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Wealth Credit Card

Looking for enhanced rewards, attentive service, and our most comprehensive card benefits? The Truist Wealth Credit CardDisclosure 1 is designed to exceed your expectations—with no limit on the rewards you can earn and the things you can enjoy.

3%

Unlimited cash back on airfare, hotels, car rentals, and dining-eligible purchasesDisclosure 2
2%

Unlimited cash back on gas, EV charging, and grocery-eligible purchasesDisclosure 2

1%

Unlimited cash back on all other eligible purchasesDisclosure 3

Earn special rewards. Get premium benefits.

Reward yourself with cash back on eligible purchases, and get in on our best loyalty cash bonus program.

See rates, fees, and rewards
75%

Loyalty Cash Bonus when you redeem cash rewards directly into your eligible Truist personal checking, savings or money market account.

$450

Annual fee waived for Wealth clients.*
 

* Rates, fees, and rewards

24/7

Priority concierge services, including help with travel plans, restaurant reservations, and event tickets.

Exclusive benefits

Streamline and simplify your financial life by keeping better track of your monthly expenditures with the Truist Wealth Credit Card.**

  • Distinctive metal card
  • Low interest rate
  • Embedded EMV chip technology

** Credit cards are subject to credit approval.

Traveling benefits

Along with the 3% unlimited cash back on travel (airfare, hotels, and car rentals), we also offer exclusive hotel and travel discounts.Disclosure 5

Breeze through

Up to a $120 statement credit once every 4 years toward TSA PreCheck® or Global Entry application fee reimbursementDisclosure 4

You’re covered

$500,000 in travel accident insuranceDisclosure 5

For the unexpected

Lost luggage reimbursement, auto rental collision damage waiver, and emergency assistance servicesDisclosure 5

Additional recommendations

Truist Visa® credit cards

Five great cards for every day—choose the one that’s best for you.

Learn more about Truist credit cards.

Marquee Checking

Enjoy the perks of a premium checking account with an outstanding combination of features and benefits.

Learn more about Marquee Checking.

Wealth Money Market Account

Build your savings balance while earning interest.

Learn more about Wealth Money Market Account.

Wealth Asset Management Account

Manage your day-to-day cash flow needs while “sweeping” excess cash into a money market account or a money market fund within a brokerage account.

Learn more about Wealth Asset Management Account.

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Disclosure 1 To be eligible to apply, you must have $1 million or more in investable assets at Truist. Wealth clients can also opt to apply for any of our other Truist credit card products (i.e., Truist Enjoy Beyond, Truist Enjoy Travel Card and Truist Enjoy Cash) that offer different reward earning structures.

Disclosure 2 Truist uses Merchant Category Codes (“MCC”) to determine whether eligible purchases qualify for an elevated categorical rewards earn rate. Truist does not assign or have any control over what MCC is assigned to a given merchant; the MCCs are chosen and assigned by a third party and that third party may change the MCCs from time to time. Refer to rewards program in terms and conditions for more information.

Disclosure 3 Eligible Purchases: refers to purchase Transactions less the following: credit chargebacks, credit losses, delinquency assessments, fees, and charges or other Transactions determined (in Truist’s sole reasonable discretion) to be unauthorized. The following items are also expressly not considered by Truist to be Eligible Purchases: (1) Cash Advances (via ATM or by any other means), (2) Quasi-Cash or Cash-Equivalent items (e.g., wire transfers, cryptocurrency, peer-to-peer payment platform transfers, travelers’ checks, money orders, foreign currency, lottery tickets, or gambling chips or wagers), (3) Convenience Checks, (4) Stored Value Cards (e.g., gift cards, prepaid cards, etc.), and (5) the purchase of Rewards incentives. Terms and conditions apply. Refer to Truist.com for Rewards Terms and Conditions. 

Disclosure 4 Every four (4) years, you can earn a maximum total (in aggregate) of $120 in statement credits per eligible Truist Wealth account by completing the following qualifying transactions: Global Entry® application fee or TSA PreCheck® application fee(s). To qualify, you must complete either the Global Entry® and/or TSA PreCheck® application(s) and pay the application fee(s) with your U.S.-issued Truist Wealth Visa Credit Card. For complete details on the Global Entry® program, including full terms and conditions, go to http://www.cbp.gov/global-entry/about. For complete details on the TSA PreCheck® program, including full terms and conditions, go to https://www.tsa.gov/precheck. The TSA PreCheck® trademark is used with the permission of the U.S. Department of Homeland Security.

Disclosure 5 Certain terms, conditions and exclusions apply. See the Truist Visa Infinite Card Guide to Benefits for more details and a complete explanation of card benefits and services. 

Disclosures

Truist Bank, Member FDIC. © 2025 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, Truist One, Truist Marquee, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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