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Business Cash Rewards Credit Cards Earning cash back on your purchases? You got it.

Truist Business Cash Rewards Credit Card for what your business needs today—and wherever you want to take it tomorrow.

Apply now for Truist Business Cash Rewards Credit Card

Small Business Credit Card Benefits

There are so many great reasons to carry a Truist Visa® card.

Earn a rewards boost.

Our rewards cards let you earn Loyalty Bonuses when you have a Truist business checking or savings account.

Empower your employees.

Give them purchasing flexibility—within limits you decide.

Manage cardholder spend.

The ability to set controls on the individual cardholder accounts.

Contactless payments.

Every card has tap-to-pay, so checkout is safer at enabled terminals.

Find a fit for your business—here.

Compare Small Business Credit cards

Truist Business Cash Rewards Credit Card

Earning cash back on your purchases? You got it.

Apply now for a Truist Business Cash rewards credit card.

See rates, fees & rewards

Component ID : "accordionGridLayout-1670656830"
Model : "stack"
Position : "left"

No annual fee 1

0% intro APR

on purchases for 9 months after account opening1

12.99%-21.99% variable APR

on purchases after intro rate expires1

Benefits for you:

  • 3% cash back on gas.2
  • 2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month2
  • 1% cash back on all other eligible purchases.2
  • Cash rewards earned will expire at the end of the month that is 5 years from the date of issuance.
  • 10%, 25%, or 50% Loyalty Cash Bonus based on your Truist business deposit relationship when cash rewards are redeemed into a Truist business deposit account.2

Benefits of all Truist business credit cards:

  • Add authorized cardholders at no additional charge.
  • Digital account management through Truist Online Banking and Truist eZBusiness.
  • Intuit® QuickBooks® integration to simplify your accounting.
  • Contactless payments.
  • Link your checking and credit accounts to add overdraft protection.
  • Visa® Zero Liability protection against unauthorized card use.6
  • Additional Visa benefits.

Truist Business Cash Rewards Credit Card – Application Disclosures 

Truist Business Cash Rewards Program – Terms and Conditions

Truist Business Travel Rewards Credit Card

Supercharge your travel. Earn double miles on airfare, car rentals, and hotels.

Apply now for a Truist Business Travel Rewards credit card.

See rates, fees & rewards

Component ID : "accordionGridLayout-1965708160"
Model : "stack"
Position : "left"

$49 annual fee

waived for first year3

20,000 bonus miles

when you spend $2,000 within 90 days of account opening

12.99%-21.99% variable APR

on purchases and balance transfers3

Benefits for you:

  • Earn miles on all eligible purchases.4
  • Earn unlimited double miles on airfare, hotels, and car rentals.
  • Miles earned will expire at the end of the month that is 5 years from the date of issuance.
  • No foreign transaction fees.3
  • Receive up to $85 statement credit per organization every 4 years towards TSA Pre✓ or Global Entry application fee reimbursement.4
  • Get an extra Loyalty Travel Bonus based on your Truist business deposit relationship when you redeem miles for travel.4

Benefits of all Truist business credit cards:

  • Add authorized cardholders at no additional charge.
  • Digital account management through Truist Online Banking and Truist eZBusiness.
  • Intuit® QuickBooks® integration to simplify your accounting.
  • Contactless payments.
  • Link your checking and credit accounts to add overdraft protection.
  • Visa® Zero Liability protection against unauthorized card use.6
  • Additional Visa benefits.

Truist Business Travel Rewards Credit Card – Application Disclosures

Truist Business Travel Rewards Program – Terms and Conditions

Truist Business Credit Card

When every penny counts, turn to a credit card that means business – one with no annual fee and a lower interest rate than other Truist business credit card products.

Apply now for a Truist Business credit card.

See rates & fees

Component ID : "accordionGridLayout-1505675720"
Model : "stack"
Position : "left"

No annual fee5

0% intro APR

on purchases for 12 months after account opening5

10.99%-19.99% variable APR

on purchases after intro rate expires5

Benefits for you:

  • Add authorized cardholders at no additional charge.
  • Digital account management with Truist Online Banking and Truist eZBusiness.
  • Intuit QuickBooks® integration.
  • Contactless payments.
  • Link your checking and credit accounts to add overdraft protection.
  • Visa® Zero Liability protection6
  • Additional Visa benefits.

Truist Business Credit Card – Application Disclosures

Truist Business Cash Rewards Credit Card

Annual fee: $01

Intro APR on purchases for 9 months1 : 0%

Variable APR thereafter1: 12.24% - 21.24%

Benefits for you:

  • 3% cash back on gas2
  • 2% cash back at restaurants and office supply stores up to $2,000 in combined spend in 2% and 3% categories per month2
  • 1% cash back on all other eligible purchases.2
  • Cash rewards earned will expire at the end of the month that is 5 years from the date of issuance.
  • No annual fee.1

Truist Business Travel Rewards Credit Card

Annual fee: $49— but waived for first year3

Variable APR: 12.24% - 21.24%

10, 25, or 50% Loyalty Travel Bonus4
with a Truist business checking, savings or money market account when you redeem miles for travel—bonus percentage depends on business deposit account type and balance

Component ID : "accordionGridLayout-2120247207"
Model : "stack"
Position : "left"

Benefits for you:

  • Earn 2 miles per dollar spent on airfare, hotels and car rentals4
  • Earn 1 mile per dollar spent on all other eligible purchases4
  • $493 annual fee — waived for first year.

