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Earn up to 4.00% annual percentage yield (APY)Disclosure 1 on a new Truist One Money Market Account with balances from $15,000 to $1,999,999.99.Disclosure 2

Open now to get started with a Truist One Money Market account.

Offer available to new Truist money market account clients only.Disclosure 2 $50 minimum opening deposit.

Offers vary by location.Disclosure 2 Rates are variable and may change at any time.

Truist One Money Market AccountDisclosure 3

Six free withdrawals each monthDisclosure 4

Waive the $12 monthly maintenance fee with a minimum daily balance of $15,000 or more.Disclosure 5

Optional overdraft protection with a Truist checking accountDisclosure 4

Available debit card or checksDisclosure 4

Ready to earn up to 4.00% APY?Disclosure 1

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Disclosure 1

4.00% APY

Eligible clients who open an account in Florida, TX Dallas metro, TX Houston metro, TX Austin metro, GA Atlanta metro, and NC Triangle metro are eligible for 4.00% APY. The TX Dallas metro area includes the Texas counties of Collin, Dallas, Denton, Ellis, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, and Wise. The TX Houston metro area includes the Texas counties of Austin, Brazoria, Chambers, Fort Bend, Galveston, Harris, Liberty, Montgomery, Waller, Brazos, Burleson, and Robertson. The TX Austin metro area includes the Texas counties of Bastrop, Caldwell, Hays, Travis, Williamson, Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and Wilson. The GA Atlanta metro area includes the Georgia counties of Barrow, Bartow, Butts, Carroll, Cherokee, Clayton, Cobb, Coweta, Dawson, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Haralson, Heard, Henry, Jasper, Lamar, Meriwether, Morgan, Newton, Paulding, Pickens, Pike, Rockdale, Spalding, and Walton. The NC Triangle metro area includes the North Carolina counties of Franklin, Johnston, Wake, Chatham, Durham, Granville, Orange, and Person.

3.25% APY

Eligible clients who open in Alabama, Arkansas, District of Columbia, Indiana, Kentucky, Maryland, Mississippi, NC Triad metro, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Greater Texas, Virginia/DC metro, and West Virginia are eligible for 3.25% APY. The NC Triad metro area includes the North Carolina counties of Davidson, Davie, Forsyth, Stokes, Yadkin, Guilford, Randolph, and Rockingham. The Greater Texas area does not include the TX Dallas metro, the TX Houston metro, or the TX Austin metro areas but includes all other counties in Texas. The TX Dallas metro area includes the counties of Collin, Dallas, Denton, Ellis, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, and Wise. The TX Houston metro area includes the counties of Austin, Brazoria, Chambers, Fort Bend, Galveston, Harris, Liberty, Montgomery, Waller, Brazos, Burleson, and Robertson. The TX Austin metro area includes the counties of Bastrop, Caldwell, Hays, Travis, Williamson, Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and Wilson. The Virginia/DC metro area includes the Virginia counties of Alexandria, Arlington, Clarke, Culpeper, Fairfax, Fairfax City, Falls Church City, Fauquier, Fredericksburg City, Loudoun, Madison, Manassas Park City, Manassas City, Prince William, Rappahannock, Spotsylvania, Stafford, and Warren.

3.00% APY

Eligible clients who open an account in Greater Georgia, Greater North Carolina, and Greater Virginia, are eligible for 3.00% APY. Greater Georgia does not include the GA Atlanta metro area but includes all other counties in Georgia. The GA Atlanta metro area includes the Georgia counties of Barrow, Bartow, Butts, Carroll, Cherokee, Clayton, Cobb, Coweta, Dawson, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Haralson, Heard, Henry, Jasper, Lamar, Meriwether, Morgan, Newton, Paulding, Pickens, Pike, Rockdale, Spalding, and Walton. Greater North Carolina does not include the NC Triangle metro or NC Triad metro areas but includes all other counties in North Carolina. The NC Triad metro area includes the counties of Davidson, Davie, Forsyth, Stokes, Yadkin, Guilford, Randolph, and Rockingham. The NC Triangle metro area includes the counties of Franklin, Johnston, Wake, Chatham, Durham, Granville, Orange, and Person. Greater Virginia does not include the Virginia/DC metro area but includes all other counties in Virginia. The Virginia/DC metro area includes the Virginia counties of Alexandria, Arlington, Clarke, Culpeper, Fairfax, Fairfax City, Falls Church City, Fauquier, Fredericksburg City, Loudoun, Madison, Manassas Park City, Manassas City, Prince William, Rappahannock, Spotsylvania, Stafford, and Warren.

Disclosure 2To qualify for the current rate offer, clients must open a new Truist One Money Market Account at a branch, by phone, or online. Rates vary by location. If the account is opened in a branch, the interest rate is based on where the branch is located. If the account is opened by phone or online, the interest is based on the client’s physical address. Clients with an existing Truist money market account (MMA) or who closed an MMA within 30 days of the new MMA account opening are not eligible.

Interest is earned daily based on the following ledger balance tiers: Tier 1 – $0.01 to $14,999.99; Tier 2 – $15,000 to $49,999.99; Tier 3 – $50,000 to $99,999.99; Tier 4 – $100,000 to $249,999.99; Tier 5 – $250,000 to $1,999,999.99; Tier 6 – $2,000,000 or greater. Accounts with balances in Tiers 2–5 are eligible for these current rate offers. Accounts with balances in Tier 1 will earn 0.01% annual percentage yield (APY). Accounts with balances in Tier 6 will earn 1.01% APY. Your new Truist One Money Market Account could initially earn a rate lower than the current rate. However, within 10 calendar days of account opening, your eligible account will automatically upgrade to the current rate applicable. Fees may reduce earnings. Please see the Personal Deposit Account Fee Schedule for further details.

Interest rates and APYs are accurate as of 6/30/26 and are subject to change without notice at any time, including after the account is opened. At the Bank’s discretion, the variable interest rate and APY may change to our standard interest rate and APY at any time. The current offer interest rate and APY in effect each day will be determined by the balance tier corresponding to your daily current balance, and interest will accrue based on your daily collected balance. Because balance tiers determine the applicable rate, your interest rate and APY may change on any day that your daily current balance moves into a different tier. Daily current balance (also known as daily ledger balance) is the actual amount in your account after nightly posting. It does not include holds or pending transactions and the balance does not change throughout the day.  The daily collected balance is the amount in your account for which we have received credit from the paying bank, drawee, or other source. The daily collected balance excludes any uncollected funds from items deposited in your account (such as checks, drafts, or other non-cash items) that remain in the process of collection.

Disclosure 3Refer to the Account Overview Guide, Bank Services Agreement, and the Personal Deposit Accounts Fee Schedule, for detailed Information regarding each feature, benefit and/or fees listed for the Truist One Money Market Account.

Disclosure 4$5 fee is assessed, regardless of balance, for each withdrawal over six (6) with a maximum of six (6) Withdrawal Limit Fees per statement cycle. The Withdrawal Limit Fee applies, regardless of the balance, to all withdrawals and transfers made from a Truist personal money market account including those made at a branch, ATM, by mail or through any electronic means. The only transactions not counted toward the monthly limit of six (6) are bank-initiated transactions and transactions required for legal reasons.

Disclosure 5Waive the $12 monthly maintenance fee by maintaining a minimum daily ledger balance of $15,000 or more. Daily ledger is the actual balance in your account on a specific day, and does not reflect any holds or pending transactions.

Disclosures

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Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries.

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"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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