From Vulnerability to Viability

The impact of ACH Automation in mitigating fraud for companies

How ACH Automation Reduced Fraud for OrthoCarolina

Learn how Truist helped OrthoCarolina reduce fraud risk, cut costs, and improve cash flow by replacing paper checks with secure, automated ACH payment solutions.
Learn how Truist helped OrthoCarolina reduce fraud risk, cut costs, and improve cash flow by replacing paper checks with secure, automated ACH payment solutions.
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Manage Cash Flow Controlling costs to boost productivity: Real-life scenarios

How Truist helped businesses reach their growth goals

Learn two real-life scenarios where Truist relationship advisors helped clients optimize their cash flow strategy to control costs and boost productivity.
05/13/2025
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Cost Control Strategies to Help Improve Productivity

Manage Cash Flow Controlling costs to boost productivity: Real-life scenarios

How Truist helped businesses reach their growth goals

Cost Control Strategies to Help Improve Productivity

Learn two real-life scenarios where Truist relationship advisors helped clients optimize their cash flow strategy to control costs and boost productivity.
Learn two real-life scenarios where Truist relationship advisors helped clients optimize their cash flow strategy to control costs and boost productivity.
05/13/2025
Article
05/13/2025
Cost Control Strategies to Help Improve Productivity
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