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Earn 3.66% annual percentage yield (APY)Disclosure 1 on a new Truist One Money Market Account.Disclosure 2

Open now to get started with a Truist One Money Market account.

Offer available to new Truist One Money Market Account clients only.Disclosure 1 $50 minimum opening deposit.

Rates are variable and may change at any time.

Truist One Money Market Account

Available debit card or checksDisclosure 3

Optional overdraft protection with a Truist checking account

Six no-fee withdrawals each monthDisclosure 3

Waive the $12 monthly maintenance fee with a minimum daily balance of $15,000 or more.Disclosure 4

Ready to earn 3.66% APY?

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Disclosure 1 This offer is non-transferable. The recipient of this message must be the Primary Applicant and/or Primary Account owner. To qualify for this offer, clients must open a new Truist One Money Market Account online. Rates are subject to change at any time. Clients with an existing Truist money market account (MMA) or who closed an MMA within 30 days of the new MMA account opening are not eligible.

The Truist One Money Market Account requires a $50 minimum opening deposit. Truist One Money Market Account interest tier earned is based on the following ledger balance tiers: Tier 1 – $999.99 or less; Tier 2 – $1,000 to $9,999.99; Tier 3 –$10,000 to $49,999.99; Tier 4 – $50,000 to $99,999.99; Tier 5 – $100,000 to $249,999.99; Tier 6 – $250,000 or more.

For accounts eligible for this promotion, the variable interest rate is 3.59% and the variable Annual Percentage Yield (APY) is 3.66% for Tiers 1–6. The standard interest rate and APY are both 0.01% for Tiers 1–6. At the Bank’s discretion, the variable interest rate and APY may change to our standard interest rate and APY at any time. The interest rates and APYs are accurate as of 3/03/2025 and are subject to change without notice at any time, including after the account is opened. Maintenance and service fees apply. Money market accounts closed before the end of the interest-payment period forfeit all interest earned that period. To avoid this loss of interest, you must keep a balance in the account until interest is paid. Fees may reduce earnings.

Disclosure 2 Refer to the Account Overview Guide and the Personal Deposit Accounts Fee Schedule for detailed information regarding each feature, benefit and/or fees listed for each product.

Disclosure 3 The Withdrawal Limit Fee of $5 will be assessed per withdrawal over six (6) with a maximum of six (6) Withdrawal Limit Fees per statement cycle. The Withdrawal Limit Fee applies, regardless of the balance, to all withdrawals and transfers made from a Truist personal savings and/or money market account including those made at a branch, ATM, by mail, or through any electronic means. Transactions initiated by the bank or for legal reason are not counted towards the six (6).

Disclosure 4 The monthly maintenance fee can be waived for the Truist One Money Market Account for each statement cycle by maintaining a minimum daily ledger balance of $15,000 or more. Daily ledger balance is the actual balance in your account on a specific day and does not reflect any holds or pending transactions.

Disclosures

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Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
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  • May Lose Value

TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and /or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by McGriff Insurance Services, LLC (McGriff), Kensington Vanguard National Land Services, LLC (Kensington Vanguard) and Crump Life Insurance Services, LLC (Crump). Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable (PJRV), LLC, Arkansas License #100110185. Member FINRA.

McGriff, Kensington Vanguard, Crump, TLIS, and PJRV are not affiliated with Truist Financial Corporation or any of its subsidiaries.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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