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Truist Simple Business Checking

Straightforward—with no monthly maintenance fee. Perfect if you’re just starting out.

You’ve taken the first step. Next, we’ll be in touch to make sure you understand the features and benefits of your account. In the meantime, use this page to make sure you’re taking advantage of your new account.

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Welcome to Truist Simple Business Checking an ideal account for small businesses and startups that have low balances and low monthly transactions with up to 50 monthly transactions and $2,000 monthly cash processing at no charge.

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All at no monthly maintenance fee. And that's just the start. With a few easy steps you can enjoy simple, straightforward checking with basic tools and features your business needs to thrive.

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Enroll in online banking and download the app to start managing your money virtually anytime from pretty much anywhere you can. Link other bank accounts, make deposits, send payments and more.

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Add debit cards for you and your employees to take advantage of deals on the things you buy every day. Simply sign in to online banking to select the deals you want. You can even personalize your debit card with your company logo, need checks.

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Save $25 on your first order. Start enjoying all these benefits when you fund your account.

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And remember with us, you have a partner for every step of your journey. Whatever your needs, we've got the expertise, advice, and solutions to help. That's a partnership you can depend on.

 

First things first. Fund your account—the way that works best for you.

  • Transfer money from an existing Truist or non-Truist account.Disclosure 1
  • Use a debit or prepaid card.
  • Deposit a check.
Sign in to online banking.
Register now for online banking.

Register for online banking to get the most out of your new account.

Make plans. Pay bills. Get paid. Take care of almost everything—anytime.

Tools that work hard for your business

  • Bill pay – Schedule payments, set reminders, and view your payment history.
  • Fraud Inspector®Disclosure 2 – Review transactions that cleared the previous day and initiate the return of any suspected fraudulent items.
  • Online Payroll Disclosure 3 – Automate payroll—so you can focus on the big picture.
  • ACH services – Automatically pay your monthly bills—or have your customers pay you.
  • Wire transfer – Convenient and fast way to send money when speed matters.
  • Zelle® – Send and receive money in minutes.Disclosure 4 And now customers enrolled in Zelle® can simply scan your QR code—no manual entry of U.S. mobile numbers or email addresses needed.
Sign in to online banking.
Register now for online banking.

Download the Truist mobile app.

Get super-fast access to your accounts and insights into your spending with our mobile app.

QR Code to open Apple or Google play app.

Scan this code with your phone’s camera to download our app.Disclosure 5

Your new account is just the start. Now you can get these added perks.

Loyalty bonus

Get a 10% loyalty bonus with a Truist business rewards credit card based on your credit card product type and the method by which you redeem your rewards.

 

Personalized debit card

Get a personalized business debit card with your logo or custom art for you and any employees you want.

Check discounts

Enjoy a $25 discount on your first order of checks.

 

Looking for other ways to help your business be more efficient?

Empower your employees.

Provide access to financial wellness resources for your employees.

Save your way.

Maximize your savings with an interest-bearing account.

Make it easy to accept payments.

Accept credit card payments with Truist Merchant Services.

Contact us

We’re here to hear–– and help.

Let’s chat about how we can help you take care of business.

Make an appointment.

Schedule an in-person or virtual appointment.

Schedule an appointment

Call us.

Talk to a Small Business specialist at 833-866-5129.

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Disclosure 1 Fees may apply to transfers to other U.S. financial institutions. Setup is also required and verification may take 1 to 3 business days. View the Truist Business Deposit Accounts Fee Schedule for more information. Your mobile carrier’s message and data rates may apply.

Disclosure 2 Additional charges and transaction limits may apply. See the Fraud Inspector® Terms and Conditions Service Agreement in the application within Truist Online Banking.

Disclosure 3 Online Payroll is a feature available within Truist online banking for companies with one to 100 employees. For more than 50 employees, an additional $50 one time implementation fee applies; and a monthly $2 fee per employee for the maximum number of active employees in the billing period greater than 50 for which payroll was processed applies. Additional fees apply for businesses with more than 50 employees. See the Business Deposit Accounts Fee Schedule for details.

Disclosure 4 For your protection, Zelle® should only be used to send money to friends, family, other people or businesses you trust. Neither Truist nor Zelle® offers a protection program for payments that you authorize in Zelle®. Enrollment with Zelle® through Truist online or mobile banking is required. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes; however, there are circumstances when payments may take longer. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. There is no fee to send money with Zelle® through your enrolled Truist business bank account. However, Zelle® payments to your business account will be charged a 1.0% fee (maximum fee of $15 per transaction). See Truist's Business Deposit Accounts Fee Schedule for additional information. Your mobile carrier’s message and data rates may apply.

Disclosure 5 When you use the QR code feature, certain information is collected from your mobile device for business purposes. Linked third-party sites are neither operated by, nor affiliated with, Truist Financial Corporation. Truist Financial Corporation is not responsible for and does not control, endorse, or monitor third-party sites.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc.

Google Play is a trademark of Google LLC.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Disclosures

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., which is a SEC registered broker-dealer, member FINRA, SIPC, and a licensed insurance agency. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC., each SEC registered investment advisers.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
  • New York City residents

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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