Your Truist Premier benefits

Disclosures

1. Mobile deposit is only available through the Truist mobile app. Deposit limits and other restrictions apply. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

2. For your protection, Zelle® should only be used to send money to friends, family, and other people or businesses you trust. Payments made with Zelle® are like sending cash and may not be able to be recovered. Enrollment with Zelle® through Truist Online or Mobile banking is required. Both parties must have an eligible U.S. checking or savings account to use Zelle®. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®. To send and receive money with a small business, both parties must be enrolled in Zelle® directly through their financial institution’s online or mobile banking experience. For more information, view the Truist Online and Mobile Banking Service Agreement (or https://www.truist.com/content/dam/truist-bank/us/en/documents/agreement/online-and-mobile-banking-service-agreement.pdf Truist Online and Mobile Banking Service Agreement PDF). Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply.

3. For clients who meet specific asset balance tiers, Truist offers interest rate discounts on most mortgage loans (excluding CHIP, Bond and Assumption mortgages). The mortgage borrower must be a named account holder for the asset account to be included in balance tier calculation. Qualifying asset balances include: Truist personal checking, savings, money markets, CDs, IRAs and investments accounts held at Truist or any Truist affiliate. Certain account types are excluded from asset balance tier calculations, including commercial, business, tax-qualified annuities, ERISA, Keogh, bank collateral, foreign, fiduciary, custodial, and trust accounts in which the borrower is only listed as a beneficiary. This is not intended as an exhaustive list of eligible or ineligible accounts, which are subject to change; please talk with a Mortgage Loan Officer for questions about determining which discount tier would apply. The Truist asset accounts(s) used to determine rate discount eligibility must be opened and funded with the required asset amounts 7 days prior to loan closing. If the eligible balance is not available for verification seven (7) business days prior to closing, the loan must be repriced, at which point the borrower may choose to close the loan without the rate discount, or to extend the closing date for an extension fee. Please note that for purposes of determining which discount tier applies, combined asset balances must be exclusive of downpayment and loan closing costs, unless evidence of sufficient funds at another institution is provided. This rate discount may not be combined with certain other discounts. The current discount tiers, as of 3/21/2025 are shown below. As an example, if a borrower who would otherwise obtain a mortgage loan interest rate of 7.00% APR had $250,000 in qualifying asset balances, their adjusted rate, after application of the 0.375%-point discount, would be 6.625% APR. Truist may change or discontinue this discount pricing at any time without notice.

   No origination fee, but other fees and closing costs may apply.