Serving NAPA storeowners nationwide for more than 50 years.

Truist is a preferred financing partner to the NAPA system and has more than $300 million in loans committed to hundreds of NAPA storeowners nationwide. Experience the Truist touch. Get the right financial and industry expertise to help your business realize smart growth. 

Start the conversation. Check out our solutions.

Collect the items noted below before you begin a conversation with one of our team members, and complete our Personal Financial Statement.

Truist’s loan solutions for NAPA storeowners include:
Fixed-rate financing to help you—

  • Open a new NAPA store
  • Finance an inventory upgrade
  • Transfer store ownership
  • Refinance existing debt
  • Floating-rate financing to help working capital and cash flow needs

For loan requests, Truist requires different items based on the use of proceeds. Items may include:

  Store acquisitions Inventory upgrades New store
Ownership structure required required required
General Manager / Financial Director Letter of Recommendation required required required
Personal financial statement required required required
Owner's latest personal tax return required required required
Year-end financial statements (prior 3 yrs.) required required required
Most recent monthly financial statements required required required
TAMS RPT027 for all stores required required required
Organizational documents required required required
EIN/federal tax ID required required required
Asset purchase agreement required not required not required
Historical financials for target store required not required not required
3-year projections for combined operations required not required required

Get started today.

Email MajorBrands@Truist.com and we’ll be in touch to start discussing your needs.