Truist Business Credit Card

Annual fee: $05

Intro APR on purchases for 12 months: 0%

Variable APR thereafter5: 10.24% - 19.24%

Benefits for you:

  • Our lowest rate business credit card

  Annual fee Annual Percentage Rate (APR) for purchases Rewards Loyalty Bonus Best card if your organization

Truist Business Cash Rewards

See rates, fees & rewards for Truist business cash rewards.

$01

0%
introductory APR on purchases for 9 months1

12.99%-21.99% variable APR thereafter 1

Earn cash back:
3% on gas
2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month2

1% on all other eligible purchases 2

10, 25, or 50%
Loyalty Cash Bonus 2
when you deposit cash rewards into an eligible Truist business checking, savings or money market account—bonus percentage depends on business deposit account type and balance

Spends a lot of time on the road and entertaining clients, or wants cash back for everyday business purchases

Truist Business Travel Rewards

See rates, fees & rewards for Truist business travel rewards.

$49
but waived for the first year3

12.99%-21.99%
variable APR on purchases and balance transfers3

Earn 2 miles per dollar spent on airfare, hotels and car rentals4

Earn 1 mile per dollar spent on all other eligible purchases4

10, 25, or 50%
Loyalty Travel Bonus4
with a Truist business checking, savings or money market account when you redeem miles for travel—bonus percentage depends on business deposit account type and balance

Has frequent fliers or international travelers

Truist Business

See rates & fees for Truist business.

$05

0% introductory APR on purchases for 12 months5

10.99%-19.99% variable APR thereafter5

None

None

Has low monthly expenses or typically carries a balance on your credit card(s)

The Prime Rate is currently 4.00% as of May 5, 2022; however, the Prime Rate is subject to change.

The information stated above is accurate as of May 5, 2022; however, this information is subject to change.

Cash Rewards

Truist Business Cash Rewards Credit Card

Earning cash back on your purchases? You got it.

Apply now for a Truist Business Cash rewards credit card.

See rates, fees & rewards

Component ID : "accordionGridLayout-1670656830"
Model : "stack"
Position : "left"

No annual fee 1

0% intro APR

on purchases for 9 months after account opening1

12.99%-21.99% variable APR

on purchases after intro rate expires1

Benefits for you:

  • 3% cash back on gas.2
  • 2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month2
  • 1% cash back on all other eligible purchases.2
  • Cash rewards earned will expire at the end of the month that is 5 years from the date of issuance.
  • 10%, 25%, or 50% Loyalty Cash Bonus based on your Truist business deposit relationship when cash rewards are redeemed into a Truist business deposit account.2

Benefits of all Truist business credit cards:

  • Add authorized cardholders at no additional charge.
  • Digital account management through Truist Online Banking and Truist eZBusiness.
  • Intuit® QuickBooks® integration to simplify your accounting.
  • Contactless payments.
  • Link your checking and credit accounts to add overdraft protection.
  • Visa® Zero Liability protection against unauthorized card use.6
  • Additional Visa benefits.

Truist Business Cash Rewards Credit Card – Application Disclosures 

Truist Business Cash Rewards Program – Terms and Conditions

Travel Rewards

Truist Business Travel Rewards Credit Card

Supercharge your travel. Earn double miles on airfare, car rentals, and hotels.

Apply now for a Truist Business Travel Rewards credit card.

See rates, fees & rewards

Component ID : "accordionGridLayout-1965708160"
Model : "stack"
Position : "left"

$49 annual fee

waived for first year3

20,000 bonus miles

when you spend $2,000 within 90 days of account opening

12.99%-21.99% variable APR

on purchases and balance transfers3

Benefits for you:

  • Earn miles on all eligible purchases.4
  • Earn unlimited double miles on airfare, hotels, and car rentals.
  • Miles earned will expire at the end of the month that is 5 years from the date of issuance.
  • No foreign transaction fees.3
  • Receive up to $85 statement credit per organization every 4 years towards TSA Pre✓ or Global Entry application fee reimbursement.4
  • Get an extra Loyalty Travel Bonus based on your Truist business deposit relationship when you redeem miles for travel.4

Benefits of all Truist business credit cards:

  • Add authorized cardholders at no additional charge.
  • Digital account management through Truist Online Banking and Truist eZBusiness.
  • Intuit® QuickBooks® integration to simplify your accounting.
  • Contactless payments.
  • Link your checking and credit accounts to add overdraft protection.
  • Visa® Zero Liability protection against unauthorized card use.6
  • Additional Visa benefits.

