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Online Banking

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Small Business Digital Banking Your finances—on your time.

Make plans. Pay bills. Get paid. Take care of everything—wherever life takes you.

Enroll now for small business account.

Welcome to mission control.

Smarter, straightforward digital banking.

See your accounts here. And there.

Link other bank accounts to see your big picture in one place.

Be your own security team.

Control access to your accounts with unique IDs and user permissions for anyone in your company.

Speed up your cash flow.

Higher mobile deposit limits? You got it. Which means fewer trips to the bank.

Move money fast with Zelle®.

Send and receive money in minutes.1

Want a tour?

See how digital banking helps make life easier.

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Your business succeeds because of your effort and drive. And we're here to help you keep the momentum going. We've designed your online experience to meet your unique needs as a business owner.

Here's a look at how it works. The home screen focuses your financial picture into a single, simple view, quickly giving you the information you need. You can conveniently see your accounts and details, access recent transactions and history, and review your statements and notifications. Need to send money to a vendor, make loan payments, or send a wire?

Transfer and Pay is your money movement hub. Here, you can pay your bills, make ACH payments, transfer money to other accounts, and use Zelle-- a fast, easy, and safe way to send and receive money. Simply select the payment type that best meets your needs and we'll help you move money with ease.

Managing your payroll doesn't have to be a hassle. Simplify your process any time, anywhere with the Online Payroll feature. We give you the flexibility to easily pay your team by check or direct deposit. And we do the heavy lifting for you by automatically calculating and filing your federal, state, and local taxes.

You can also use valuable HR tools and resources to help your business stay compliant with labor and hiring laws specific to your state. We know that you're on the go often. So we've made most of your online features available in the mobile app.

Take advantage of depositing checks from your phone with mobile check deposits. And save yourself a trip to the ATM or branch. Want to give your team more autonomy? Use the Business admin feature to provide account access to other company members, set up specific roles for your employees, customize permissions, and add, edit, or remove users at any time.

The last thing you want to worry about is potential fraud. So we've made it easier for you to stay on top of it. Use Fraud inspector to review checks and ACH payments for suspicious activity. And if something doesn't look right, you can request to reverse the transaction.

Online banking with Truist helps you effectively manage your finances in a smart and straightforward way so you can get more done to help your business thrive. 

Online and mobile banking tools that work hard for you—on your hours.

Check more off your list.

Manage your money

Account management

Your business banking—the way you want it.

Enroll now for business banking

Benefits for you:

  • Get up-to-the-minute balance and transaction information.
  • Download or print up to 18 months of account history, like images of paid checks and deposit tickets.
  • Easily connect your financial accounting software, like Intuit® QuickBooks®.
  • Make real-time transfers to other Truist accounts.
  • Submit stop payment requests on checks.
  • Set email or mobile alerts about your account.

Keep your account secure:

  • Create unique user IDs and permissions to give others the access you want them to have.
  • Use Face ID or Touch ID to sign in fast. 
  • Use Fraud Inspector™ to review transactions that cleared the previous day and initiate the return of any suspected fraudulent items. To access Fraud Inspector, enroll now in Truist online business banking.

Truist Mobile

Small business banking that moves with you. 

download on the apple app store.
Get it on Google Play.

Benefits for you:

  • Check your balance, view and search transactions, transfer funds.
  • Pay your bills.
  • Deposit checks without a trip to the bank.
  • Get customizable account alerts right to your phone.

Bill pay

Spend less time and effort paying bills.

Benefits for you:

  • Pay all your domestic vendors in online banking.
  • Schedule payment dates that work for your business.
  • Choose a frequency that works best—one time, recurring, or auto pay.
  • Set reminders and view your payment history.
  • Help reduce fraud with paperless statements.

Send and receive money

It’s never been easier to pay and get paid.

Transfer money—day or night.

Online payroll

Pay employees by direct deposit or check in a few simple steps.

Enroll now in Online Payroll

Benefits for you:

  • Calculate earning, deductions, and taxes automatically.
  • Create and print payroll checks, W2s, or 1099s.
  • Give employees secure, password-protected access to pay records, W-2s, and 1099s.
  • Avoid penalties through automatic calculation and filing of federal, state, and local taxes.
  • Keep track of tax payments and forms online—so you don’t miss any important details or deadlines.
  • Connect with popular accounting software such as Quickbooks®, AccountEdge, Zoho Books, and Xero.
  • Get unlimited support—available by phone, email, or live chat.

To access online payroll, enroll now in Truist online business banking.

Enroll now in Online Payroll

Automated clearinghouse (ACH) services

Set it and forget it. Use ACH to automatically pay your monthly bills—or have your customers pay you. 

