Open an Savings account with Truist

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Savings accounts

A house. Vacation. Tickets to a show. Whatever you want, your savings account can help you get it.

Protection from overdrafts?Disclosure 4 You got it.

Cover yourself—link your Truist savings account to your Truist personal checking account for Overdraft Protection. If you accidentally overspend, we’ll automatically transfer available funds from your savings to your checking account.

Definitely more secure than your mattress.

Your money is FDIC insured to the max limit. It's backed by the U.S. government—rest easy.

Bank better.

Digital features like Zelle®,Disclosure 5 bill pay, and balance notifications, make managing money a whole lot easier.

Start saving

Truist One Savings

Build towards goals, build your rewards. Cash in your savings account may help you unlock Truist personal checking account benefits. Fees may apply.

Learn about Truist One Savings.

Supercharge your savings

Truist One Money Market Account

Easy access. Cash in your savings account may help you unlock Truist personal checking account benefits. Fees may apply.

Learn about the Truist One Money Market Account.

Earn a guaranteed return

Truist Certificates of Deposit (CDs)

Look forward to the future. Get guaranteed growth you can track with Truist Certificates of Deposit.Disclosure 6

Learn about Truist Certificates of Deposit (CDs).

Pair with Confidence Account

Truist Confidence Savings

A no-maintenance fee, no-overdraft-related-feeDisclosure 1 savings option only available for Truist Confidence Account holders. Fees may apply.

Learn about Truist Confidence Savings

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Disclosure 1 Truist does not charge overdraft related fees on this product. Overdraft related fees are considered overdraft fees, returned item fees, negative account balance fees, or overdraft protection transfer fees. Transactions that exceed the account balance will typically be declined or returned.

Disclosure 4 See our Truist Personal Deposit Accounts Fee Schedule for more information. Other account types may also be used for overdraft protection. Please see your local Truist financial center for more options

Disclosure 5 Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Enrollment required. Payments can arrive as quickly as minutes or may take up to three business days. Actual times may vary. Transaction limitations apply. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle. At this time, Truist does not offer the option for clients to receive funds sent from an account with a financial institution that has not partnered with Zelle.

Disclosure 6 Unless you instruct us otherwise, when this CD matures, it will automatically renew:

  • For the same time period as the original CD term.
  • At the Truist standard interest rate based on the balance tier and the interest rate in effect for your local area at the time of each renewal, based on your renewal balance.

Please visit your local branch or call us for current CD information. For more information, please refer to our Truist Personal Deposit Accounts Fee Schedule.

Disclosures

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and/or P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA, SIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
  • New York City residents

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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