| Minimum opening deposit |
$100 |
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| Monthly maintenance fee |
No charge |
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| Monthly transaction fees |
No charge for first 50 total combined transactions per month in this account. Includes any combination of checks deposited and paid, debit and credit memos, deposit tickets, online bill payments and electronic debits and credits (including debit card transactions) in this account. $0.50 Per each additional transaction over 50 in a month |
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| Monthly coin and currency deposit fee |
No charge if you make deposits of coin and currency of $2,000 or less in a month $0.0031 for every $1.00 deposited over $2,000 in a month For example, if you deposit $5,000 of cash in a month there is no charge for the first $2,000 and there is a $9.30 charge for the next $3,000 |
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| Overdraft/Returned item fee |
$36 per item If the original transaction amount is less than $5, we will not charge an overdraft fee or returned item fee. A maximum of three fees per day will be charged. You can avoid an overdraft fee or returned item fee if you transfer or deposit money by the daily cutoff time on the same business day. Overdraft (OD)/Returned Item Fee: This fee applies to overdrafts created by checks, in-person withdrawals, ATM withdrawals, or other electronic means. |
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| Non-Truist ATM fees No fee for transactions (cash withdrawal, balance inquiries or transfers) at Truist ATMs |
$3 per transaction in the U.S. Non-Truist ATMs may charge additional fees. $5 per transaction outside the U.S. plus 3% of transaction amount for international transaction fee. |
| Zelle® small business depositsDisclosure 1 This is an optional service, and enrollment is required to use Zelle® |
When someone sends money to this account through Zelle® this account incurs a fee of 1% of the received Zelle® amount, up to a maximum fee of $15 per transaction. For example, if a client sends a $300 payment to this account via Zelle®, the account will incur a $3.00 fee; if a client sends $2,000 payment to this account via Zelle®, the account will incur a $15.00 fee (the maximum fee per transaction, for each transaction of $1,500 or greater). |
| Check orders |
Cost may vary (based on account type and style selection) $25 discount applied to first order of business checks when ordered through Truist. |