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Welcome to Truist Simple Business Checking

Let’s get started with these key steps

Fund your account
Activate your debit card
Enroll in online banking
Download the Truist mobile app
Manage account alerts
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Welcome to Truist Simple Business Checking an ideal account for small businesses and startups that have low balances and low monthly transactions with up to 50 monthly transactions and $2,000 monthly cash processing at no charge.

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All at no monthly maintenance fee. And that's just the start. With a few easy steps you can enjoy simple, straightforward checking with basic tools and features your business needs to thrive.

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Enroll in online banking and download the app to start managing your money virtually anytime from pretty much anywhere you can. Link other bank accounts, make deposits, send payments and more.

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Add debit cards for you and your employees to take advantage of deals on the things you buy every day. Simply sign in to online banking to select the deals you want. You can even personalize your debit card with your company logo, need checks.

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Save $25 on your first order. Start enjoying all these benefits when you fund your account.

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And remember with us, you have a partner for every step of your journey. Whatever your needs, we've got the expertise, advice, and solutions to help. That's a partnership you can depend on.

 

You’re just getting started.

Fund your account

  • Transfer money from an existing Truist or non-Truist accountDisclosure 1
  • Use a debit card
  • Deposit a check with your mobile deviceDisclosure 2
  • Make a deposit at your local branch or ATM

Activate your card in one of these ways:

  • In the Truist mobile app
  • By calling 800-963-2262
  • Use your card at an ATM or at checkout with your PIN
Sign in to online banking.
Enroll now to get started with online banking.

Enroll in online banking to get the most out of your new account.

Enroll in online bankingDisclosure 3

Control access to your accounts with unique IDs and user permissions for anyone in your company.
Bill pay

Schedule payments, set reminders, and view your payment history. 
Zelle®

Send and receive money in minutes.Disclosure 5 Customers enrolled in Zelle® can simply scan your QR code—no manual entry of phone numbers or email addresses. 
Sign in to online banking.
Enroll now in online banking.

Mobile banking

Fast. Simple. Secure.

Save time with our mobile banking app.

QR Code to open Apple or Google play app.

Download the Truist mobile app.

Scan this code with your phone’s camera to download.

View our Privacy policies

Your new account is just the start. Now you can get these added perks.

Discounted checks

$25 discount on your first order of checks. Sign in to online banking and select “Order checks and supplies.”

Personalize your debit card

Show off your business name or logo—every time you pay. Get a Truist Business Debit Card that’s uniquely yours. We've made it easy to design your card in just minutes. 

Earn cash back with deals

Enroll your business debit card in Truist DealsDisclosure 6 through online banking. Earn cash back or a statement credit on eligible purchases from participating merchants.

Learn more about your account information.

Resources and other ways we can help

Business Lifecycle Planning

With practical advice, full scale capabilities, and caring partnership, we’re continually focused on the long-term success of your business.

Truist Business savings accounts

Our savings options can help you grow reserves for managing cash flow, upgrading equipment, or expanding your enterprise.

Truist Business credit cards

We offer several choices, including cash back and travel rewards options, so you can select the card that fits your business.

 

Credit cards subject to credit approval.

Merchant services

Our latest payment technology allows you to accept customer payments in person, online, or on the go.Disclosure 7

Sign up for more information.

Sign up to receive our bimonthly Business Break newsletter and invitations to upcoming webinars.

Contact us

We’re here to hear–– and help.

Let’s chat about how we can help you take care of business.

Make an appointment.

Schedule an in-person or virtual appointment.

Schedule an appointment

Call us.

Talk to a Small Business specialist at 833-866-5129.

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Disclosure 1 Fees may apply to transfers to other U.S. financial institutions. Setup is also required, and verification may take 1-3 business days. View the Truist Online and Mobile Banking for Business Service Agreement and the Truist Business Deposit Accounts Fee Schedule for more information. Your mobile carrier’s message and data rates may apply. 

Disclosure 2 Mobile deposit is only available through the Truist mobile app.  Deposit limits and other restrictions apply. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier's message and data rates may apply.

Disclosure 3 Availability may be affected by your mobile carrier's coverage area. Your mobile carrier’s message and data rates may apply.

Disclosure 4 Delivery may be affected by your mobile carrier's coverage area. Availability may be affected by your mobile carrier's coverage area. Your mobile carrier’s message and data rates may apply.

Disclosure 5 For your protection, Zelle® should only be used to send money to friends, family, and other people or businesses you trust.  Payments made with Zelle® are like sending cash and may not be able to be recovered. Enrollment with Zelle® through Truist Online or Mobile banking is required. Both parties must have an eligible U.S. checking or savings account to use Zelle®. Transactions between enrolled users typically occur in minutes. There is no fee to send money with Zelle® through your enrolled Truist business bank account. However, Zelle® payments deposited into your business account will be charged a 1.0% fee by Truist. The maximum fee is capped at $15 per received transaction. See Truist's Business Deposit Accounts Fee Schedule for additional information. For more information, view the Truist Online and Mobile Banking for Business Service Agreement. Availability may be affected by your mobile carrier's coverage area.  Your mobile carrier’s message and data rates may apply.

Disclosure 6 For complete details, refer to the Truist Deals Terms and Conditions. There is no monthly fee and no charge for enrolling in Truist Deals. Truist Personal Credit Cards and Personal and Business Debit Cards are eligible for Truist Deals. The Truist Deals Program is separate and independent from any Truist Consumer Credit Cards Reward Program in which you are enrolled related to your Truist Consumer Credit Card Account(s). Any cash back earned through the Truist Deals Program is not eligible for any deposit bonus or other incentives that may be available when you redeem your Truist Consumer Credit Card Rewards. 

Disclosure 7 Merchant Services are subject to business type and credit approval.

Disclosures

Truist Bank, Member FDIC. © 2025 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
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  • May Lose Value

TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and /or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by McGriff Insurance Services, LLC (McGriff), Kensington Vanguard National Land Services, LLC (Kensington Vanguard) and Crump Life Insurance Services, LLC (Crump). Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable (PJRV), LLC, Arkansas License #100110185. Member FINRA.

McGriff, Kensington Vanguard, Crump, TLIS, and PJRV are not affiliated with Truist Financial Corporation or any of its subsidiaries.

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Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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