You can send money to people or other small businesses that bank with a financial institution that offers Zelle®. Right now, we don’t support sending to (or receiving from) people that are only enrolled in the Zelle® app.
If the small business or person you send money to has already enrolled with Zelle® through their bank’s mobile app, the money is sent directly to their bank account and can’t be canceled. It’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number.