How it works

Open a new Truist One Checking Account and a new Truist One Savings or Truist One Money Market Account on the same day. Open your new accounts by February 17, 2023.

Open a new Truist One Checking Account and a new Truist One Savings or Truist One Money Market Account on the same day. Open your new accounts by February 17, 2023.

Enjoy extra forgiveness—and perks galore with Truist One Checking.

  • No overdraft fees and $100 Negative Balance Buffer2 for eligible clients
  • Automatic upgrades to the next level when your balances hit the next threshold.
  • Five benefit levels,3 each bringing more perks4
  • Five ways to waive the $12 monthly maintenance fee5

And your new savings account helps because as your total Truist portfolio balance3 increases, so do your perks.

Truist One Savings Account

Build toward your goals

  • Earn interest.
  • Sock away an emergency fund.
  • Link to Truist One Checking for overdraft protection. 
  • Easily waive the $5 monthly maintenance fee if you have a related7 Truist personal checking account.

Truist One Money Market Account

Flexibility to spend when you need6

  • Earn interest.
  • Spend with checks or a debit card6 .
  • Link to Truist One Checking for additional overdraft protection.
  • Waive the $12 monthly maintenance fee by maintaining a minimum daily ledger8 balance of $1,000 or more.
Set up and receive two direct deposits<sup><a href="#disc9" name="disclaimer-sup">9</a></sup> into your new Truist One Checking Account.

Set up and receive two direct deposits9 into your new Truist One Checking Account.

Earn a $200 reward when you receive two qualifying direct deposits into your Truist One Checking Account, totaling at least $1,000 within 90 days of account opening.

Earn an additional cash reward by:

Earn an additional cash reward by:

  • Depositing $10,000 or more into the new money market or savings account within 30 days of account opening AND
  • At 90 days from account opening, the savings/money market account balance will be evaluated. The reward earned will be based on that day’s available balance according to the table below and will not be greater than the reward level identified on day 30. 

Your cash bonus will be based on your lowest savings account balance at day 30 and day 90:

Deposit balance levels Savings reward
$10,000-$24,999.99 $100
$25,000-$49,999.99 $250
$50,000-$74,999.99 $500
$75,000-$99,999.99 $750
$100,000+ $1,000

Keep in mind that your savings reward cannot exceed the maximum level set at day 30. For example, if you have a balance of $25,000 at day 30 but the balance has reduced to $15,000 at day 90, then the maximum savings reward would be $100. 

Ready to earn up to $1,200?1

Open your new accounts by February 17, 2023.