Truist Business Travel Rewards Credit Card – Application Disclosures

Truist Business Travel Rewards Program – Terms and Conditions

Business Card

Truist Business Credit Card

When every penny counts, turn to a credit card that means business – one with no annual fee and a lower interest rate than other Truist business credit card products.

Apply now for a Truist Business credit card.

See rates & fees

Component ID : "accordionGridLayout-1505675720"
Model : "stack"
Position : "left"

No annual fee5

0% intro APR

on purchases for 12 months after account opening5

10.99%-19.99% variable APR

on purchases after intro rate expires5

Benefits for you:

  • Add authorized cardholders at no additional charge.
  • Digital account management with Truist Online Banking and Truist eZBusiness.
  • Intuit QuickBooks® integration.
  • Contactless payments.
  • Link your checking and credit accounts to add overdraft protection.
  • Visa® Zero Liability protection6
  • Additional Visa benefits.

Truist Business Credit Card – Application Disclosures

Compare all

Truist Business Cash Rewards Credit Card

Annual fee: $01

Intro APR on purchases for 9 months1 : 0%

Variable APR thereafter1: 12.24% - 21.24%

Benefits for you:

  • 3% cash back on gas2
  • 2% cash back at restaurants and office supply stores up to $2,000 in combined spend in 2% and 3% categories per month2
  • 1% cash back on all other eligible purchases.2
  • Cash rewards earned will expire at the end of the month that is 5 years from the date of issuance.
  • No annual fee.1

Truist Business Travel Rewards Credit Card

Annual fee: $49— but waived for first year3

Variable APR: 12.24% - 21.24%

10, 25, or 50% Loyalty Travel Bonus4
with a Truist business checking, savings or money market account when you redeem miles for travel—bonus percentage depends on business deposit account type and balance

Component ID : "accordionGridLayout-2120247207"
Model : "stack"
Position : "left"

Benefits for you:

  • Earn 2 miles per dollar spent on airfare, hotels and car rentals4
  • Earn 1 mile per dollar spent on all other eligible purchases4
  • $493 annual fee — waived for first year.

Truist Business Credit Card

Annual fee: $05

Intro APR on purchases for 12 months: 0%

Variable APR thereafter5: 10.24% - 19.24%

Benefits for you:

  • Our lowest rate business credit card

  Annual fee Annual Percentage Rate (APR) for purchases Rewards Loyalty Bonus Best card if your organization

Truist Business Cash Rewards

See rates, fees & rewards for Truist business cash rewards.

$01

0%
introductory APR on purchases for 9 months1

12.99%-21.99% variable APR thereafter 1

Earn cash back:
3% on gas
2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month2

1% on all other eligible purchases 2

10, 25, or 50%
Loyalty Cash Bonus 2
when you deposit cash rewards into an eligible Truist business checking, savings or money market account—bonus percentage depends on business deposit account type and balance

Spends a lot of time on the road and entertaining clients, or wants cash back for everyday business purchases

Truist Business Travel Rewards

See rates, fees & rewards for Truist business travel rewards.

$49
but waived for the first year3

12.99%-21.99%
variable APR on purchases and balance transfers3

Earn 2 miles per dollar spent on airfare, hotels and car rentals4

Earn 1 mile per dollar spent on all other eligible purchases4

10, 25, or 50%
Loyalty Travel Bonus4
with a Truist business checking, savings or money market account when you redeem miles for travel—bonus percentage depends on business deposit account type and balance

Has frequent fliers or international travelers

Truist Business

See rates & fees for Truist business.

$05

0% introductory APR on purchases for 12 months5

10.99%-19.99% variable APR thereafter5

None

None

Has low monthly expenses or typically carries a balance on your credit card(s)

The Prime Rate is currently 4.00% as of May 5, 2022; however, the Prime Rate is subject to change.

The information stated above is accurate as of May 5, 2022; however, this information is subject to change.

Truist eZBusiness

Just like it sounds—easy card management.

Benefits:

  • 24/7 digital account access.
  • View account activity, make payments, and sign up for email alerts.
  • See 18 months of detailed transaction history.
  • Export transaction info for use with your financial software program.

More benefits for registered administrators:

  • Monitor and maintain credit limits for all cardholders.
  • Request new cards for existing accounts, or close any cardholder’s account.
  • View activity reports on any account.
  • Review 18 months of detailed transaction history for all cardholders.
Sign in or enroll now to Truist eZBusiness.

Resources

Expand your knowledge with resources for better business strategies. Stay up-to-date with trending topics, news, and research.

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    Looking to manage your BB&T or SunTrust business credit card?

    BB&T eZBusiness is now Truist eZBusiness

    SunTrust Business Card Online is now Truist Small Business Card Online

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