When a child turns eighteen, they're legally considered an adult, even if they're not quite ready. This brings new challenges and new opportunities. Because they are now adults, parents can't access their health, financial, or education records without written consent. That's why it's important for your child to have basic estate planning documents in place. So what do they need? First, an Advance Medical Directive and HIPAA authorization so parents can make health decisions or receive information if the child is incapacitated. Second, a durable power of attorney to help with things like paying bills or filing tax returns. Third, a simple will, even if they don't have many assets. It helps avoid complications. And finally, if they're in college, a FERPA authorization, which covers access to academic and campus health records. Beyond legal documents, it's also about financial readiness. Teach them how to budget, understand five twenty nine plans, and manage custodial accounts. Help them build financial literacy from opening bank accounts to learning about credit, saving, and investing. And don't forget the practical stuff like insurance coverage and whether they can still be claimed as a dependent for tax purposes. If you'd like to learn more about preparing your child for adulthood, reach out to your truest advisor.