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Open Truist One Checking

Start your savings journey & Earn 1M Coins!

  1. Set up your new Truist personal banking account and online banking profile1
  2. Return to Truist Long Game and login with your new online banking credentials
  3. Get 1M Coins and start playing2

Truist One Checking has your back3

No overdraft fees
No overdraft fees

None. That’s it.

$100 Negative Balance Buffer for eligible clients<sup><a href="#disc4" name="disclaimer-sup">4</a></sup>
$100 Negative Balance Buffer for eligible clients4

A little over? It’s all good.

$12-$0 monthly maintenance fee
$12-$0 monthly maintenance fee

Here are five ways to waive the fee.

Open Truist One Checking

Saving is a long game. You might as well enjoy it!

All Truist Checking, Savings, and Money Market Accounts are eligible to play Truist Long Game.1 Learn more on the checking and savings tab on Truist.com

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NO PURCHASE, PAYMENT, OR OBLIGATION IS NECESSARY TO ENTER OR WIN USING THE ALTERNATE METHOD OF ENTRY. Click here for Terms.

Non-U.S. residents, non-resident aliens, and those under 18 years of age are not eligible to participate in Truist Long Game nor in the Alternate Method of Entry.

1 Credit card, loans, businesses, mortgage, and investment accounts do not qualify for Truist Long Game.

2 A minimum of $20.00 in total deposits in your linked Truist Bank account is required in order to redeem your cash winnings for the first time from Truist Long Game. Deposits made in your linked Truist Bank account within 60 days prior to signing up with Truist Long Game qualifies toward this requirement.

3 Refer to the Account Overview Guides and the Personal Deposit Accounts Fee Schedule for detailed information regarding each feature, benefit and/or fees listed for each product. Credit criteria apply to opening deposit accounts.

4 The $100 Negative Balance Buffer is only available with Truist One Checking and allows eligible clients to overdraw their account up to $100.

All eligibility requirements below must be met to initially qualify for the $100 Negative Balance Buffer:

  • Account must be opened for a minimum of 35 calendar days
  • Account must be funded and have a positive balance
  • A single direct deposit of at least $100 per month must be made for 2 consecutive months

To remain qualified for the $100 Negative Balance Buffer, the requirement below must be met:

  • A recurring direct deposit of at least $100 per month

For accounts that qualify for the $100 Negative Balance Buffer and also have Overdraft Protection, Truist will use the $100 Negative Balance Buffer first. If the account has neither, transactions that exceed the account balance will typically be declined or returned.

Truist Bank, Member FDIC. ©2023, Truist Financial Corporation. Truist, Truist Purple and the Truist Logo are service marks of Truist Financial Corporation.