Skip to main content

Credit Cards

Credit Cards

Truist Business Cash Rewards

Truist Business Cash Rewards Credit Card

Earning cash back on your purchases? You got it.

Apply now for a Truist Business cash rewards credit card.

See rates, fees & rewards

Component ID : "accordionGridLayout-448715607"
Model : "stack"
Position : "left"

No annual fee 1

0% intro APR

on purchases for 9 months after account opening1

16.74%-25.74% variable APR

on purchases after intro rate expires1

Benefits for you:

  • 3% cash back on gas.
  • 2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month2
  • 1% cash back on all other eligible purchases.2
  • Cash rewards earned will expire at the end of the month that is 5 years from the date of issuance.
  • 10%, 25%, or 50% Loyalty Cash Bonus based on your Truist business deposit relationship when cash rewards are redeemed into a Truist business deposit account.2

Benefits of all Truist business credit cards:

  • Add authorized cardholders at no additional charge.
  • Digital account management through Truist Online Banking.
  • Accounting software integration to simplify your record-keeping.
  • Contactless payments.
  • Link your checking and credit accounts to add overdraft protection.
  • Visa® Zero Liability protection against unauthorized card use.6
  • Additional Visa benefits.

Truist Business Cash Rewards Credit Card – Application Disclosures 

Truist Business Cash Rewards Program – Terms and Conditions

Truist Business Travel Rewards Credit Card

Supercharge your travel. Earn double miles on airfare, car rentals, and hotels.

Apply now for a Truist Business travel rewards credit card.

See rates, fees & rewards

Component ID : "accordionGridLayout-209886699"
Model : "stack"
Position : "left"

$49 annual fee

annual fee waived for first year1

20,000 bonus miles

when you spend $2,000 within 90 days of account opening1

16.74%-25.74%

variable APR on purchases and balance transfers1

Benefits for you:

  • Earn miles on all eligible purchases.4
  • Earn unlimited double miles on airfare, hotels, and car rentals.
    Miles earned will expire at the end of the month that is 5 years from the date of issuance.
  • No foreign transaction fees.3
  • Receive up to $85 statement credit per organization every 4 years towards TSA Pre✓ or Global Entry application fee reimbursement.4
  • Get an extra Loyalty Travel Bonus based on your Truist business deposit relationship when you redeem miles for travel.4

Benefits of all Truist business credit cards:

  • Add authorized cardholders at no additional charge.
  • Digital account management through Truist Online Banking.
  • Accounting software integration to simplify your record-keeping.
  • Contactless payments.
  • Link your checking and credit accounts to add overdraft protection.
  • Visa® Zero Liability protection against unauthorized card use.6
  • Additional Visa benefits.

Truist Business Travel Rewards Credit Card – Application Disclosures

Truist Business Travel Rewards Program – Terms and Conditions

Truist Business Credit Card

When every penny counts, turn to a credit card that means business – one with no annual fee and a lower interest rate than other Truist business credit card products.

Apply now for a Truist Business credit card.

See rates & fees

Component ID : "accordionGridLayout-613696717"
Model : "stack"
Position : "left"

No annual fee1

0% intro APR

on purchases for 12 months after account opening1

14.74%-23.74% variable APR

on purchases after intro rate expires1

Benefits for you:

  • Add authorized cardholders at no additional charge.
  • Digital account management with Truist Online Banking.
  • Accounting software integration to simplify your record-keeping.
  • Contactless payments.
  • Link your checking and credit accounts to add overdraft protection.
  • Visa Zero Liability protection6
  • Additional Visa benefits.

Truist Business Credit Card – Application Disclosures

Truist Business Cash Rewards Credit Card

Annual fee: $01

Intro APR on purchases for 9 months1 : 0%

Variable APR thereafter1: 12.24% - 21.24%

Benefits for you:

  • 3% cash back on gas2
  • 2% cash back at restaurants and office supply stores up to $2,000 in combined spend in 2% and 3% categories per month2
  • 1% cash back on all other eligible purchases.2
  • Cash rewards earned will expire at the end of the month that is 5 years from the date of issuance.
  • No annual fee.1

Truist Business Travel Rewards Credit Card

Annual fee: $49— but waived for first year3

Variable APR: 12.24% - 21.24%

10, 25, or 50% Loyalty Travel Bonus4
with a Truist business checking, savings or money market account when you redeem miles for travel—bonus percentage depends on business deposit account type and balance

Component ID : "accordionGridLayout-490541778"
Model : "stack"
Position : "left"

Benefits for you:

  • Earn 2 miles per dollar spent on airfare, hotels and car rentals4
  • Earn 1 mile per dollar spent on all other eligible purchases4
  • $493 annual fee — waived for first year.

Truist Business Credit Card

Annual fee: $05

Intro APR on purchases for 12 months: 0%

Variable APR thereafter5: 10.24% - 19.24%

Benefits for you:

  • Our lowest rate business credit card

  Annual fee Annual Percentage Rate (APR) for purchases Rewards Loyalty Bonus Best card if your organization

Truist Business Cash Rewards

See rates, fees & rewards for Truist business cash rewards.

$01

0%
introductory APR on purchases for 9 months1

16.74%-25.74% variable APR thereafter 1

Earn cash back:
3% on gas
2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month2

1% on all other eligible purchases 2

10, 25, or 50%
Loyalty Cash Bonus 2
when you deposit cash rewards into an eligible Truist business checking, savings or money market account—bonus percentage depends on business deposit account type and balance

Spends a lot of time on the road and entertaining clients, or wants cash back for everyday business purchases

Truist Business Travel Rewards

See rates, fees & rewards for Truist business travel rewards.

