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Investing for the Long Term

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Simple investing, with Truist Invest)

Dollar-cost averaging means investing consistently, whether the market is up or down. 

It simplifies the way you invest and reduces overall investing risk. 

Here's how it works. You invest $100 each month. In January, the cost of your investment is $10 a share in June, it's $10.25. 

(Visual Description: An illustrated graph displays how amounts vary from January through June, going as low as $8.75 in April.)

As the share price fluctuates, your $100 contribution by varying share amounts. 

If you'd invested the entire lump sum back in January, your $600 investment would be worth $615. 

(Visual Description: Animation shows investing $600 broken up into $100 each month from January through June.)

But if you practiced dollar cost averaging, your $600 investment would be worth about $649 because you were able to take advantage of market dips.

Dollar cost averaging with a robo-advisor like Truist Invest allows you to invest confidently, even in volatile markets. 

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To learn more about Truist invest and to get started, visit choose truist.com/invest

Disclosure:

Investment and Insurance Products:

·       Are not FDIC or any other Government Agency Insured.

·       Are not Bank Guaranteed.

·       May Lose Value.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

Regular investing does not assure a profit or protect against a loss in declining markets. Dollar Cost Averaging involves continuous investments in securities regardless of fluctuating price levels. Investors should consider their financial ability to continue purchases through periods of low price levels.

Truist Wealth is a name used by Truist Financial Corporation. Banking products and services, including loans, deposit accounts, trust and investment management services provided by Trust Bank, Member FDIC. Securities, brokerage accounts, insurance/annuities offered by Truist investment Services, Inc. member FINRA, SIPC, and a licensed insurance agency where applicable, Life insurance products offered by referral to Truist Insurance Holdings, Inc. and affiliates. Investment advisory services offered by Truist Advisory Services, Inc., Sterling Capital Management, LL.C, and affiliated SEC registered investment advisers. Sterling Capital Funds advised by Sterling Capital Management, LLC.

Copyright 2022 Truist Financial Corporation. Truist, the Truist logo and Truist purple are service marks of Truist Financial Corporation.

Investing for the long-term

Investing & retirement

September 6, 2022

New or conservative investors may be able to build wealth—and reduce risk—with dollar-cost averaging.

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