Truist Business Credit Card

$0^{Disclosure 1}

0%
introductory APR on purchases for 9 months^{Disclosure 1}

17.49%-26.49% variable APR thereafter ^{Disclosure 1}

Earn cash back:
3% on gas
2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month^{Disclosure 2}

1% on all other eligible purchases ^{Disclosure 2}

10, 25, or 50%
Loyalty Cash Bonus ^{Disclosure 2}
when you deposit cash rewards into an eligible Truist business checking, savings or money market account—bonus percentage depends on business deposit account type and balance

Spends a lot of time on the road and entertaining clients, or wants cash back for everyday business purchases

$49
but waived for the first year^{Disclosure 3}

17.49%-26.49%
variable APR on purchases and balance transfers^{Disclosure 3}

Earn 2 miles per dollar spent on airfare, hotels and car rentals^{Disclosure 4}

Earn 1 mile per dollar spent on all other eligible purchases^{Disclosure 4}

10, 25, or 50%
Loyalty Travel Bonus^{Disclosure 4}
with a Truist business checking, savings or money market account when you redeem miles for travel—bonus percentage depends on business deposit account type and balance

Has frequent fliers or international travelers

$0^{Disclosure 5}

0% introductory APR on purchases for 12 months^{Disclosure 5}

15.49%-24.49% variable APR thereafter^{Disclosure 5}

None

None

Has low monthly expenses or typically carries a balance on your credit card(s)