$49
but waived for the first year3

16.74%-25.74%
variable APR on purchases and balance transfers3

Earn 2 miles per dollar spent on airfare, hotels and car rentals4

Earn 1 mile per dollar spent on all other eligible purchases4

10, 25, or 50%
Loyalty Travel Bonus4
with a Truist business checking, savings or money market account when you redeem miles for travel—bonus percentage depends on business deposit account type and balance

Has frequent fliers or international travelers

Truist Business

See rates & fees for Truist business.

$05

0% introductory APR on purchases for 12 months5

14.74%-23.74% variable APR thereafter5

None

None

Has low monthly expenses or typically carries a balance on your credit card(s)

The Prime Rate is currently 7.75% as of February 2 , 2023; however, the Prime Rate is subject to change.

Cash Rewards

Truist Business Cash Rewards Credit Card

Earning cash back on your purchases? You got it.

Apply now for a Truist Business cash rewards credit card.

See rates, fees & rewards

Component ID : "accordionGridLayout-448715607"
Model : "stack"
Position : "left"

No annual fee 1

0% intro APR

on purchases for 9 months after account opening1

16.74%-25.74% variable APR

on purchases after intro rate expires1

Benefits for you:

  • 3% cash back on gas.
  • 2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month2
  • 1% cash back on all other eligible purchases.2
  • Cash rewards earned will expire at the end of the month that is 5 years from the date of issuance.
  • 10%, 25%, or 50% Loyalty Cash Bonus based on your Truist business deposit relationship when cash rewards are redeemed into a Truist business deposit account.2

Benefits of all Truist business credit cards:

  • Add authorized cardholders at no additional charge.
  • Digital account management through Truist Online Banking.
  • Accounting software integration to simplify your record-keeping.
  • Contactless payments.
  • Link your checking and credit accounts to add overdraft protection.
  • Visa® Zero Liability protection against unauthorized card use.6
  • Additional Visa benefits.

Truist Business Cash Rewards Credit Card – Application Disclosures 

Truist Business Cash Rewards Program – Terms and Conditions

Travel Rewards

Truist Business Travel Rewards Credit Card

Supercharge your travel. Earn double miles on airfare, car rentals, and hotels.

Apply now for a Truist Business travel rewards credit card.

See rates, fees & rewards

Component ID : "accordionGridLayout-209886699"
Model : "stack"
Position : "left"

$49 annual fee

annual fee waived for first year1

20,000 bonus miles

when you spend $2,000 within 90 days of account opening1

16.74%-25.74%

variable APR on purchases and balance transfers1

Benefits for you:

  • Earn miles on all eligible purchases.4
  • Earn unlimited double miles on airfare, hotels, and car rentals.
    Miles earned will expire at the end of the month that is 5 years from the date of issuance.
  • No foreign transaction fees.3
  • Receive up to $85 statement credit per organization every 4 years towards TSA Pre✓ or Global Entry application fee reimbursement.4
  • Get an extra Loyalty Travel Bonus based on your Truist business deposit relationship when you redeem miles for travel.4

Benefits of all Truist business credit cards:

  • Add authorized cardholders at no additional charge.
  • Digital account management through Truist Online Banking.
  • Accounting software integration to simplify your record-keeping.
  • Contactless payments.
  • Link your checking and credit accounts to add overdraft protection.
  • Visa® Zero Liability protection against unauthorized card use.6
  • Additional Visa benefits.

Truist Business Travel Rewards Credit Card – Application Disclosures

Truist Business Travel Rewards Program – Terms and Conditions

Business Card

Truist Business Credit Card

When every penny counts, turn to a credit card that means business – one with no annual fee and a lower interest rate than other Truist business credit card products.

Apply now for a Truist Business credit card.

See rates & fees

Component ID : "accordionGridLayout-613696717"
Model : "stack"
Position : "left"

No annual fee1

0% intro APR

on purchases for 12 months after account opening1

14.74%-23.74% variable APR

on purchases after intro rate expires1

Benefits for you:

  • Add authorized cardholders at no additional charge.
  • Digital account management with Truist Online Banking.
  • Accounting software integration to simplify your record-keeping.
  • Contactless payments.
  • Link your checking and credit accounts to add overdraft protection.
  • Visa Zero Liability protection6
  • Additional Visa benefits.

Truist Business Credit Card – Application Disclosures

Compare all

Truist Business Cash Rewards Credit Card

Annual fee: $01

Intro APR on purchases for 9 months1 : 0%

Variable APR thereafter1: 12.24% - 21.24%

Benefits for you:

  • 3% cash back on gas2
  • 2% cash back at restaurants and office supply stores up to $2,000 in combined spend in 2% and 3% categories per month2
  • 1% cash back on all other eligible purchases.2
  • Cash rewards earned will expire at the end of the month that is 5 years from the date of issuance.
  • No annual fee.1

Truist Business Travel Rewards Credit Card

Annual fee: $49— but waived for first year3

Variable APR: 12.24% - 21.24%

10, 25, or 50% Loyalty Travel Bonus4
with a Truist business checking, savings or money market account when you redeem miles for travel—bonus percentage depends on business deposit account type and balance

Component ID : "accordionGridLayout-490541778"
Model : "stack"
Position : "left"

Benefits for you:

  • Earn 2 miles per dollar spent on airfare, hotels and car rentals4
  • Earn 1 mile per dollar spent on all other eligible purchases4
  • $493 annual fee — waived for first year.

Truist Business Credit Card

Annual fee: $05

Intro APR on purchases for 12 months: 0%

Variable APR thereafter5: 10.24% - 19.24%

Benefits for you:

  • Our lowest rate business credit card

The Prime Rate is currently 7.75% as of February 2 , 2023; however, the Prime Rate is subject to change.