Financial Planning

Let’s plan your financial future together.

Your financial journey is unique. Your vision, values, and aspirations are your own—and always evolving. We think your financial plan should reflect that.

Our approach for you

It’s simple—we create a personal financial plan uniquely suited to you and your family’s needs and values. We want you to be confident in the progress you’re making on what matters most.

How do we accomplish that? By being thoughtful and passionately committed—taking extra care—to translate your goals into tangible actions. After all, shouldn’t a planning process adapt to you instead of the other way around?

Let’s start making your future better.

Tell us your story.

Listening. That’s where planning starts. We’ll have a genuine conversation about your personal history and past decisions. What’s important to you and why. Where you are today and where you want to be. Whether you’re ahead of schedule, on track, or behind. From there, we’ll create objectives that help us make decisions and keep us on course.

Simplifying the complex

A successful financial journey starts in a simple spot—with an advisor.
Someone to walk you through the complexities. Someone to help you uncover opportunities and take on new challenges. A true advisor who’s really looking out for you.

Empowering you—not overwhelming you.
The planning process is designed to take a complex universe of financial choices—and break them down to a few critical actions that will most positively impact your future.

Prioritizing your actions

Understanding how to prioritize your moves—and get you moving in the right direction—is what our planning process is all about. Your Truist Wealth advisor will help you make sense of planning with some basic questions:

What could you do?
What should you do?
What’s first?

Powered by our collaborative financial planning platform, we’ll work together to translate your future goals and aspirations into small, achievable steps you can act on today.

Look beyond your portfolio.

Selecting investments is a byproduct of planning—not its purpose.
The true purpose is providing you with a roadmap to get from point A to point B on time and with as little risk as necessary.

Along the way, we’ll need to manage a variety of competing goals:
financial, educational, tax, retirement income, and estate planning to name a few.^{Disclosure 1} But we do more than just look at each goal in isolation. We also consider how various goals interact and the far-reaching implications they can have on each other.

This process helps identify novel ways to protect and preserve your assets. It can uncover potential long-term tax issues and opportunities. And it helps ensure that your plan is built on a strong foundation.

Activating your plan

The time we spend getting to know you helps us filter all the potential “what could you do’s” into a clearly defined action plan (the “what should you do’s”). We also carefully consider your emotional relationship with money. After all, we don’t want to recommend strategies that might undermine your confidence. Instead, we want to realistically understand what actions move you toward your goals—but also make you feel happy about your decisions.

What happens when your plan recommends multiple strategies, all vying for finite financial resources?

In building your plan, we don’t just recommend a set of strategies. Your Truist Wealth advisor takes time to prioritize those critical first steps designed to maximize your plan’s effectiveness—without putting undue strain on your resources.

Skilled advising. Every step of the way.

Many factors play a part in how your plan evolves—from your time horizon to your overall attitude toward money. Working with a skilled team of investment specialists, insurance specialists, and trust and estate professionals, your advisor will steer you through the variables and help you land on your next best moves.

Life evolves. Your plan should evolve with you.

Over the years, your life will inevitably evolve.
Your marital status may change. You might switch careers or be unable to work. Market returns may fluctuate. Or inflation may lower the value of what you’ve already saved.

Your advisor will continuously review and monitor your plan to help keep you on track, inspire you with innovative ideas, and help you achieve your greatest potential.

It’s all designed to change with you and empower you to make every financial decision with clarity and confidence.

Your Truist Wealth plan is as unique and dynamic as you are.

Your story. Our special blend of advice, tools, and strategies. Combined, they’re a catalyst for greater financial confidence and clarity. And modeled to help you visualize the possibilities within your grasp—and for generations to come.

Ready to get started? Locate a Truist advisor today.