Banking for auto dealers

Let’s drive farther—together.

We focus on your dealership. So you can focus on the road ahead.

Get on the road to success with specialized financial solutions for auto dealers.

Raising and managing capital for your dealership provides new opportunities. And you don’t have to do it alone. Our auto dealer team has decades of industry expertise and a thorough knowledge of local and national market matters. Business growth is just around the corner.

Areas of focus

  • Lending solutions, including floor plan, real estate, and Blue Sky loans
  • Treasury solutions
  • Merchant Services
  • Capital Markets
  • Wealth management
  • Mergers and acquisitions
  • Business transition
  • Interest rate volatility
  • Full credit spectrum indirect auto lending
  • Insurance
  • Corporate trust and escrow services
  • Asset management

Insights for Auto Retailers

Truist Dealer Insider gives you reliable updates on industry topics that auto dealer leaders like you care most about, including M&A, lending, and views from professionals and other entrepreneurs influencing the future of auto retail. Get timely information that you can trust and use in developing strategies to make your dealerships more valuable.

View latest issue to learn more about Trust Dealer Insider
Truist Dealer Insider, The Automotive Retail Newsletter Volume 7, Summer 2023

Business Resource Center

Want some fresh ideas?

Expand your knowledge with resources for a better business strategy. Stay up to date with trending topics, news, and research.

Auto Dealers Lessons in leadership from NADA’s Vice Chair

Five decades in automotive retail shaped a leadership framework built on trust, execution, and adaptability.

From operator to NADA Vice Chair, Sandy Fitzgerald-Angello outlines the seven principles that define resilient, high-performing leaders.
01/23/2026
Article
01/23/2026
NADA Vice Chair Sandy Fitzgerald-Angello’s Leadership Playbook

Auto Dealers Lessons in leadership from NADA’s Vice Chair

Five decades in automotive retail shaped a leadership framework built on trust, execution, and adaptability.
01/23/2026
Article
01/23/2026
NADA Vice Chair Sandy Fitzgerald-Angello’s Leadership Playbook

Auto Dealers Why auto dealers still win in 2026

High-income demand, disciplined operations, and service revenue should lead to strong dealer returns.

Economists project a step-up in GDP growth will support steady vehicle demand and profits for auto retailers.
01/14/2026
Article
01/14/2026
A Growing Economy Backs Auto Retailers in 2026

Auto Dealers Why auto dealers still win in 2026

High-income demand, disciplined operations, and service revenue should lead to strong dealer returns.
01/14/2026
Article
01/14/2026
A Growing Economy Backs Auto Retailers in 2026

Auto Dealers OBBB Tax Changes Every Dealer Must Know

Key tax shifts affecting auto retailers—from QBI and R&D to bonus depreciation and estate planning.

Discover how the OBBB impacts bonus depreciation, floorplan interest deductions, towables, QBI strategies, estate planning, and buy-sell outcomes for auto dealers.
11/12/2025
Article
11/12/2025
How the OBBB Affects Tax Strategy for Auto Dealerships

Auto Dealers OBBB Tax Changes Every Dealer Must Know

Key tax shifts affecting auto retailers—from QBI and R&D to bonus depreciation and estate planning.
11/12/2025
Article
11/12/2025
How the OBBB Affects Tax Strategy for Auto Dealerships
    {0}

    {0}

    {2}
    {6}
    {7}
    {8}
    {9}
    {12}
    {10}
    {11}

    {3}

    {1}
    {2}
    {6}
    {8}
    {9}
    {10}
    {11}
    {14}
    {12}
    {13}
    {1}
    {2}
    {7}
    {8}
    {9}
    {10}
    {11}
    {14}
    {12}
    {13}
    View all Auto Dealer articles.

    Get in touch with an expert.

    We’ve got the expertise to take your business to the next level. Talk with our industry specialists and gain the advantage of our auto dealer capabilities.

    Jason W. Smith
    Head of Truist Dealer Commercial Services
    Follow me on LinkedIn

    Fred Reherman
    Head of Truist Indirect Lending
    Follow me on LinkedIn

    Stay informed and get connected

    Looking for fresh thinking and new insights to help uncover opportunities for your business needs?

    Helpful links

    Business Insights
    Truist Business Lifecycle Advisory
    Business Resource Center
    Sign up for the Truist Dealer Insider

    Receive our quarterly Truist Dealer Insider - straight to your inbox and stay up to date on industry news and trends.

    Please enter a first name
    Please enter a last name
    Please enter a valid email address
    Please enter a company name
    I'm also interested in: Please select a campaign option
    Component ID : "accordionGridLayout-1396148670"
    Model : "disclaimer"
    Position : "left"

    Disclosures

    Truist Bank, Member FDIC. © 2026 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, Truist One, Truist Marquee, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

    Equal Housing Lender

    Investment and Insurance Products:

    • Are Not FDIC or any other Government Agency Insured
    • Are Not Bank Guaranteed
    • May Lose Value

    TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

    Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

    Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries.

    Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

    Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

    Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

    "Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

    Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

    New York City residents:

    Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

    Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

    The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

    Site footer

    Footer Navigation

    Banking products
    About Truist
    Resources
    Support

    © 2026, Truist. All Rights Reserved.