Richard Ricci

Richard Ricci
Mortgage Loan Officer, NMLSR # 659699

13728 Beach Blvd

Jacksonville, FL 32224-1208

About me

Background

I’m a Loan Officer with Truist Mortgage. Mortgage lending and quality service are my passion, exemplified in the production and customer service awards I’ve received throughout my over 14 years at Truist and its predecessor firm, SunTrust. These awards include the Performance Excellence Award, the Gold Award, multiple Top Service Quality Awards, and multiple Chairman's Team Awards. Even though I specialize in the doctor loan program, I’m also an expert in all types of mortgage loans, including conventional, VA, FHA, jumbo, and new construction. Basic courtesies in customer service seem to be disappearing in our modern workplace. That’s why I’m the Loan Officer clients call when they need a professional who will always return calls, provide regular mortgage process updates, and work in their best interests.

Education

Bachelor of Arts in Business Administration
University of Florida 1999 2003

Personal interests

I earned a degree from the University of Florida and am a husband and father of three children, a daughter and twin boys. 

Areas of Focus

  • Explore a variety of jumbo mortgage loan financing options to put the home you’ve always dreamed of within reach.

    • Access larger loan amounts at competitive interest rates.
    • For primary residences and second homes, including condominiums.
    • Maximum loan amount varies by loan type, ranging from $1,500,000 to $3,000,000.
  • Enjoy some of the best rates and terms for a low down payment mortgage designed for doctors and dentists.

    • Qualified physicians receive special privileges including lower rates and greater purchasing power, even if you have student loans.
    • Doctors can get up to 100% financing with no monthly mortgage insurance payments.
    • Borrowers will receive favorable repayment terms to help meet the financial reality of practicing medicine.

Accomplishments

Chairman's Team (3x)
Gold Award (2x)
TOPS Award
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