Get started with the right business checking account.

We take care of (your) business with a relationship that combines local experience and big capabilities, helping your business to thrive.

Compare accounts for Truist small business checking.

Compare Small Business checking accounts

Whether you’re just getting started or focusing on growth, we have your perfect fit. Explore the benefits of our business checking accounts.

Compare Truist’s business checking account options, including fees, transaction limits, and benefits, to help you choose the best fit for your needs.

Truist Simple Business Checking

Straightforward—with no monthly maintenance fee. Perfect if you’re just starting out.

Benefits
  • 50 total combined transactions per month at no chargefootnoteDisclosure 1
  • No charge for the first $2,000 in cash deposits per month; $0.0031 fee (per dollar) for $2,001+
  • $0 monthly maintenance fee
  • Truist business debit card with option to personalize for you and your employees
Open now to get started with a Truist Simple Business Checking account. , opens in new tab Learn more about Truist Simple Business Checking.

Truist Dynamic Business Checking

Fuel the pace of your small business. With more perks as your balances grow—and a true, local partnership.

Benefits
  • 500 total combined transactions per month at no chargefootnoteDisclosure 1
  • No charge for the first $25,000 in cash deposits per month; $0.0031 fee (per dollar) for $25,001+
  • $20 monthly maintenance fee (waived with $5,000 average relationship ledger balance)footnoteDisclosure 2
  • Truist business debit card, or earn miles with the Delta SkyMiles® Business Debit CardfootnoteDisclosure 3
Open now to get started with a Truist Dynamic Business Checking account. , opens in new tab Learn more about Truist Dynamic Business Checking.

Truist Community Checking

Designed specifically for nonprofit, small community, or civic organizations.

Benefits
  • 225 total combined transactions per month at no chargefootnoteDisclosure 1
  • No charge for cash deposits
  • $0 monthly maintenance fee
  • Truist business debit card for you and your employees
Schedule an appointment to open a Truist Community Checking account. , opens in new tab Learn more about Truist Community Checking.

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Our business checking accounts

Truist Simple Business Checking

Open now to get started with a Truist Simple Business Checking account.

Truist Dynamic Business Checking

Open now to get started with a Truist Dynamic Business Checking account.

Truist Community Checking

Schedule an appointment to open a Truist Community Checking account.
Best for Perfect if you’re just starting out. Ideal for businesses with moderate checking activity and/or cash deposits. Designed specifically for nonprofit, small community, or civic organizations.
Fee information $0
monthly maintenance fee		 $20
monthly maintenance fee waived with a $5,000 average relationship ledger balancefootnoteDisclosure 5 		$0
monthly maintenance fee
Minimum opening deposit $100 $100 $100
Monthly transactions 50
total combined transactions at no chargefootnoteDisclosure 1

$0.50 for each additional transaction over 50		 500
total combined transactions at no chargefootnoteDisclosure 1

$0.50 for each additional transaction over 500		 225
total combined transactions at no chargefootnoteDisclosure 1

$0.35 for each additional transaction over 225
Cash processing $2,000
in cash deposits per month at no charge; $0.0031 fee (per dollar) for $2,001+		 $25,000
in cash deposits per month at no charge; $0.0031 fee (per dollar) for $25,001+ 		Unlimited
cash deposits per month at no charge
Debit card options Truist Business Debit Card with option to personalize with your logo or custom art—for you and your employees. Truist Business Debit Card, or you can earn miles with a Delta SkyMiles® Business Debit CardfootnoteDisclosure 3; available only with a Truist Dynamic Business Checking account. Truist business debit card—for you and your employees
Check order discount $25
discount applied to first order of business checks or intro packsfootnoteDisclosure 4 		$50
discount applied to first order of business checks or intro packsfootnoteDisclosure 4 		$25
discount applied to first order of business checks or intro packsfootnoteDisclosure 4
Incoming domestic wires Not applicable $0 fee for the first four (4) incoming wires; $15 fee for additional incoming domestic wires Not applicable
Deposit balance tier benefits Not applicable Core tier: Less than $25,000 combined average relationship ledger balancefootnoteDisclosure 5

Plus tier: Between $25,000 and less than $50,000 combined average relationship ledger balance


Preferred tier: $50,000 or more combined average relationship ledger balance

Not applicable

Contact us

We’re here to hear—and help.

Let’s chat about how we can help you take care of business.

Make an appointment.

Schedule an in-person or virtual appointment.

Call us.

Talk to a Small Business specialist at 833-866-5129, opens in new tab.

Resources

Expand your knowledge with resources for better business strategies. Stay up-to-date with trending topics, news, and research.

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    Looking for something else?

    We have cash management solutions for companies with more complex needs, too.