Truist Dynamic Business Checking

Fuel the pace of your small business.

You’ve taken the first step. Now watch your perks stack up as your balances grow.Disclosure 1 We’ll be in touch to make sure you understand all the features and benefits of your account. In the meantime, use this page to make sure you’re taking advantage of all your new account offers.

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Welcome to Truist Dynamic Business Checking,


an account with unique benefits and rewards that grow with your business. With up to 500 monthly transactions, up to $25,000 in monthly cash processing at no charge, and no monthly maintenance fee when you maintain an average combined balance of $5,000 or more between your business checking, savings, money market, and/or CD accounts, plus a range of account features. And that's just the start. Qualify for the additional benefits of Truist One level premier when you link your personal Truist One account and your Dynamic Business Checking Account.


We're celebrating each of your milestones with different levels of rewards. Enjoy benefits that scale with your combined deposits across accounts like Truist business credit card loyalty bonuses, merchant services discount credits, lending rate discount, and online payroll discount. You'll even be eligible for interest rate discounts on small business loans and lines of credit and bigger discounts on tools you need.


With a few easy steps, you can add tools to help you look after your finances and build for the future. Enroll in Truist online banking and download the Truist Mobile banking app to start managing your money virtually anytime from pretty much anywhere. You can link other Truist accounts, make deposits, send payments, and view your current tier reward level. Add debit cards for you and your authorized users and personalize them with your company logo.


Or get the Delta SkyMiles® Business Debit Card to earn miles when you spend. Start enjoying all these benefits by funding your account today. You are committed to your business and we are committed to supporting you every step of the journey with expertise, advice, solutions, and perks to match. That's a partnership you can depend on.

First things first. Fund your account—the way that works best for you.

  • Transfer money from an existing Truist or non-Truist account.Disclosure 2
  • Use a debit or prepaid card.
  • Deposit a check.

Register for online banking to get the most out of your new account.

Make plans. Pay bills. Get paid. Take care of almost everything—anytime.

Tools that work hard for your business

  • Bill pay – Schedule payments, set reminders, and view your payment history.
  • Fraud Inspector™ – Review transactions that cleared the previous day and initiate the return of any suspected fraudulent items.
  • Online Payroll – Automate payroll—so you can focus on the big picture.
  • ACH services – Automatically pay your monthly bills—or have your customers pay you.
  • Wire transfer – Send big transactions quickly.
  • Zelle® – Send and receive money in minutes.Disclosure 3 And now customers enrolled in Zelle® can simply scan your QR code—no manual entry of U.S. mobile numbers or email addresses needed.

Download the Truist mobile app.

Get super-fast access to your accounts and insights into your spending with our mobile app.

 QR Code to open Apple or Google play app.

Scan this code with your phone’s camera to download our app.Disclosure 4

Your new account is just the start. Now you can get these added perks.

Personalized debit card

Get a personalized business debit card with your logo or custom art for you and any employees you want.

Earn more miles

Earn more miles with a Delta SkyMiles® Business Debit Card.

Loyalty bonus

Get a loyalty bonus on a Truist business rewards credit card based on your credit card product type and the method by which you redeem.

No monthly fees

Automatically qualify for level Premier of a personal Truist One Checking account—which means no monthly maintenance fees.Disclosure 3

Reward levels

Truist Dynamic Business Checking Levels and Rewards
Core rewards Plus rewards Preferred rewards

If your business has >$25k in combined depositsDisclosure 3

If your business has $25k - $49,999 in combined depositsDisclosure 3

If your business has $50k+ in combined depositsDisclosure 3


Merchant Services monthly discount credit


Merchant Services monthly discount credit


Business credit card rewards loyalty bonus


Business credit card rewards loyalty bonus


Business credit card rewards loyalty bonus

(.25) Business lending rate discount

(.50) Business lending rate discount


Discount off the standard Online Payroll standard monthly maintenance feeDisclosure 3


Discount off Online Payroll standard monthly maintenance feeDisclosure 3

2 fees waived on non-Truist domestic ATMs

Unlimited fees waived on non-Truist domestic ATMs


Delta SkyMiles® Business Debit Card annual feeDisclosure 5


Delta SkyMiles® Business Debit Card annual feeDisclosure 5


Delta SkyMiles® Business Debit Card annual feeDisclosure 5

Looking for other ways to help your business be more efficient?

Empower your employees.

Provide access to financial wellness resources for your employees.

Save your way.

Maximize your savings with an interest-bearing account. And as your balance grows, you get more perks with your Dynamic account.

Make it easy to accept payments.

Accept credit card payments with Truist Merchant Services.

Contact us

We’re here to hear–– and help.

Let’s chat about how we can help you take care of business.

Make an appointment.

Schedule an in-person or virtual appointment.

Call us.

Talk to a Small Business specialist at 833-866-5129.