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Earn 3.50% annual percentage yield (APY)Disclosure 1 on a new Truist One Money Market Account.Disclosure 2

Open now to get started with a Truist One Money Market account.

Offer available to new Truist One Money Market Account clients only.Disclosure 2 $50 minimum opening deposit.

Offers vary by location.Disclosure 2 Rates are variable and may change at any time.

Truist One Money Market AccountDisclosure 3

Available debit card or checksDisclosure 4

Optional overdraft protection with a Truist checking accountDisclosure 4

Six no-fee withdrawals each monthDisclosure 4

Waive the $12 monthly maintenance fee with a minimum daily balance of $15,000 or moreDisclosure 5

Ready to earn 3.50% APY?

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Disclosure 1 Interest rates and APYs are accurate as of 10/9/2025 and are subject to change without notice at any time, including after the account is opened. At the Bank’s discretion, the variable interest rate and APY may change to our standard interest rate and APY at any time. The standard interest rate and APY are both 0.01%. Truist One Money Market Account interest tier earned is based on the following ledger balance tiers: Tier 1 – $999.99 or less; Tier 2 – $1000 to $9999.99; Tier 3 – $10000 to $49999.99; Tier 4 – $50000 to $99999.99; Tier 5 – $100000 to $249999.99; Tier 6 – $250000 or more. Tiers 1–6 are eligible for this 3.50% APY variable rate offer. Maintenance and service fees apply. Money market accounts closed before the end of the interest-payment period forfeit all interest earned that period. To avoid this loss of interest, you must keep a balance in the account until interest is paid. Fees may reduce earnings.

Disclosure 2 Rates may vary based on location and whether you open an account online or in branch. To qualify for this offer, clients must open a new Truist One Money Market Account and the primary applicant’s physical address cannot be located in Texas, Ohio, or the Greater Philadelphia area (as defined below). Clients with an existing Truist money market account (MMA) or who closed an MMA within 30 days of the new MMA account opening are not eligible. Clients who open an account at a Truist branch in Texas, Ohio, or the Greater Philadelphia Area (as defined below), or for phone or online account opening, primary applicants whose physical address is in Texas, Ohio, or the Greater Philadelphia Area (as defined below) are not eligible for the 3.50% offer. The Greater Philadelphia area includes the following counties in Pennsylvania: Bucks, Montgomery, Delaware, Philadelphia, Chester and the following counties in New Jersey: Salem, Camden, Burlington, Gloucester. Clients with any existing Truist MMA or who closed an MMA within 30 days of the new MMA account opening are not eligible.

Disclosure 3 Refer to the Account Overview Guide, Bank Services Agreement, and the Personal Deposit Accounts Fee Schedule, for detailed Information regarding each feature, benefit and/or fees listed for the Truist One Money Market Account.

Disclosure 4 A $5 fee is assessed, regardless of balance, for each withdrawal over six (6) with a maximum of six (6) Withdrawal Limit Fees per statement cycle. The Withdrawal Limit Fee applies, regardless of the balance, to all withdrawals and transfers made from a Truist personal money market account including those made at a branch, ATM, by mail or through any electronic means. The only transaction not counted toward the monthly limit of six (6) are bank-initiated transactions and transactions required for legal reason.

Disclosure 5 Waive the $12 monthly maintenance fee by maintaining a minimum daily ledger balance of $15,000 or more. Daily ledger Is the actual balance in your account on a specific day, and does not reflect any holds or pending transaction.

Disclosures

Truist Bank, Member FDIC. © 2025 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

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  • May Lose Value

TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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