Premium banking services

Simple yet sophisticated. Keep your money working for you around the clock with preferred rates, convenient access, and much more.

Wealth Checking

Ready for the perks of a premium checking account? As a Truist Wealth client, you’ll have an unmatched combination of exclusive features, benefits, discounts, and services. 

Benefits include:

  • Truist Wealth Debit Card with deals or Delta SkyMiles® Debit Card 1
  • Increased daily ATM withdrawal limit of $3,000 and daily purchase limit of $25,000
  • Account access through Truist Online and Mobile Banking with unlimited online Bill Pay

No monthly maintenance fees on:

  • Secondary checking accounts 2
  • One personal Truist savings account or one existing Money Rate Savings account
  • One Health Savings account

No fees on:

  • Non-Truist ATM bank transactions with surcharge rebates on Truist Wealth Checking and Truist Wealth AMA accounts
  • Personal checks (single, duplicate, top-stub, or end-stub style)
  • Any size safe deposit box (subject to availability)
  • Automatic overdraft protection transfers
  • Incoming and outgoing international and domestic wire transfers
  • Incoming and outgoing external transfers with online banking

Service fees may apply. Please see our Personal Deposit Accounts Fee Schedule and Account Overview Guide for details.

Wealth Money Market Account

Build your savings balance while earning a competitive interest rate. You’ll get the maximum FDIC insurance coverage allowed by law and easy access to your funds virtually anywhere, anytime.

You can even use your Wealth Money Market account for overdraft protection when you link it to a Truist checking account. 

You’ll also get:

  • Higher rates for higher balances
  • Up to six withdrawals per statement cycle without a Withdrawal Limit fee 3
  • Check writing capabilities

Service fees may apply. Please see our Personal Deposit Accounts Fee Schedule and Account Overview Guide for details.

Wealth Asset Management Account

We’ve combined the investment opportunities of a Truist Investment Services, Inc., brokerage account with the ease and convenience of a full-service interest-bearing checking account.

You’ll have the flexibility to manage your day-to-day cash flow needs while “sweeping” any excess cash into a brokerage account—where it can potentially earn a higher rate of return. 

More benefits include:

  • Tiered interest rates
  • Investment sweep option
  • No-fee Truist design personal checks
  • No-fee incoming domestic or international wire transfers

And pay no monthly maintenance fees on:

  • Truist Bright Checking account

Wealth CDs and IRAs

Step up to investment vehicles customized for your personal requirements.

Wealth CDs come with:

  • No monthly fees
  • Automatic renewal
  • Guaranteed rates
  • FDIC insurance

Wealth IRA options include:

  • Tax-deductible contributions
  • Tax-deferred earnings

Digital banking with Truist Wealth

Everything you need—and so straightforward