• $100 Minimum opening deposit
  • $0 Monthly maintenance fee
  • $0 Monthly maintenance fee on a Truist One Checking account

Money that works harder for you

You’ll have the flexibility to manage your day-to-day cash flow needs while earning tiered interest rates—along with an investment sweep option.

Tiered interest rates

You’ll earn higher interest rates when you maintain higher balances.

Investment sweep option

Excess cash is “swept” into a money market account or a money market fund within a brokerage account—where it can potentially earn a higher rate of return

No fees* on

  • Truist-design personal checks
  • Incoming domestic or international wire transfers
  • Transactions at Truist or non-Truist ATMs, including surcharge rebates

Exclusively for our Wealth clients

  • Manage cash flow—funds are automatically swept between checking and Truist Investment Services, Inc., brokerage accounts.
  • Enjoy a faster, safer, more convenient way to make payments—use your Truist AMA Debit Card.

Additional recommendations

Wealth Checking

Enjoy the perks of a premium checking account with an outstanding combination of features and benefits.

Wealth Money Market Account

Build your savings balance while earning interest.

Wealth Credit Card

Get enhanced rewards, attentive service, and more with this prestigious card.

Truist Visa® credit cards

Five great cards for every day—choose the one that’s best for you.