• 500 Monthly transactions at no chargeDisclosure 1
  • $25,000 Cash processing per month at no chargeDisclosure 2
  • $20 Monthly maintenance fee (waived with $5,000 average relationship balanceDisclosure 3)

Dynamic Business Checking reward levels

Your combined balance across all your Truist business accounts—checking, savings, money market, and CDs—determines your reward level. And as your balance changes, you’ll automatically move between them.4

Core Rewards

Core Rewards
If your business has
< $25K
in combined depositsDisclosure 4
Component ID : "accordionGridLayout-279474269"
Model : "disclaimer"
Position : "center"
10%
Business credit card rewards loyalty bonus
— 

Core rewards gives you a

Merchant Services monthly discount credit

Core rewards allow for

Business lending rate discount

Core rewards gives you a

Discount off Online Payroll standard monthly maintenance feeDisclosure 5

Core rewards gives you

Fees waived on non-Truist domestic ATMs
$120
$120 Delta SkyMiles® Business Debit Card annual feeDisclosure 6

Plus Rewards

Plus Rewards
If your business has
$25K – $49,999
in combined depositsDisclosure4
Component ID : "accordionGridLayout-1537498996"
Model : "disclaimer"
Position : "center"
25%
A 25 percent Business credit card rewards loyalty bonus
$5
5 dollar Merchant Services monthly discount credit
(.25)
A 25 cent Business lending rate discount
$5
A 5 dollar Discount off the standard Online Payroll monthly maintenance feeDisclosure 5
2
Two Fees waived on non-Truist domestic ATMs
$90
90 dollar Delta SkyMiles® Business Debit Card annual feeDisclosure 6

Preferred Rewards

Preferred Rewards
If your business has
$50K +
in combined depositsDisclosure 4
Component ID : "accordionGridLayout-332764872"
Model : "disclaimer"
Position : "center"
50%
A 50 percent Business credit card rewards loyalty bonus
$10
A $10 Merchant Services monthly discount credit
(.50)
A 50 cent Business lending rate discount
$10
A $10 Discount off the standard Online Payroll monthly maintenance feeDisclosure 5
unlimited
Fees waived on non-Truist domestic ATMs
$60
A 60 dollar Delta SkyMiles® Business Debit Card annual feeDisclosure 6
Component ID : "accordionGridLayout-260465308"
Model : "disclaimer"
Position : "left"

Speaker 1 (00:02):

Welcome to Truist Dynamic Business Checking,

(00:05):

an account with unique benefits and rewards that grow with your business. With up to 500 monthly transactions, up to $25,000 in monthly cash processing at no charge, and no monthly maintenance fee when you maintain an average combined balance of $5,000 or more between your business checking, savings, money market, and/or CD accounts, plus a range of account features. And that's just the start. Qualify for the additional benefits of Truist One level premier when you link your personal Truist One account and your Dynamic Business Checking Account.

(00:39):

We're celebrating each of your milestones with different levels of rewards. Enjoy benefits that scale with your combined deposits across accounts like Truist business credit card loyalty bonuses, merchant services discount credits, lending rate discount, and online payroll discount. You'll even be eligible for interest rate discounts on small business loans and lines of credit and bigger discounts on tools you need.

(01:06):

With a few easy steps, you can add tools to help you look after your finances and build for the future. Enroll in Truist online banking and download the Truist Mobile banking app to start managing your money virtually anytime from pretty much anywhere. You can link other Truist accounts, make deposits, send payments, and view your current tier reward level. Add debit cards for you and your authorized users and personalize them with your company logo.

(01:35):

Or get the Delta SkyMiles® Business Debit Card to earn miles when you spend. Start enjoying all these benefits by funding your account today. You are committed to your business and we are committed to supporting you every step of the journey with expertise, advice, solutions, and perks to match. That's a partnership you can depend on.

More details about Truist Dynamic Business Checking

Benefits
  • Earn more miles with a Delta SkyMiles Business Debit Card.
  • Loyalty bonus on Truist business credit card rewards redemptions.
  • No monthly maintenance fee on a Personal Truist One Checking account with level Premier access and benefits.Disclosure 7
  • Access to financial wellness training for your employees.
  • Fraud Inspector™ to help you identify and curb potential fraud.
  • Personalized business debit card with your logo or custom art.
  • No fee for the first four (4) incoming domestic wires.
Best if you
  • Have a range of banking needs.
  • Want to maximize your rewards.
  • Complete over 50 transactions per month.
  • Make over $2,000 per month in cash deposits.

Truist business credit card clients can earn elevated rewards in the form of either a Loyalty Cash Bonus or Loyalty Travel Bonus based on their credit card product type, the method by which they redeem, and their deposit relationship(s) at Truist (including Dynamic Business checking account holders). More information on this rewards bonus option can be found within the Rewards Program Terms and Conditions applicable to the client’s respective credit card; restrictions apply. Truist Business credit cards are subject to credit approval.

Contact us

We’re here to hear—and help.

Let’s chat about how we can help you take care of business.

Business Deposit Accounts Fee Schedule

Make an appointment.

Schedule an in-person or virtual appointment.


Delta SkyMiles Business Debit Card

Rewards that go the distance.

Earn miles on your everyday business purchases. So your business—and travel plans—can take flight. Available only with Truist Dynamic Business Checking.

Resources

Expand your knowledge with resources for better business strategies. Stay up-to-date with trending topics, news, and research.

    {0}
    {6}
    {7}
    {8}
    {9}
    {12}
    {10}
    {11}

    {3}

    {1}
    {2}
    {7}
    {8}
    {9}
    {10}
    {11}
    {14}
    {12}
    {13}

    Looking for something else?

    We have cash management solutions for companies with more complex needs, too.