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Open a new eligible small business checking account—and earn up to $800 with qualifying activities.

The more you deposit, the more you earn.

Earn $400

by depositing at least $2,500 within 30 days of account opening and maintaining a daily Current Balance of at least $2,500 from days 30 through 90.

OR

Earn $800

by depositing at least $10,000 within 30 days of account opening and maintaining a daily Current Balance of at least $10,000 from days 30 through 90.

How to get started:

Step one
Open a new Simple Business Checking or Dynamic Business Checking account.

Must be a new business checking client. Use your single-use promo code {{offerPromoCode}} online, by phone, or in branch between 7/14/26 and 3/24/27.

Step 2
Deposit and maintain balance requirements.

Deposit the required amount within 30 days of account opening, and maintain a daily Current Balance of the required amount from days 30 through 90.

Step three
Earn your reward.

Your reward will be deposited to your new business checking account within 10 business days after the qualification requirements have been met and verified.

Compare small business checking accounts.

Whether you're just getting started or focusing on growth, we have your perfect fit.

Simple Business Checking

Straightforward - with no monthly maintenance fee. Perfect if you're just starting out.

Account details
  • 50 total combined transactions a month at no chargeSC*
  • No charge for the first $2,000 in cash deposits per month; $0.0031 fee (per dollar) for $2,001+SC‖
  • $0 monthly maintenance fee
  • Truist business debit card with option to personalize for you and your employees
Dynamic Business Checking

Fuel the pace of your small business.

Account details
  • 500 total combined transactions a month at no chargeSD*
  • No charge for the first $25,000 in cash deposits per month; $0.0031 fee (per dollar) for $25,001+SD‖
  • $25 monthly maintenance fee
    Waived with $5,000 average relationship ledger balanceSD#

  • Truist business debit card with option to personalize for you and your employees

Contact us.

Let’s chat about how we can help you take care of business.

Call us.

For questions or help opening your account, call our Small Business Direct team at 833-866-5129.

Prefer to open in a branch?

Use our branch locator to find a nearby location and bring your single-use promo code, {{offerPromoCode}} with you to the branch.

Schedule an appointment

Frequently asked questions

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Generally, you’ll need to provide information about yourself, your business, and any related documentation. This includes:

  • Business information, including tax ID and NAICS information
  • Nonprofit’s formation documents (e.g. Articles of Incorporation)
  • Estimated annual revenue
  • State and date established
  • Personal and contact information, including your Social Security Number
  • 2 years of address history
  • Employment and income information

See this checklist for other forms of information that may be needed. A $100 minimum opening deposit is required.

You can apply for a Truist Simple Business Checking or Dynamic Business Checking account online, by phone, or in a Truist branch using the promo code above.

The North American Industry Classification System (NAICS) is the standard used by Federal statistical agencies in classifying business establishments for the purpose of collecting, analyzing, and publishing statistical data related to the U.S. business economy. This code is determined by the industry type of your business. You’ll need this code to apply, but you can search for it by entering your industry description while you’re applying. 

If you plan to designate additional parties as beneficial owner, authorized signer or controlling party, you’ll need to add those persons to your application.