How it works

As a small business owner, you do a lot of hard work. So we make loans easy. Here’s how it works.

  1. Find your fit—with personalized options built to match your goals.
  2. Apply for the amount and term you’re looking for. You’ll have plenty of options to choose from on our simple application. And you can apply online, by phone, or in a branch.1
  3. You’ll get a fast answer so you can get back to business.

Sign up for auto-draft payments and get a 0.25% interest rate discount2.

Small Business Line of Credit

Access to money—whenever you need it. Manage seasonal cash flow, expand inventory, or grab hold of a new opportunity.

Component ID : "accordionGridLayout-1748665823"
Model : "stack"
Position : "left"


Loan amounts up to

12-36 months terms available4

Terms up to

Competitive variable rates1

How it works:

  • Apply for a specific line of credit amount. 
  • Borrow up to your available credit limit.1
  • Access funds by transferring money to your checking account or by writing checks.
  • Interest accrues only on the outstanding balance.
  • Use as a revolving line of credit and re-borrow over time up to the maximum credit limit.1

Best if you want to:

  • Cover seasonal or revolving cash flow.
  • Access working capital where and when you need it.
  • Access a larger line of credit if secured by collateral.

Have a different borrowing need?

We have a wide range of financing options. If you’re looking for something else, we can guide you to the option that best fits your needs. Call 855-917-6189 or learn more.

Earn $200 with a new Truist business checking account5

Small Business Checking

Whether you want a streamlined solution or a bunch of benefits, we have a business checking account that will fit—and grow with—your business. And right now, new Dynamic Business Checking or Simple Business Checking clients can earn $2005 when opening a new account. Terms apply.