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Truist Small Business Real Estate Loans

Small Business Loan

Borrow one lump sum for what you need. From inventory and unexpected expenses to debt consolidation—no collateral required.

Apply now for a Personal loan
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Up to $100,000

Loan amounts

Up to 60 months

Terms available

Low fixed rates

How it works:

  • Apply for a specific loan amount.2
  • We offer loans secured by additional collateral types through our branch network.
  • Choose the length of your loan.
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online.

Best if you want to:

  • Make a one-time purchase.
  • Fund a specific project or initiative.
  • Consolidate debt.
  • Lock in a better interest rate by refinancing.

Small Business Auto Loan

Transportation? All set. Purchase or refinance cars, vans, light trucks, or SUVs

Apply now
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Up to $250,000

Loan amounts

Up to 75 months

Terms available

Up to 100%

financing available, plus 10% for soft costs3

How it works:

  • Apply for a specific loan amount.
  • Choose the length of your loan.
  • The vehicle you’re buying typically serves as collateral.
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online.

Best if you want to:

  • Upgrade, replace, or expand your equipment.
  • Get potential tax deductions.4

Small Business Commercial Vehicle and Equipment Loan

Keep everything running smoothly—replace, upgrade, or expand equipment.

Apply now
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Up to $250,000

Loan amounts

Up to 84 months

Terms available

Up to 100%

financing available, plus 10% for soft costs3

How it works:

  • Apply for a specific loan amount.  
  • Choose the length of your loan.
  • The equipment you’re buying typically serves as collateral.
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online.

Best if you want to:

  • Own your business vehicles.
  • Lock in a better interest rate by refinancing.
  • Get potential tax deductions.4

Small Business Real Estate Loan

Own it—on your terms. Buy or refinance real estate for your business.

Apply now
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Up to $250,000

Loan amounts

Terms up to 15 years

Up to 85%

Loan-to-value

How it works:

  • Apply for a specific loan amount that will fund at closing. (Remember, these loans are for buying or refinancing real estate, not construction.)
  • Choose the length of your loan and repayment schedule.
  • The real estate you’re buying or refinancing serves as collateral.5
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online. 

Best if you want to:

  • Own your business location instead of leasing it.
  • Expand your business.
  • Lower the interest rate on your existing commercial mortgage by refinancing.
  • Fund a specific project, or buy another business and use the equity as your collateral.

Small Business Line of Credit

Access to money—whenever you need it. Manage seasonal cash flow, expand inventory, or grab hold of a new opportunity.

Apply now
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Up to $100,000

Loan amounts6

12 to 36 months

Terms available7

Low variable rates

How it works:

  • Apply for a specific line of credit amount.2
  • Borrow up to your available credit limit.
  • Access funds by transferring money to your checking account or by writing checks.
  • Interest accrues only on the outstanding balance.
  • Use as revolving line of credit and re-borrow over time up to the maximum credit limit.

Best if you want to:

  • Cover seasonal or revolving cash flow.
  • Access working capital where and when you need it.
  • Access a larger line of credit if secured by collateral.

Loan

Small Business Loan

Borrow one lump sum for what you need. From inventory and unexpected expenses to debt consolidation—no collateral required.

Apply now for a Personal loan
Component ID : "accordionGridLayout-1993225504"
Model : "stack"
Position : "left"

Up to $100,000

Loan amounts

Up to 60 months

Terms available

Low fixed rates

How it works:

  • Apply for a specific loan amount.2
  • We offer loans secured by additional collateral types through our branch network.
  • Choose the length of your loan.
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online.

Best if you want to:

  • Make a one-time purchase.
  • Fund a specific project or initiative.
  • Consolidate debt.
  • Lock in a better interest rate by refinancing.