Benefits for you:

  • Set up recipients, create payment templates, and review notifications.
  • Make one-time or recurring transactions to any person or business with a bank account.

Best for:

  • Minimizing the cost of sending money electronically.
  • Moving money between your different bank accounts.
  • Setting direct deposit payments for employee pay or Social Security benefits.
  • Making automatic contributions to retirement accounts or education savings accounts.

Wire transfer

Sometimes you need a little extra security for big transactions. With wire transfers, we’ll get your approval, verify the accounts, and then release funds—within minutes.

Benefits for you:

  • Send money domestically or internationally.
  • Access funds within one business day—or sooner.
  • Initiate transfers online, by phone, or at a branch.
  • Maintain control with multi-level security features.
  • Get quick confirmation reports.

Best for:

  • Sending large sums of money.
  • Making international transactions.
  • Making fast payments.

Zelle®2

Zelle® lets you send and receive payments—fast.

Benefits for you:

  • Access Zelle® through your desktop and mobile device.
  • Send payment requests to customers—without sharing sensitive account info.2
  • Receive payments in minutes.1
  • Pay eligible vendors.
  • Issue refunds to your customers.2

How it works:

  • Access Zelle® by signing into Truist Online or Mobile Banking.
  • Enroll with Zelle® using a U.S. mobile number or email address.
  • Let customers know you accept payments with Zelle®—they can send payments to you by entering your enrolled email or U.S. mobile number.
  • Customers can send payments directly to your eligible Truist bank accounts.
  • You can send money to eligible small businesses or consumers whose financial institution offers Zelle®—find them by entering their U.S. mobile number or email address.
  • Payments typically arrive within minutes1

Best for:

  • Paying or getting paid quickly by others who use Zelle® through their financial institution.
  • Requesting payment from customers without sharing account information.

Frequently asked questions

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Zelle® is a fast, safe, and easy way for small businesses to send, request, and receive money directly between eligible bank accounts in the U.S.i If your customers use Zelle® in their mobile banking app, they can send payments directly to your Truist business bank account—and their payments typically arrive within minutes1.

In online or mobile banking, select Send Money with Zelle® > Request Money. Enter your customer’s email address or U.S. mobile number and choose Request. If your customer is not already enrolled with Zelle®, you must send your request to their email address.

There are a few ways you can encourage your customers to pay you with Zelle®.

  • Tell customers verbally that you accept payments with Zelle®, and that they can easily send you money right from their banking app.
  • Include Zelle® as a payment option on your invoices.
  • Use Zelle® to request money3 from your customers. 

Once you’re enrolled with Zelle®, payments are typically available within minutes.

To get started, sign in and select Send Money with Zelle®. Enter your email address or U.S. mobile number, receive and verify a one-time verification code, accept terms and conditions, and you’re ready to start sending and receiving with Zelle® for your small business.

There’s currently no protection program for any unauthorized payments made with Zelle®. For example, if you don’t receive an item you paid for, or the item is not as described or as you expected, we won’t be able to help you get a refund. That’s why it’s important to only use Zelle® with people and businesses you trust. 

You can only cancel a payment if the small business or person you sent money to hasn’t yet enrolled in Zelle®. To cancel, go to your activity page, choose the payment you want to cancel and then select Cancel. If you send money to a small business or consumer that is already enrolled with Zelle® through their financial institution, the money is deposited directly to their account and can’t be canceled. If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back.

There’s no fee to send money with Zelle® from your enrolled Truist business account. However, Zelle® payments to your business account will be charged a 1.0% fee by Truist.

You can send money to people or other small businesses that bank with a financial institution that offers Zelle®. Right now, we don’t support sending to (or receiving from) people that are only enrolled in the Zelle® app.

If the small business or person you send money to has already enrolled with Zelle® through their bank’s mobile app, the money is sent directly to their bank account and can’t be canceled. It’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number.  

Once you’re enrolled with Zelle®, simply share it with your customers and ask them to send payments through their own mobile banking app. You won’t need to share any of your sensitive account information, and payments will go directly into your account. However, you can’t receive payments from or send payments to people enrolled only through the Zelle® app.

Security

You work hard for your money. We work hard to keep it safe. 

Our promise to you:

  • All transactions are secure and encrypted.
  • Our networks are kept virus-free with the latest anti-virus software.
  • We’re using the most up-to-date security with online and mobile banking.
  • The highest security protocols are in place when you visit our branches and work with our employees.
Learn more about fraud and security.

Resources

Expand your knowledge with resources for better business strategies. Stay up-to-date with trending topics, news, and research.

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