Banking for auto dealers

Specialized expertise for a changing auto retail industry.

We partner with franchised new car dealerships to provide the capital, liquidity, and strategic advice needed to navigate an evolving industry, support growth, and build lasting value.

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A partner invested in your success.

From changing market conditions, determining capital needs, navigating growth opportunities and planning for business transition, dealerships face increasingly complex decisions. Our dedicated team provides the industry expertise, financial resources, and proactive guidance needed to help you move forward with confidence.

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  • Floor plan financing for new, used, demo, and service loan vehicles
  • Online solution to access funding and payoff information
  • Floor plan open lot insurance solution provided by nationally recognized insurance provider
  • Direct funding to national auctions 
  • Partner buyout financial solutions
  • Acquisition/Blue sky
  • Real estate
  • Image compliance 
  • Construction Equipment, leasing, and lines/letters of credit
  • Customized financial modeling and scenario planning 
  • Balance sheet recapitalizations to support strategic growth initiatives
  • Receivables
  • Information reporting
  • Fraud protection and detection
  • Integrated payables
  • Merchant services
  • Remote deposit capture
  • Account reconciliation
  • Corporate card and purchasing card programs
  • Full credit spectrum indirect auto lending 
  • Non-prime financing through Regional Acceptance Corporation
  • Financing terms up to 84 months
  • eContracting with dealer track & route one
  • Flat fee service paid at 100%
  • Same day funding
  • Extended buying hours

Explore our indirect lending solutions for a full range of financing options

  • Syndicated financing
  • Interest rate hedging 
  • Structured real estate
  • Asset securitization
  • Collateralized reinsurance program and reporting
  • Wealth management
  • Business transition/succession planning
  • Estate planning 
  • Concentrated equity strategies

Insights for Auto Retailers

Truist Dealer Insider gives you reliable updates on industry topics that auto dealer leaders like you care most about, including M&A, lending, and views from professionals and other entrepreneurs influencing the future of auto retail. Get timely information that you can trust and use in developing strategies to make your dealerships more valuable.

View recent articles from Truist Dealer Insider
Truist Dealer Insider, The Automotive Retail Newsletter Volume 7, Summer 2023

Get in touch with an expert.

We’ve got the expertise to take your business to the next level. Talk with our industry specialists and gain the advantage of our auto dealer capabilities.

Jason W. Smith

Head of Truist Dealer Commercial Services

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Fred Reherman

Head of Truist Indirect Lending

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Business Resource Center

Want some fresh ideas?

Expand your knowledge with resources for a better business strategy. Stay up to date with trending topics, news, and research.

Explore our business resource center for more articles
Auto Dealers Dealers set risk management strategies for the rate environment ahead
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Auto Dealers NADA Vice Chair Sandy Fitzgerald-Angello’s 7 guiding principles for leaders
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Auto Dealers Economists expect another strong year for auto retail
Read article

Stay informed and get connected

Looking for fresh thinking and new insights to help uncover opportunities for your business needs?

Helpful links

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Business Resource Center
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Investment and Insurance Products:

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Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

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Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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