Auto

Small Business Auto Loan

Transportation? All set. Purchase or refinance cars, vans, light trucks, or SUVs

Apply now
Component ID : "accordionGridLayout-1643139486"
Model : "stack"
Position : "left"

Up to $250,000

Loan amounts

Up to 75 months

Terms available

Up to 100%

financing available, plus 10% for soft costs3

How it works:

  • Apply for a specific loan amount.
  • Choose the length of your loan.
  • The vehicle you’re buying typically serves as collateral.
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online.

Best if you want to:

  • Upgrade, replace, or expand your equipment.
  • Get potential tax deductions.4

Commercial vehicle & equipment

Small Business Commercial Vehicle and Equipment Loan

Keep everything running smoothly—replace, upgrade, or expand equipment.

Apply now
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Model : "stack"
Position : "left"

Up to $250,000

Loan amounts

Up to 84 months

Terms available

Up to 100%

financing available, plus 10% for soft costs3

How it works:

  • Apply for a specific loan amount.  
  • Choose the length of your loan.
  • The equipment you’re buying typically serves as collateral.
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online.

Best if you want to:

  • Own your business vehicles.
  • Lock in a better interest rate by refinancing.
  • Get potential tax deductions.4

Real estate

Small Business Real Estate Loan

Own it—on your terms. Buy or refinance real estate for your business.

Apply now
Component ID : "accordionGridLayout-662782269"
Model : "stack"
Position : "left"

Up to $250,000

Loan amounts

Terms up to 15 years

Up to 85%

Loan-to-value

How it works:

  • Apply for a specific loan amount that will fund at closing. (Remember, these loans are for buying or refinancing real estate, not construction.)
  • Choose the length of your loan and repayment schedule.
  • The real estate you’re buying or refinancing serves as collateral.5
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online. 

Best if you want to:

  • Own your business location instead of leasing it.
  • Expand your business.
  • Lower the interest rate on your existing commercial mortgage by refinancing.
  • Fund a specific project, or buy another business and use the equity as your collateral.

Line of credit

Small Business Line of Credit

Access to money—whenever you need it. Manage seasonal cash flow, expand inventory, or grab hold of a new opportunity.

Apply now
Component ID : "accordionGridLayout-1320319082"
Model : "stack"
Position : "left"

Up to $100,000

Loan amounts6

12 to 36 months

Terms available7

Low variable rates

How it works:

  • Apply for a specific line of credit amount.2
  • Borrow up to your available credit limit.
  • Access funds by transferring money to your checking account or by writing checks.
  • Interest accrues only on the outstanding balance.
  • Use as revolving line of credit and re-borrow over time up to the maximum credit limit.

Best if you want to:

  • Cover seasonal or revolving cash flow.
  • Access working capital where and when you need it.
  • Access a larger line of credit if secured by collateral.
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Position : "left"

2 For unsecured small business loan requests over $50,000, we’ll need to verify your business assets. Also, there may be additional underwriting requirements for unsecured loans in excess of $50,000.  

3 Eligible soft costs may include, but are not limited to, equipment add-on(s), delivery fees, taxes, and tag & license costs/fees. Extended warranties, maintenance contracts, or GAP insurance are not eligible soft costs. Also, a request to finance soft costs applies only when borrower is financing passenger vehicles, commercial vehicles, construction equipment or agriculture equipment. Request by borrower to finance any other type of equipment is not eligible for soft cost financing. Also note, Bank may, at any time and at its sole discretion, determine if soft costs, not listed above, may be eligible for financing.

4 Truist and its representatives do not offer tax or legal advice. Please consult your tax advisor and/or attorney regarding your individual circumstances.

5 Small Business Real Estate Loan may be secured by commercial or 1-4 family residential real estate, as long as loan is for business purposes only. Multifamily (5+) residential investment property or loans to purchase a primary or secondary residence are not permitted.

6 Loan amounts may be available up to $250,000 with appropriate collateral  

7 Terms may go up to 60 months with appropriate collateral 

All loans subject to credit approval. Standard underwriting guidelines and credit policies apply.

Disclosures

Truist Bank, Member FDIC. © 2023 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA SIPC and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC, AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, LLC.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
  • New York City residents

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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