Simple savings make a big difference.

From taking care of bills to setting up for growth—start putting money away today with Truist Simple Business Savings.

Open now to get started with a Truist Simple Business Savings account.

Compare small business savings accounts

Open now a Simple Business Savings account.
Learn more about Simple Business Savings.

Truist Simple Business Savings

Simple savings make a big difference. From taking care of bills to setting up for growth—start putting money away today. 

Benefits

Best account if you

  • Want to avoid a monthly maintenance fee by maintaining a minimum balanceDisclosure 1
  • Expect to maintain a balance of less than $5,000
Open now to get started with a Business Money Market account
Learn more about Business Money Market.

Truist Business Money Market

Make big plans easier to accomplish—and waive the monthly maintenance fee by maintaining a $5,000 minimum daily ledger balance.

Benefits

Best account if you

  • Keep over $5,000 in business savings
  • Want to write checks or make payments directly from your savings account
Find a branch to open a Certificate of Deposit.
Learn more about Certificates of Deposit.

Truist Business Certificates of Deposit (CDs)

Watch your savings grow. For how long? You choose—from 7 days to 5 years—and earn a guaranteed return.

Benefits

  • Choose your term—from 7 days to 5 years.
  • Get reliable returns based on a guaranteed fixed interest rate.

Best account if you

  • Can leave your cash in place for the length of the CD
  • Want to lock in your interest rate and earn guaranteed returns

Contact us

We’re here to hear–– and help.

Let’s chat about how we can help you take care of business.

Make an appointment.

Schedule an in-person or virtual appointment.
Schedule an appointment with a small business specialist.
Call us.

Talk to a Small Business specialist at 833-866-5129.

Truist Dynamic Business Checking

Fuel the pace of your small business.

500 monthly transactions, $25,000 monthly cash deposits. With more perks as your balances grow—and a true, local partnership.

Learn more about Truist Dynamic Business Checking.

Resources

Expand your knowledge with resources for better business strategies. Stay up-to-date with trending topics, news, and research.

Start your business 3 benefits to bootstrapping your business

Bootstrapping efforts can be intimidating, but there are many advantages.
06/30/2023
Article
06/30/2023
3 benefits to bootstrapping your business

Start your business 3 benefits to bootstrapping your business

3 benefits to bootstrapping your business

Bootstrapping efforts can be intimidating, but there are many advantages.

Bootstrapping efforts can be intimidating, but there are many advantages.
06/30/2023
Article
06/30/2023
3 benefits to bootstrapping your business

Grow your business Get growth in gear with the Growth Plan Builder

The fastest growing businesses start by creating a strong growth plan, and then sharing that plan with advisors, associates and friends to support it.
08/25/2023
Article
08/25/2023
Get growth in gear with the Growth Plan Builder

Grow your business Get growth in gear with the Growth Plan Builder

Get growth in gear with the Growth Plan Builder

The fastest growing businesses start by creating a strong growth plan, and then sharing that plan with advisors, associates and friends to support it.

The fastest growing businesses start by creating a strong growth plan, and then sharing that plan with advisors, associates and friends to support it.
08/25/2023
Article
08/25/2023
Get growth in gear with the Growth Plan Builder

Control cash flowContain business cash surprises

Business cash reserves put owners ahead of cash surprises.

Too often small business owners let cash fluctuations and shortfalls disrupt their business’s operations and put their personal finances at risk. Business cash reserves put owners ahead of cash surprises.
12/13/2023
Article
12/13/2023
Contain Business Cash Surprises

Control cash flowContain business cash surprises

Business cash reserves put owners ahead of cash surprises.

Contain Business Cash Surprises

Too often small business owners let cash fluctuations and shortfalls disrupt their business’s operations and put their personal finances at risk. Business cash reserves put owners ahead of cash surprises.

Too often small business owners let cash fluctuations and shortfalls disrupt their business’s operations and put their personal finances at risk. Business cash reserves put owners ahead of cash surprises.
12/13/2023
Article
12/13/2023
Contain Business Cash Surprises
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    View more business banking resources

    Looking for something else?

    Are your annual revenues over $2 million?

    Learn about commercial checking options
    Component ID : "accordionGridLayout-1475727166"
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    Disclosure 1 Monthly maintenance fee is waived with ONE of the following: a $250 minimum daily balance, a $500 average monthly balance, or one recurring pre-authorized deposit or transfer of at least $100 per monthly statement cycle.

    Disclosure 2 Make up to six no-fee transfers or withdrawals per month. After that, a withdrawal limit fee of $5 applies, regardless of the balance, to all withdrawals and transfers made from a Truist business savings and/or money market account, including those made at a branch, ATM, by mail, or through any electronic means.

    Refer to the Business Deposit Accounts Fee Schedule, for detailed information regarding each feature, benefit and/or fees listed for each product.

    Disclosures

    Truist Bank, Member FDIC. © 2025 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, Truist One, Truist Marquee, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

    Equal Housing Lender

    Investment and Insurance Products:

    • Are Not FDIC or any other Government Agency Insured
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    • May Lose Value

    TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

    Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

    Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries.

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    Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

    "Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

    Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

    New York City residents:

    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

    Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

    The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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