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Get paid faster. Get reliable support. Earn $400.

Truist Merchant Services

Let’s make your payment processing better. And faster. And easier. Our team will provide you with a solution to accepting payments that fits the way you do business. Plus, your money is available the next business day1 when you deposit directly into a Truist business checking account.

Sounds good, right? It gets even better. Right now, you can earn a $400 statement credit.2

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Here’s how to earn $400.

It’s simple. Open a new Truist Merchant Services account through March 31, 2023, and process $10,000 or more in card sales transactions within 60 days of merchant account opening.

What you get with Truist Merchant Services

Streamline your business with comprehensive product options. Plus, get unlimited support from your Truist team.

Flexible

Flexible

Customized without complexity.

  • Get solutions specific to your industry.
  • Access your money the next business day when you deposit directly into a Truist business checking account.1
  • Expanded discounts with Truist Dynamic Business Checking.3
Seamless

Seamless

A smooth experience—every time.

  • Cohesive across mobile point of sale (POS), traditional or virtual terminals, and online payment gateways.
  • Easily integrate with your existing payment or accounting system.
Secure

Secure

We protect your data.

  • Stop fraud in its tracks with real-time fraud monitoring.
  • Payment card industry4 (PCI) digital security standards? You got it.
  • Protect your customers’ data with encryption and tokenization.

Contact us

Call us

Give us a call at 844-649-0481.

Make an appointment

Schedule and in-person or virtual appointment.

Schedule an appointment
Request a free quote

Request a quote

Earn an additional $300 with a new Truist business checking account.

Small Business Checking

Whether you want a streamlined solution or a bunch of benefits, we have a business checking account that will fit—and grow with—your business. And right now, new Dynamic Business Checking or Simple Business Checking clients can earn $3005 when opening a new account. Terms apply.

Learn more
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1 Not all merchant solutions or industry types are eligible for next-day funding.

2 Offer expires March 31, 2023. This offer is available to new Truist Merchant Services clients only. Offer is limited to one merchant incentive per business and its related entities and does not apply to second or multiple business relationships. Mobile merchants are excluded from this offer. Standard 3-year contract term required. Existing SunTrust Merchant Services clients do not qualify. The Merchant will qualify to receive a statement credit incentive for processing $10,000 or more in credit card sales transactions within 60 days of account opening. Within 60 days from qualification, the reward will be credited to the Truist checking account where merchant transactions are deposited. Truist may report the value of any reward received through any offer to the Internal Revenue Service, as required by law. Any applicable taxes are the responsibility of the recipient. Offer cannot be combined with any other merchant offer. Merchant Services are subject to business type and credit approval.

3 Receive a $5.00 Merchant Statement Credit with an average balance of more than $25,000 and less than $50,000 in your combined Truist business deposit balance. Receive a $10.00 Merchant Statement Credit with an average balance of more than $50,000 in your combined Truist business deposit balance. All fees and discounts are per calendar month and will show up in the form of a Merchant Statement credit for the prior month. Contact your Truist Banker or Truist Merchant consultant for questions.

4 The Payment Card Industry Data Security Standard is a set of data security requirements established and governed by Visa®, MasterCard®, American Express® and Discover® to protect cardholder account information. PCI DSS includes best practices to identify vulnerabilities in processes, procedures and website configurations.

Truist Bank, Member FDIC. © 2023 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.

5 Teammate Instructions for Enrolling Clients in the Offer: Enrollment in the promotion is required and must be completed in the Truist Promotions Center using Promo Code SB23Q1CHECKING and indicating the last four digits of the business checking account number opened when prompted.

Terms and Conditions for the Truist Q1 2023 Small Business Checking Offer: SB23Q1CHECKING

Offer information:

Earn $300. Open a new Truist Simple Business Checking or Dynamic Business Checking account online or in a branch from January 5, 2023, through March 31, 2023. Within 30 days of opening the new business checking account, you must:

  • Make Qualifying Deposits* of $1,500 or more into your new account, and
  • Enroll and Sign In to Truist Online Banking for Business.

Enrollment in the promotion is required at the time of account opening, using promo code SB23Q1CHECKING, in order to be eligible for a promotion reward. Please refer to the Account Opening and Enrollment section below for instructions.

*Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.

To be eligible to participate in the promotion:

You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days prior to the promotion start date (on or after July 9, 2022), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business must be registered within the U.S. with the business’s physical street address located in the following states: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC and have a valid U.S. TIN or EIN. The qualifying checking account must be opened in a Truist branch in one of the above-listed states or online.

Reward processing:

The reward will be credited to the new business checking account up to 4 weeks after the qualification requirements have been verified. When the cash reward is deposited, it will appear in your new business checking account monthly statement as Reward SB23Q1CHECKING. This offer is only applicable once per client. Truist may report the value of any reward received through any offer to the Internal Revenue Service, as required by law. Any applicable taxes are the responsibility of the recipient.

Reward forfeiture:

The new business checking account must remain open and in good standing with a balance ≥$0.01 until the reward is processed in order to receive the reward. Reward forfeiture will occur if: (1) the business checking account is changed to an account type not included in this client offer, (2) the business checking account is closed prior to the reward being processed, or (3) the new business checking account has a negative available balance at the time of qualification validation. Truist reserves the right to deduct the reward amount from the business checking account at the time of closing if the new business checking account is closed by the client or Truist within 180 days after opening.

Other terms:

A minimum account opening deposit of $100 is required for a new business checking account. You must accept the Terms and Conditions presented when initially signing on to Online Banking for Business in order to complete the Sign In requirement. For interest-bearing accounts, you may obtain the current interest rate and APY on your account by calling 844-4TRUIST or 844-4878478.  See Truist’s Commercial Bank Services Agreement to obtain information about the interest calculation. Fees may reduce your earnings. The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time.

Online Account Opening and Promotion Enrollment Instructions:

The business checking account can be opened via the “Open Now” link on the offer landing page or by entering the offer code SB23Q1CHECKING in the Truist online account application. After reviewing the terms and conditions, make sure “Accept” is selected in the “Special Offer” page to be enrolled for this offer. Accounts opened without the Promotion Code will not be eligible to participate in the offer.

Branch Account Opening and Promotion Enrollment Instructions:

Visit your local Truist branch to open a new eligible business checking account. During the account opening process, ask the Truist representative to enroll you in the Q1 2023 Small Business Checking Offer and provide them with promotion code SB23Q1CHECKING. The offer may not be combined with any other offers.