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Open a new small business checking account—and earn $400.1

Open an account

Open a new Simple Business Checking or Dynamic Business Checking account.

Use promo code SB23Q3CHECKING online or in a branch between July 5, 2023, and September 29, 2023.

Make qualifying deposits* of $1,500 or more.

Just complete this step within 30 days of opening your account.

Earn $400.1

Truist Simple Business Checking

Straightforward—with no monthly maintenance fee. Perfect if you’re just starting out or have low transaction volume.

  • No monthly maintenance fee
  • $2,000 cash processing per month at no charge2
  • 50 included transactions per month3

Open now Truist Simple Business Checking

Truist Dynamic Business Checking

Fuel the pace of your small business. With more perks as your balances grow—and a true, local partnership.

  • Earn perks based on your deposit balances.4
  • $25,000 cash processing per month at no charge5
  • 500 included transactions per month6

Open now Truist Dynamic Business Checking

Ready to earn $400?

Open your Truist Simple Business Checking or Truist Dynamic Business Checking account between July 5, 2023, and September 29, 2023, and make at least $1,500 in qualifying deposits*.

For questions or help opening your account, call our Small Business Direct line at 833-866-5129.

Open an account
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Truist Teammate Instructions: Enrollment in the promotion is required at the time of account opening and must be completed in the Promotions Center from 7/5/2023 through 9/29/2023 using Promo Code SB23Q3CHECKING.

1Terms and Conditions for the Truist Q3 2023 Small Business Checking Offer: SB23Q3CHECKING

Offer Information:

Earn $400 for opening a new Truist Simple Business Checking or Dynamic Business Checking account online or in a branch from 7/5/2023 through 9/29/2023. Within 30 days of account opening, you must make Qualifying Deposits* of $1,500 or more into your new account.

Enrollment in the promotion is required at the time of account opening using promo code SB23Q3CHECKING to be eligible for a promotion reward. Refer to the Account Opening and Enrollment section below for instructions.

*Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.

Offer Eligibility:

You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days prior to the promotion start date (on or after 1/6/2023), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business must be registered within the U.S. with the business’s physical address located in the following states: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC and have a valid U.S. TIN or EIN. The qualifying account must be opened in a Truist branch in one of the above-listed states or online.

Reward Processing:

The reward will be deposited to the new business checking account within 4 weeks after the qualification requirements have been verified. This offer is only applicable once per checking account and per client. Truist may report the value of any reward received to the IRS, as required by law. Any applicable taxes are the responsibility of the recipient.

Reward Forfeiture:

The new business checking account must remain open and in good standing with a balance ≥$0.01 until the reward is processed in order to receive the reward. Reward forfeiture will occur if: (1) the business checking account is changed to an account type not included in this offer, (2) the business checking account is closed prior to the reward being processed, or (3) the new business checking account has a negative available balance at the time of qualification validation.

Other Terms:

Minimum opening deposit is $100. For interest-bearing accounts, you may obtain the current interest rate and APY on your account by calling 844-4TRUIST or 844-487-8478. See Truist’s Commercial Bank Services Agreement to obtain information about the interest calculation. Fees may reduce your earnings. The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. All promotional payouts will be processed no later than 3/31/2024, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.

Online Account Opening & Promotion Enrollment Instructions:

During the online application process, ensure the promo code SB23Q3CHECKING is entered into the Promo Code field and accept the offer when presented.  Accounts opened online without the Promotion Code will not be eligible to participate in the offer.

Branch Account Opening & Promotion Enrollment Instructions:

Visit your local Truist branch and ask the Truist representative to open an eligible account and enroll you in the Q3 2023 Small Business Checking Offer using promotion code SB23Q3CHECKING.

Truist Bank, Member FDIC. ©2023, Truist Financial Corporation. Truist, Truist Purple and the Truist Logo are service marks of Truist Financial Corporation

Version 2   05122023   SB23Q3CHECKING

2 No charge for the first $2,000 of cash deposits per monthly statement cycle. There are fees for exceeding stated cash processing limits. See Truist’s Business Deposit Account Fee Schedule for additional details. 

3 No charge for the first 50 total combined transactions per monthly statement cycle. Transactions include deposits and deposited items, checks, ATM transactions, point-of-sale purchases, and ACH debits. Wire transfer services and commercial and treasury management services may also be included. There are fees for exceeding stated limits. See Truist’s Business Deposit Account Fee Schedule for additional details. 

4Balance for Dynamic Checking rewards is calculated as the highest three-month average balance in combined Truist business checking, savings, money market accounts and CDs.

5 No charge for the first $25,000 of cash deposits per monthly statement cycle. There are fees for exceeding stated cash processing limits. See Truist’s Business Deposit Account Fee Schedule for additional details. 

6 No charge for the first 500 total combined transactions per monthly statement cycle. Transactions include deposits and deposited items, checks, ATM transactions, point-of-sale purchases, and ACH debits. Wire transfer services and commercial and treasury management services may also be included. There are fees for exceeding stated limits. See Truist’s Business Deposit Account Fee Schedule for additional details.

Disclosures

Truist Bank, Member FDIC. © 2023 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

Services provided by the following affiliates of Truist Financial Corporation (Truist): Banking products and services, including loans and deposit accounts, are provided by Truist Bank, Member FDIC. Trust and investment management services are provided by Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and P.J. Robb Variable, LLC., which are SEC registered broker-dealers, members  FINRA SIPC and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc., GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Insurance products and services are offered through McGriff Insurance Services, LLC. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, LLC, AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, LLC.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank. Deposit products are offered by Truist Bank.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency:

  • Multilingual teammates available at our Multicultural Banking Centers
  • Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve.
  • Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

  • Limited English Proficiency Support
  • New York City residents

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

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