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Serving NAPA storeowners nationwide for more than 50 years.

Truist is a preferred financing partner to the NAPA system and has more than $300 million in loans committed to hundreds of NAPA storeowners nationwide. Experience the Truist touch. Get the right financial and industry expertise to help your business realize smart growth. 

Start the conversation. Check out our solutions.

Collect the items noted below before you begin a conversation with one of our team members, and complete our Personal Financial Statement.

Truist’s loan solutions for NAPA storeowners include:
Fixed-rate financing to help you—

  • Open a new NAPA store
  • Finance an inventory upgrade
  • Transfer store ownership
  • Refinance existing debt
  • Floating-rate financing to help working capital and cash flow needs

For loan requests, Truist requires different items based on the use of proceeds. Items may include:

  Store acquisitions Inventory upgrades New store
Ownership structure      
General Manager / Financial Director Letter of Recommendation      
Personal financial statement      
Owner's latest personal tax return      
Year-end financial statements (prior 3 yrs.)      
Most recent monthly financial statements      
TAMS RPT027 for all stores      
Organizational documents      
EIN/federal tax ID      
Asset purchase agreement      
Historical financials for target store      
3-year projections for combined operations      

Get started today.

Email MajorBrands@Truist.com and we’ll be in touch to start discussing your needs.

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New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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