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Loans

Loans

Truist Small Business Line of Credit

Small Business Loan

Borrow one lump sum for what you need. From inventory and unexpected expenses to debt consolidation—no collateral required.

Apply now for a Personal loan
Component ID : "accordionGridLayout-974247788"
Model : "stack"
Position : "left"

Up to $100,000

Loan amounts

Up to 60 months

Terms available

Low fixed rates

How it works:

  • Apply for a specific loan amount.2
  • We offer loans secured by additional collateral types through our branch network.
  • Choose the length of your loan.
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online.

Best if you want to:

  • Make a one-time purchase.
  • Fund a specific project or initiative.
  • Consolidate debt.
  • Lock in a better interest rate by refinancing.

Small Business Auto Loan

Transportation? All set. Purchase or refinance cars, vans, light trucks, or SUVs

Apply now
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Model : "stack"
Position : "left"

Up to $250,000

Loan amounts

Up to 75 months

Terms available

Up to 100%

financing available, plus 10% for soft costs3

How it works:

  • Apply for a specific loan amount.
  • Choose the length of your loan.
  • The vehicle you’re buying typically serves as collateral.
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online.

Best if you want to:

  • Upgrade, replace, or expand your equipment.
  • Get potential tax deductions.4

Small Business Commercial Vehicle and Equipment Loan

Keep everything running smoothly—replace, upgrade, or expand equipment.

Apply now
Component ID : "accordionGridLayout-1139228898"
Model : "stack"
Position : "left"

Up to $250,000

Loan amounts

Up to 84 months

Terms available

Up to 100%

financing available, plus 10% for soft costs3

How it works:

  • Apply for a specific loan amount.  
  • Choose the length of your loan.
  • The equipment you’re buying typically serves as collateral.
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online.

Best if you want to:

  • Own your business vehicles.
  • Lock in a better interest rate by refinancing.
  • Get potential tax deductions.4

Small Business Real Estate Loan

Own it—on your terms. Buy or refinance real estate for your business.

Apply now
Component ID : "accordionGridLayout-1990276273"
Model : "stack"
Position : "left"

Up to $250,000

Loan amounts

Terms up to 15 years

Up to 85%

Loan-to-value

How it works:

  • Apply for a specific loan amount that will fund at closing. (Remember, these loans are for buying or refinancing real estate, not construction.)
  • Choose the length of your loan and repayment schedule.
  • The real estate you’re buying or refinancing serves as collateral.5
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online. 

Best if you want to:

  • Own your business location instead of leasing it.
  • Expand your business.
  • Lower the interest rate on your existing commercial mortgage by refinancing.
  • Fund a specific project, or buy another business and use the equity as your collateral.

Small Business Line of Credit

Access to money—whenever you need it. Manage seasonal cash flow, expand inventory, or grab hold of a new opportunity.

Apply now
Component ID : "accordionGridLayout-1647154210"
Model : "stack"
Position : "left"

Up to $100,000

Loan amounts6

12 to 36 months

Terms available7

Low variable rates

How it works:

  • Apply for a specific line of credit amount2
  • Borrow up to your available credit limit.
  • Access funds by transferring money to your checking account or by writing checks.
  • Interest accrues only on the outstanding balance.
  • Use as revolving line of credit and re-borrow over time up to the maximum credit limit.

Best if you want to:

  • Cover seasonal or revolving cash flow.
  • Access working capital where and when you need it.
  • Access a larger line of credit if secured by collateral.

Loan

Small Business Loan

Borrow one lump sum for what you need. From inventory and unexpected expenses to debt consolidation—no collateral required.

Apply now for a Personal loan
Component ID : "accordionGridLayout-974247788"
Model : "stack"
Position : "left"

Up to $100,000

Loan amounts

Up to 60 months

Terms available

Low fixed rates

How it works:

  • Apply for a specific loan amount.2
  • We offer loans secured by additional collateral types through our branch network.
  • Choose the length of your loan.
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online.

Best if you want to:

  • Make a one-time purchase.
  • Fund a specific project or initiative.
  • Consolidate debt.
  • Lock in a better interest rate by refinancing.

Auto

Small Business Auto Loan

Transportation? All set. Purchase or refinance cars, vans, light trucks, or SUVs

Apply now
Component ID : "accordionGridLayout-315645482"
Model : "stack"
Position : "left"

Up to $250,000

Loan amounts

Up to 75 months

Terms available

Up to 100%

financing available, plus 10% for soft costs3

How it works:

  • Apply for a specific loan amount.
  • Choose the length of your loan.
  • The vehicle you’re buying typically serves as collateral.
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online.

Best if you want to:

  • Upgrade, replace, or expand your equipment.
  • Get potential tax deductions.4

Commercial vehicle & equipment

Small Business Commercial Vehicle and Equipment Loan

Keep everything running smoothly—replace, upgrade, or expand equipment.

Apply now
Component ID : "accordionGridLayout-1139228898"
Model : "stack"
Position : "left"

Up to $250,000

Loan amounts

Up to 84 months

Terms available

Up to 100%

financing available, plus 10% for soft costs3

How it works:

  • Apply for a specific loan amount.  
  • Choose the length of your loan.
  • The equipment you’re buying typically serves as collateral.
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online.

Best if you want to:

  • Own your business vehicles.
  • Lock in a better interest rate by refinancing.
  • Get potential tax deductions.4

Real estate

Small Business Real Estate Loan

Own it—on your terms. Buy or refinance real estate for your business.

Apply now
Component ID : "accordionGridLayout-1990276273"
Model : "stack"
Position : "left"

Up to $250,000

Loan amounts

Terms up to 15 years

Up to 85%

Loan-to-value

How it works:

  • Apply for a specific loan amount that will fund at closing. (Remember, these loans are for buying or refinancing real estate, not construction.)
  • Choose the length of your loan and repayment schedule.
  • The real estate you’re buying or refinancing serves as collateral.5
  • Make scheduled monthly payments of principal and interest.
  • Track your balance online. 

Best if you want to:

  • Own your business location instead of leasing it.
  • Expand your business.
  • Lower the interest rate on your existing commercial mortgage by refinancing.
  • Fund a specific project, or buy another business and use the equity as your collateral.

Line of credit

Small Business Line of Credit

Access to money—whenever you need it. Manage seasonal cash flow, expand inventory, or grab hold of a new opportunity.

Apply now
Component ID : "accordionGridLayout-1647154210"
Model : "stack"
Position : "left"

Up to $100,000

Loan amounts6

12 to 36 months

Terms available7

Low variable rates

How it works:

  • Apply for a specific line of credit amount2
  • Borrow up to your available credit limit.
  • Access funds by transferring money to your checking account or by writing checks.
  • Interest accrues only on the outstanding balance.
  • Use as revolving line of credit and re-borrow over time up to the maximum credit limit.

Best if you want to:

  • Cover seasonal or revolving cash flow.
  • Access working capital where and when you need it.
  • Access a larger line of credit if secured by collateral.