Small Business Credit Card Benefits

There are so many great reasons to carry a Truist Visa® card.

Earn a rewards boost.

Our rewards cards let you earn Loyalty Bonuses when you have a Truist business checking or savings account.

Empower your employees.

Give them purchasing flexibility—within limits you decide.

Manage cardholder spend.

The ability to set controls on the individual cardholder accounts.

Contactless payments.

Every card has tap-to-pay, so checkout is safer at enabled terminals.

Compare Small Business Credit Cards
Annual fee Annual Percentage Rate (APR) for purchases Rewards Loyalty Bonus Best card if your organization

Truist Business Cash Rewards

See rates, fees & rewards for Truist business cash rewards.

$0Disclosure 1

0%
introductory APR on purchases for 9 monthsDisclosure 1

16.49% - 25.49% variable APR thereafterDisclosure 1

Earn cash back:
3% on gas
2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per monthDisclosure 2

1% on all other eligible purchasesDisclosure 2

Earn $300 in bonus rewards after you spend $3,000 in the first 90 days after account opening.Disclosure *

10, 25, or 50%
Loyalty Cash BonusDisclosure 2
when you deposit cash rewards into an eligible Truist business checking, savings or money market account—bonus percentage depends on business deposit account type and balance

Spends a lot of time on the road and entertaining clients, or wants cash back for everyday business purchases

Truist Business Premium

See rates, fees & rewards for Truist business premium rewards.

$299 annual fee waived first year, and each year you spend $100,000 or moreDisclosure 3

16.49% - 25.49%
variable APR on purchases and balance transfersDisclosure 3

Earn unlimited 2% cash back on every eligible purchaseDisclosure 4

Earn $1,000 in bonus rewards after you spend $15,000 on purchases in the first 90 days after account opening.Disclosure **

Enjoy a 10% Loyalty Cash Bonus when rewards are redeemed into an eligible Truist business checking, savings or money market accountDisclosure 4

Wants cash back rewards across all purchases

Truist Business Travel Rewards

See rates, fees & rewards for Truist business travel rewards.

$49
but waived for the first yearDisclosure 5

16.49% - 25.49%
variable APR on purchases and balance transfersDisclosure 5

Earn 2 miles per dollar spent on airfare, hotels and car rentalsDisclosure 6

Earn 1 mile per dollar spent on all other eligible purchasesDisclosure 5

Earn 20,000 bonus miles after you spend $2,000 within the first 90 days of account opening

10, 25, or 50%
Loyalty Travel BonusDisclosure 6
with a Truist business checking, savings or money market account when you redeem miles for travel—bonus percentage depends on business deposit account type and balance

Has frequent fliers or international travelers

Truist Business

See rates & fees for Truist business.

$0Disclosure 7

0% introductory APR on purchases for 12 monthsDisclosure 7

14.49% - 23.49% variable APR thereafterDisclosure 5

None

None

Has low monthly expenses or typically carries a balance on your credit card(s)

The Prime Rate is currently 7.50% as of 04/01/2025; however, the Prime Rate is subject to change.

The information stated above is accurate as of April 1, 2025; however, this information is subject to change.

Truist online banking

Easy and convenient online card management

We make it easy to manage your small business credit card online. Plus, you can manage other Truist accounts all in one place.

Card management features

  • Access your digital account 24/7
  • Redeem rewards
  • View recent transactions
  • Sign up for email or text account alerts
  • Get free employee credit cards

Business Card Management

Manage employee cards—set spending limits and additional card restrictions, get individual card reporting, and more.

Accounting software integration

Seamlessly integrate with some of the most popular small business accounting software available.

Already a cardholder?

Sign in to manage your account online.

Resources

Expand your knowledge with resources for better business strategies. Stay up-to-date with trending topics, news, and research.

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    Small business loans

    Start that next big thing.

    Big dreams need big funding. We’re here with lending options to start making it real.