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Banking solutions

Get the most from your banking relationship. Optimize cash flow by integrating your banking services

Premium banking services

Simple yet sophisticated. Keep your money working for you around the clock with preferred rates, convenient access, and much more.

Wealth Checking

Ready for the perks of a premium checking account? As a Truist Wealth client, you’ll have an unmatched combination of exclusive features, benefits, discounts, and services. 

Benefits include:

  • Truist Wealth Debit Card with deals or Delta SkyMiles® Debit Card 1
  • Increased daily ATM withdrawal limit of $3,000 and daily purchase limit of $25,000
  • Account access through Truist Online and Mobile Banking with unlimited online Bill Pay

No monthly maintenance fees on:

  • Secondary checking accounts 2
  • One personal Truist savings account or one existing Money Rate Savings account
  • One Health Savings account

No fees on:

  • Non-Truist ATM bank transactions with surcharge rebates on Truist Wealth Checking and Truist Wealth AMA accounts
  • Personal checks (single, duplicate, top-stub, or end-stub style)
  • Any size safe deposit box (subject to availability)
  • Automatic overdraft protection transfers
  • Incoming and outgoing international and domestic wire transfers

Service fees may apply. Please see our Personal Deposit Accounts Fee Schedule (PDF)3 and Account Overview Guide (PDF) for details.

Looking for a personal checking account that adapts to your needs?

Consider Truist One Checking, with no overdraft fees, a negative balance buffer, exceptional rewards, and more.

Wealth Credit Card

Looking for enhanced rewards, attentive service, and our most comprehensive card benefits? The Truist Wealth Credit Card4 is designed to exceed your expectations—with no limit on the rewards you can earn and the things you can enjoy.

See rates, fees and rewards. 

Earn special rewards

  • 3% unlimited cash back on travel (airfare, hotels and car rentals) and dining eligible purchases5
  • 2% unlimited cash back on gas and grocery-eligible purchases5
  • 1% unlimited cash back on all other eligible purchases6
  • 75% Loyalty Cash Bonus when you redeem cash rewards directly into your eligible Truist personal checking, savings, or money market account

Extensive benefits

  • Distinctive metal card
  • $450 annual fee waived for Wealth clients10
  • Our lowest credit card interest rates
  • Up to a $100 statement credit once every 4 years towards TSA PreCheck® or Global Entry application fee reimbursement7
  • 24/7 priority concierge servicing
  • Exclusive hotel and travel discounts

Enhanced protection

  • Embedded EMV chip technology
  • $500,000 in travel accident insurance9
  • Lost luggage reimbursement, auto rental collision damage waiver, and emergency assistance services9
  • Warranty Manager Service, Purchase Security,9 and Fraud and Liability Protection (Visa Zero Liability) coverage8

Streamline and simplify your financial life by keeping better track of your monthly expenditures. Step up to the exclusive Truist Wealth Credit Card.

Credit cards are subject to credit approval.

Want more credit card options?

Choose from five distinctive Truist Visa® credit cards for our lowest intro rates, cash and travel rewards—or just a great way to build your credit history with responsible card use.

Wealth Money Market Account

Build your savings balance while earning a competitive interest rate. You’ll get the maximum FDIC insurance coverage allowed by law and easy access to your funds virtually anywhere, anytime.

You can even use your Wealth Money Market account for overdraft protection when you link it to a Truist checking account. 

You’ll also get:

  • Higher rates for higher balances
  • Up to six withdrawals per statement cycle without a Withdrawal Limit fee 3
  • Check writing capabilities

Service fees may apply. Please see our  Personal Deposit Accounts Fee Schedule (PDF) and Account Overview Guide (PDF) for details.

Looking for an introductory money market savings option?

The Truist Money Market Account gives you easy access to your money while you earn interest.

Wealth Asset Management Account

We’ve combined the investment opportunities of a Truist Investment Services, Inc., brokerage account with the ease and convenience of a full-service interest-bearing checking account.

You’ll have the flexibility to manage your day-to-day cash flow needs while “sweeping” any excess cash into a brokerage account—where it can potentially earn a higher rate of return. 

More benefits include:

  • Tiered interest rates
  • Investment sweep option
  • No-fee Truist design personal checks
  • No-fee incoming domestic or international wire transfers

And pay no monthly maintenance fees on:

  • Truist One Checking account

Service fees may apply. Please see our Personal Deposit Accounts Fee Schedule (PDF) and Account Overview Guide (PDF)  for details.

Wealth CDs and IRAs

Step up to investment vehicles customized for your personal requirements.

Wealth CDs come with:

  • No monthly fees
  • Automatic renewal
  • Guaranteed rates
  • FDIC insurance

Wealth IRA options include:

  • Tax-deductible contributions
  • Tax-deferred earnings

Digital banking with Truist Wealth

Everything you need—and so straightforward

Ready to get started?

Register now for online banking