Monthly maintenance fee waived for students under 25


Negative Balance Buffer1

No overdraft fees.

Truist One Checking is great for students. And wherever life takes you.

No need to switch accounts after graduation. With Truist One Checking, you’re all good. We automatically update your benefits as your account balances with us grow over time. Plus you get a special perk as a student—the $12 monthly maintenance fee is waived for students under 25.

Benefits for you:

Benefits for you:

Component ID : "accordionGridLayout-657863492"
Model : "disclaimer"
Position : "center"
  • Move between five different benefit levels as your relationship with Truist grows over the years. No need to search for new checking accounts as your needs change. Learn more about how Truist One Checking levels work.
  • Get 10% more rewards from Truist credit cards.2
  • After you qualify1 for the Negative Balance Buffer, you can overdraw up to $100 without triggering a transfer from a linked account or having your transaction declined.
  • Get a free 10-pack of personal checks.
  • Enjoy a Truist One Savings account with no monthly maintenance fee.
Best checking account if you:

Best checking account if you:

Component ID : "accordionGridLayout-1548883486"
Model : "disclaimer"
Position : "center"
  • Are an FSU student that wants a customizable debit card to show off your school pride
  • Want a checking account that will last through all of your years as an FSU alum
  • Could use free access to digital banking and financial educational
  • Enjoy digital features like text alerts, mobile deposits, and keeping an eye on your money with an app

Ready to open your Truist One Checking account? It’s so simple.

Have you thought about?

Related Recommendations

Savings accounts

First-timer? Or looking to earn interest? Let’s find what works for you.

Financial guidance

Visit Money & Mindset to get tips and tools on making the most of life’s moments.


Move money in minutes.3