How Small Business Line of Credit Works

How it works:

  • Apply for a specific line of credit amount.Disclosure 2
  • Borrow up to your available credit limit.
  • Access funds by transferring money to your checking account or by writing checks.
  • Interest accrues only on the outstanding balance.
  • Use as revolving line of credit and re-borrow over time up to the maximum credit limit.

Best if you want to:

  • Cover seasonal or revolving cash flow
  • Access working capital where and when you need it
  • Access a larger line of credit if secured by collateral

Apply for a card that fits your needs.

Small business credit cards

Extra buying power. More financial freedom. Rewards potential.

Looking for a commercial loan?

  • Do you have borrowing needs that exceed $250,000?
  • Are your annual revenues over $2,000,000?
  • Do you have a multifamily investment property or construction needs?

Contact us

We’re here to hear–– and help.

Let’s chat about how we can help you take care of business.

Make an appointment.

Schedule an in-person or virtual appointment.

Call us.

Talk to a Small Business specialist at 833-866-5129.