• $0 Monthly maintenance fee
  • 225 Monthly transactions at no chargeDisclosure 1
    ($0.35 per each additional transaction)
  • Unlimited Cash processing per month at no charge

Why Truist Community Checking?

Perfect for non-profits, community, or civic organizations

  • No charge on monthly cash deposits.
  • Truist business debit cards for you and any employees you choose.
  • Digital account management and online bill pay.

Funding made easy

Get started with a $100 minimum opening deposit:

  • Transfer money from an existing Truist or non-Truist account.Disclosure 2
  • Use a debit card.
  • Deposit a check with your mobile device.Disclosure 3
  • Make a deposit at your local branch or ATM.

Discounted checks

$25 discount on your first order of checks.

Or call 833-866-5129 to get started over the phone.

Ready to open your Truist Community Checking account?

Speak with a Small Business specialist.

Schedule an appointment to meet with a Truist business specialist. or call 833-866-5129 to connect with a small business banking specialist to get started.

Tell us about you and your nonprofit.

Generally, you’ll need to provide information about yourself, your organization, and any related documentation. See this checklist to read the Business Deposits Checklist. for information that may be needed. 

Make your first deposit.

Truist Community Checking has a $100 minimum opening deposit.

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Non-Profit Checking Account: Community Business Checking

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Welcome to Truist community checking.

An account designed with care for nonprofits and community organizations so that they can do even more, with up to 225 monthly transactions. 

Disclosure: No charge for the first 225 total combined transactions per monthly statement cycle. Transactions include deposits and deposited items, checks, ATM transactions, point-of-sale purchases, and ACH debits. Wire transfer services and commercial and treasury management services may also be included. There are fees for exceeding stated limits. See Truist's Business Deposit Account Fee Schedule for additional details. 

An unlimited monthly cash processing at no charge, all with no monthly maintenance fee. 

And that's just the start.  

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With a few easy steps you can add tools and features to help you manage the funds that support your organization's vision.  

Enroll in online banking and download the mobile app to start managing your money virtually anytime, from pretty much anywhere. 

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You can link other bank accounts, make deposits, send payments, and more. 

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Plus, add debit cards for you and any authorized users you choose. 

You can even customize the debit card with your organization's logo. 

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Need checks? save $25 On your first order. 

Take advantage of all these benefits when you fund your account. 

(Visual Description: Transfer from an existing account. Use a debit or prepaid card. Deposit a check.)

The work you do is essential to helping our community thrive. 

And we're right here with you to make it happen. 

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Disclosure: 

Truist Bank, Member FDIC. Copyright 2023 Truist Financial Corporation. 

Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

MOBILE BANKING

Fast. Simple. Secure.

Save time with our mobile banking app.

QR Code to open Apple or Google play app.

Scan this code with your phone’s camera to download Truist Mobile.
 

View our Privacy policies

Make plans. Pay Bills. Get Paid.

Enroll in online bankingDisclosure 4

Control access to your accounts with unique IDs and user permissions for anyone in your company.

Bill pay

Schedule payments, set reminders, and view your payment history.

Manage account alerts

Get notified about important account activities.Disclosure 5 From daily balances and overdrawn accounts to user ID changes—we’ve got you covered.

Zelle®

Send and receive money in minutes.Disclosure 6 Customers enrolled in Zelle® can simply scan your QR code—no manual entry of phone numbers or email addresses.

Resources and other ways we can help

Business Lifecycle Planning

With practical advice, full scale capabilities, and caring partnership, we’re continually focused on the long-term success of your business.

Truist Business Money Market

Eligible clientsDisclosure 7 can earn a 3.70% annual percentage yield (APY) with a new Truist Business Money Market account.Disclosure 8

Truist Business credit cards

We offer several choices, including cash back and travel rewards options, so you can select the card that fits your business.

Credit cards subject to credit approval.

Truist Business loans and lines of credit

We're here with lending options to start making that next big thing real.Disclosure 9

Contact us

We’re here to hear—and help.

Let’s chat about how we can help you take care of business.

Make an appointment.

Schedule an in-person or virtual appointment.


Got questions?

We have answers.

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Opening a Truist Community Checking account is easy.

  1. Schedule an appointment with a Truist small business specialist.
  2. Bring your nonprofit’s formation documents (e.g., Articles of Incorporation).
  3. Provide an EIN and a resolution naming authorized signer.
  4. Make a minimum opening deposit of $100.

Schedule an appointment to meet with a Truist business specialist. to learn more about opening a Truist Community Checking account.

Yes. Nonprofit accounts like Truist’s Community Checking must be used strictly for the organizations purpose and never for personal use. Only authorized signers may access the account. Following the 225 free monthly transactions, additional transactions may incur fees. It’s also important to maintain documentation that supports your account activity such as bylaws and meeting minutes. Schedule an appointment to meet with a Truist business specialist. to learn more about the account guidelines for a Truist Community Checking account.

Generally, you’ll need to provide information about yourself, your business, and any related documentation. This includes:

  • Business information, including tax ID and NAICS information
  • Estimated annual revenue
  • State and date established
  • Personal and contact information, including your Social Security Number
  • 2 years of address history
  • Employment and income information

See this checklist for other forms of information that may be needed. A $100 minimum opening deposit is required.

The North American Industry Classification System (NAICS) is the standard used by Federal statistical agencies in classifying business establishments for the purpose of collecting, analyzing, and publishing statistical data related to the U.S. business economy. This code is determined by the industry type of your business. You’ll need this code to apply, but you can search for it by entering your industry description while you’re applying. 

Not always. If you're a sole proprietor, you can open a Truist business checking account using your Social Security number instead of an Employer Identification Number (EIN). However, if your business is a corporation, partnership, or LLC, an EIN is generally required. 

If you plan to designate additional parties as beneficial owner, authorized signer or controlling party, you’ll need to add those persons to your application.

To add a new signer, contact your local Truist branch or small business specialist. You’ll need to submit updated authorization documents (such as meeting minutes or a board resolution) and provide identification for the new signer. Once approved, the signer will have full access to features like online banking and debit cards. For more support, schedule an appointment to meet with a Truist business specialist. to meet virtually or at a branch with a small business banking consultant.