Truist Business Credit Card

$0^{Disclosure 1}

0%
introductory APR on purchases for 9 months^{Disclosure 1}

16.49% - 25.49% variable APR thereafter^{Disclosure 1}

Earn cash back:
3% on gas
2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month^{Disclosure 2}

1% on all other eligible purchases^{Disclosure 2}

Earn $300 in bonus rewards after you spend $3,000 in the first 90 days after account opening.^{Disclosure *}

10, 25, or 50%
Loyalty Cash Bonus^{Disclosure 2}
when you deposit cash rewards into an eligible Truist business checking, savings or money market account—bonus percentage depends on business deposit account type and balance

Spends a lot of time on the road and entertaining clients, or wants cash back for everyday business purchases

$299 annual fee waived first year, and each year you spend $100,000 or more^{Disclosure 3}

16.49% - 25.49%
variable APR on purchases and balance transfers^{Disclosure 3}

Earn unlimited 2% cash back on every eligible purchase^{Disclosure 4}

Earn $1,000 in bonus rewards after you spend $15,000 on purchases in the first 90 days after account opening.^{Disclosure **}

Enjoy a 10% Loyalty Cash Bonus when rewards are redeemed into an eligible Truist business checking, savings or money market account^{Disclosure 4}

Wants cash back rewards across all purchases

$49
but waived for the first year^{Disclosure 5}

16.49% - 25.49%
variable APR on purchases and balance transfers^{Disclosure 5}

Earn 2 miles per dollar spent on airfare, hotels and car rentals^{Disclosure 6}

Earn 1 mile per dollar spent on all other eligible purchases^{Disclosure 5}

Earn 20,000 bonus miles after you spend $2,000 within the first 90 days of account opening

10, 25, or 50%
Loyalty Travel Bonus^{Disclosure 6}
with a Truist business checking, savings or money market account when you redeem miles for travel—bonus percentage depends on business deposit account type and balance

Has frequent fliers or international travelers

$0^{Disclosure 7}

0% introductory APR on purchases for 12 months^{Disclosure 7}

14.49% - 23.49% variable APR thereafter^{Disclosure 5}

None

None

Has low monthly expenses or typically carries a balance on your credit card(s)