Richard Gruber

Richard Gruber
Financial Consultant Truist Investment Services, Inc.

4828 S Florida Ave

Lakeland, FL 33813-2167

Richard.Gruber@truist.com

Phone 863-868-1396

Fax 863-644-7997

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About me

Background

Ricky Gruber is a Financial Consultant with Truist Investment Services, Inc. He offers clients more than 5 years of financial services, retirement planning, and investment management experience. His focus is advising on the development and implementation of investment strategies to help clients address their immediate and future goals. He follows a disciplined process where he works collaboratively with each client to assess their financial situation and determine risk tolerance, while also reviewing current estate, risk management, and tax planning strategies. His end result is the formation and execution of an appropriate investment strategy with measurable returns while minimizing unnecessary risk and increasing tax efficiency*. 

After graduating from the University of South Carolina, Ricky began his career doing client service for a large Mutual Fund company.  In this role, Ricky discovered the need for sound advice and easily understandable financial education. This led to his discovery of his true passion for helping clients plan for and achieve their financial goals, while educating them along the way. Pursuing that passion led Ricky to his role as a Financial Consultant.  

Registered Representative, Truist Investment Services, Inc., Investment Adviser Representative, Truist Advisory Services, Inc.

*Any comments or references to taxes herein are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.
Check the background of this investment professional on FINRA's BrokerCheck

Education

BS in Finance
University of South Carolina 2017

Personal Interests

In his free time, Ricky enjoys spending time with his girlfriend Kelsey and dog Winston.  He also enjoys golf, live music, cooking, and going to the beach.

Specialties

  • Cash-flow forecasting, business planning, asset accumulation strategies, savings and tax planning, executive compensation, retirement distributions

  • Innovative, customized risk management strategies and solutions in partnership with McGriff and Truist Life Insurance Services, designed to protect every facet of your assets and income.

  • Market strategy insights, strategic and tactical asset allocation guidance, open-architecture investing platform, long-term investment strategies, alternative investments, private equity and debt offerings, and more

  • Wills; trust, estate, gift, wealth transfer, and generation-skipping tax planning; estate administration and settlement; and more

  • Exclusive educational events, whitepapers, articles, podcasts, legacy planning, next-generation education

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