Straightforward—with no monthly maintenance fee. Perfect if you’re just starting out.
BenefitsFuel the pace of your small business. With more perks as your balances grow—and a true, local partnership.
BenefitsDesigned specifically for nonprofit, small community, or civic organizations.
Benefits| Our business checking accounts | Truist Simple Business Checking | Truist Dynamic Business Checking | Truist Community Checking |
|---|---|---|---|
| Open an account | Open now to get started with a Truist Simple Business Checking account. | Open now to get started with a Truist Dynamic Business Checking account. | Schedule an appointment to open a Truist Community Checking account. |
| Best for | Perfect if you’re just starting out. | Ideal for businesses with moderate checking activity and/or cash deposits. | Designed specifically for nonprofit, small community, or civic organizations. |
| Fee information | $0 monthly maintenance fee |
$20 monthly maintenance fee waived with a $5,000 average relationship ledger balanceDisclosure 4 |
$0 monthly maintenance fee |
| Minimum opening deposit | $100 | $100 | $100 |
| Monthly transactions | 50 total combined transactions at no chargeDisclosure 1 $0.50 for each additional transaction over 50 |
500 total combined transactions at no chargeDisclosure 1 $0.50 for each additional transaction over 500 |
225 total combined transactions at no chargeDisclosure 1 $0.35 for each additional transaction over 225 |
| Cash processing | $2,000 in cash deposits per month at no charge; $0.0031 fee (per dollar) for $2,001+ |
$25,000 in cash deposits per month at no charge; $0.0031 fee (per dollar) for $25,001+ |
Unlimited
cash deposits per month at no charge |
| Debit card options | Truist Business Debit Card with option to personalize with your logo or custom art—for you and your employees. | Truist Business Debit Card with option to personalize with your logo or custom art—for you and your employees. | Truist business debit card—for you and your employees |
| Check order discount | $25 discount applied to first order of business checks or intro packsDisclosure 3 |
$50 discount applied to first order of business checks or intro packsDisclosure 3 |
$25 discount applied to first order of business checks or intro packsDisclosure 3 |
| Incoming domestic wires | Not Applicable | $0 fee for the first four (4) incoming wires; $15 fee for additional incoming domestic wires | Not Applicable |
| Deposit balance tier benefits | Not applicable | Core Tier: Less than $25,000 combined average relationship ledger balanceDisclosure 4 Plus tier: Between $25,000 and less than $50,000 combined average relationship ledger balance
Preferred tier: $50,000 or more combined average relationship ledger balance
|
Not applicable |
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