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Open a new small business checking account—and earn $400.1

Open an account
Open a new Simple Business Checking or Dynamic Business Checking account.

Open a new Simple Business Checking or Dynamic Business Checking account.

Use promo code SB23Q2CHECKING online or in a branch between April 3, 2023, and June 30, 2023.

Make qualifying deposits of $1,500 or more.

Make qualifying deposits of $1,500 or more.

Just complete this step within 30 days of opening your account.

Earn $400.<sup><a href="#disc1" name="disclaimer-sup">1</a></sup>

Earn $400.1

Extra forgiveness

Extra forgiveness

A little overdrawn? It’s all good.

  • No monthly overdraft fee.
  • $200 Negative Balance Buffer for eligible clients
  • Cash Reserve cash advance

Truist Simple Business Checking

Straightforward—with no monthly maintenance fee. Perfect if you’re just starting out or have low transaction volume.

  • No monthly maintenance fee
  • $2,000 cash processing per month at no charge2
  • 50 included transactions per month3
Open now Truist Simple Business Checking
Perks Galore

Perks Galore

As your Truist total balances increase, so do your benefits.

  • Five benefit levels
  • Automatic upgrades
  • 10%-15% more credit card rewards

Truist Dynamic Business Checking

Your hard work deserves a payoff. Enjoy unique benefits that reward your relationship.

  • Earn perks based on your deposit balances.4
  • $25,000 cash processing per month at no charge5
  • 500 included transactions per month6
Open now Truist Dynamic Business Checking

Ready to earn $400?

Open your Truist Simple Business Checking or Truist Dynamic Business Checking account between April 3, 2023, and June 30, 2023, and make at least $1,500 in qualifying deposits.

For questions or help opening your account, call our Small Business Direct line at 833-866-5129.

Open an account
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1Teammate Instructions for Enrolling Clients in the Offer: Enrollment in the promotion is required at the time of account opening and must be completed in the Promotions Center from April 3, 2023, through June 30, 2023, using Promo Code SB23Q2CHECKING and indicating the last four digits of the checking account number opened.

Terms and Conditions for the Truist Q2 2023 Small Business Checking Offer: SB23Q2CHECKING

Offer information:
Earn $400. Open a new Truist Simple Business Checking or Dynamic Business Checking account online or in a branch from April 3, 2023, through June 30, 2023. Within 30 days of opening the new business checking account, you must:

  • Make Qualifying Deposits* of $1,500 or more into your new account.

Enrollment in the promotion is required at the time of account opening, using promo code SB23Q2CHECKING, in order to be eligible for a promotion reward. Please refer to the Account Opening and Enrollment section below for instructions.

*Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.

To be eligible to participate in the promotion:
You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days prior to the promotion start date (on or after Oct 5, 2022), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business must be registered within the U.S. with the business’s physical street address located in the following states: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC and have a valid U.S. TIN or EIN. The qualifying checking account must be opened in a Truist branch in one of the above-listed states or online.

Reward processing:
The reward will be credited to the new business checking account up to 4 weeks after the qualification requirements have been verified. When the cash reward is deposited, it will appear in your new business checking account monthly statement as Reward SB23Q2CHECKING. This offer is only applicable once per client. Truist may report the value of any reward received through any offer to the Internal Revenue Service, as required by law. Any applicable taxes are the responsibility of the recipient.

Reward forfeiture:
The new business checking account must remain open and in good standing with a balance ≥$0.01 until the reward is processed in order to receive the reward. Reward forfeiture will occur if: (1) the business checking account is changed to an account type not included in this client offer, (2) the business checking account is closed prior to the reward being processed, or (3) the new business checking account has a negative available balance at the time of qualification validation. Truist reserves the right to deduct the reward amount from the business checking account at the time of closing if the new business checking account is closed by the client or Truist within 180 days after opening.

Other terms:
A minimum account opening deposit of $100 is required for a new business checking account. For interest-bearing accounts, you may obtain the current interest rate and APY on your account by calling 844-4TRUIST or 844-487-8478. See Truist’s Commercial Bank Services Agreement to obtain information about the interest calculation. Fees may reduce your earnings. The offer is nontransferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. All promotional payouts will be processed no later than December 31, 2023, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.

Online Account Opening and Promotion Enrollment Instructions:
The business checking account can be opened via the “Open Now” link on the offer landing page or by entering the offer code SB23Q2CHECKING in the Truist online account application. After reviewing the terms and conditions, make sure “Accept” is selected in the “Special Offer” page to be enrolled for this offer. Accounts opened without the Promotion Code will not be eligible to participate in the offer.

Branch Account Opening and Promotion Enrollment Instructions:
Visit your local Truist branch to open a new eligible business checking account. During the account opening process, ask the Truist representative to enroll you in the Q2 2023 Small Business Checking Offer and provide them with promotion code SB23Q2CHECKING. The offer may not be combined with any other offers.

Version 1 02142023 SB23Q2CHECKING

2 No charge for the first $2,000 of cash deposits per monthly statement cycle. There are fees for exceeding stated cash processing limits. See Truist’s Business Deposit Account Fee Schedule for additional details. 

3 No charge for the first 50 total combined transactions per monthly statement cycle. Transactions include deposits and deposited items, checks, ATM transactions, point-of-sale purchases, and ACH debits. Wire transfer services and commercial and treasury management services may also be included. There are fees for exceeding stated limits. See Truist’s Business Deposit Account Fee Schedule for additional details. 

4Balance for Dynamic Checking rewards is calculated as the highest three-month average balance in combined Truist business checking, savings, money market accounts and CDs.

5 No charge for the first $25,000 of cash deposits per monthly statement cycle. There are fees for exceeding stated cash processing limits. See Truist’s Business Deposit Account Fee Schedule for additional details. 

6 No charge for the first 500 total combined transactions per monthly statement cycle. Transactions include deposits and deposited items, checks, ATM transactions, point-of-sale purchases, and ACH debits. Wire transfer services and commercial and treasury management services may also be included. There are fees for exceeding stated limits. See Truist’s Business Deposit Account Fee Schedule for additional details.

Disclosures

Truist Bank, Member FDIC. © 2023 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA SIPC and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC, AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, LLC.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
  • New York City residents

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources: